Nu Holdings (NU) Asset Utilization Ratio (2022 - 2025)
Nu Holdings' quarterly Asset Utilization Ratio came in at 0.43 in Q4 2025, up 83.4% year-on-year from 0.23 in Q4 2024, and up 99.54% quarter-over-quarter from 0.21 in Q3 2025.
Nu Holdings has reported Asset Utilization Ratio for 4 years, with the latest figure at 0.43 in Q4 2025.
- For the quarter ending Q4 2025, Asset Utilization Ratio rose 83.4% year-over-year to 0.43; the trailing twelve-month figure through Dec 2025 stood at 0.43 (up 83.4% YoY), and the FY2025 full-year result was 0.57, up 27.37% from the prior year.
- Asset Utilization Ratio for Q4 2025 stood at 0.43, up from 0.21 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.43 in Q4 2023, with the low at 0.11 in Q1 2022.
- Average Asset Utilization Ratio over 4 years is 0.24, with a median of 0.22 recorded in 2025.
- Year-over-year, Asset Utilization Ratio surged 152.79% in 2023 and sank 46.04% in 2024.
- Tracing NU's Asset Utilization Ratio over 4 years: stood at 0.17 in 2022, then surged by 152.79% to 0.43 in 2023, then slumped by 46.04% to 0.23 in 2024, then surged by 83.4% to 0.43 in 2025.
- The last three Asset Utilization Ratio figures came in at 0.43 (Q4 2025), 0.21 (Q3 2025), and 0.22 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.01 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.05 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 0.02 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.04 |
| 10 | Nu Holdings | 61.52 Mn | -14.98 Bn | 1.94 Bn | 0.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.43 |
| Sep 30, 2025 | 0.21 |
| Jun 30, 2025 | 0.22 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.23 |
| Sep 30, 2024 | 0.23 |
| Jun 30, 2024 | 0.23 |
| Mar 31, 2024 | 0.40 |
| Dec 31, 2023 | 0.43 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.17 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.13 |
| Mar 31, 2022 | 0.11 |