Nu Holdings (NU) Asset Utilization Ratio (2022 - 2025)

Nu Holdings' Asset Utilization Ratio history runs 4 years deep, the most recent figure standing at 0.43 for Q4 2025.

• In Q4 2025, Asset Utilization Ratio rose 83.4% year-over-year to 0.43; the TTM figure through Dec 2025 stood at 0.43 (up 83.4% YoY), while the FY2025 annual figure was 0.57, up 27.37% from the prior year.
• Asset Utilization Ratio was 0.43 for Q4 2025 at Nu Holdings, up from 0.21 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.43 in Q4 2023 to a low of 0.11 in Q1 2022.
• Historically, Asset Utilization Ratio has averaged 0.24 across 4 years, with a median of 0.22 in 2025.
• The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio soared 152.79% in 2023, then sank 46.04% in 2024.
• A 4-year view of Asset Utilization Ratio shows it stood at 0.17 in 2022, then jumped by 152.79% to 0.43 in 2023, then tumbled by 46.04% to 0.23 in 2024, then jumped by 83.4% to 0.43 in 2025.
• The last three Asset Utilization Ratio figures came in at 0.43 (Q4 2025), 0.21 (Q3 2025), and 0.22 (Q2 2025), per Business Quant data.