Nu Holdings (NU) Asset Utilization Ratio (2022 - 2025)

Nu Holdings' Asset Utilization Ratio history runs 4 years deep, the most recent figure standing at 0.22 for Q4 2025.

• On a quarterly basis, Asset Utilization Ratio fell 5.76% year-over-year to 0.22 in Q4 2025; TTM through Dec 2025 was 0.22, a 5.76% decrease from a year earlier, with the FY2025 full-year figure at 0.25, up 2.35% from the prior year.
• Asset Utilization Ratio grew to 0.22 in Q4 2025 per NU's latest filing, from 0.21 in the prior quarter.
• Across five years, Asset Utilization Ratio topped out at 0.23 in Q3 2024 and bottomed at 0.13 in Q2 2022.
• The 4-year median for Asset Utilization Ratio is 0.21 (2023), against an average of 0.2.
• Across the five-year window, Asset Utilization Ratio soared 55.27% in 2023 and fell 8.21% in 2025, its largest moves.
• Year by year, Asset Utilization Ratio stood at 0.17 in 2022, then grew by 18.58% to 0.2 in 2023, then grew by 15.02% to 0.23 in 2024, then dropped by 5.76% to 0.22 in 2025.
• Per Business Quant, the three latest NU Asset Utilization Ratio figures stand at 0.22 (Q4 2025), 0.21 (Q3 2025), and 0.22 (Q2 2025).