Nu Holdings (NU) Net Cash Flow (2020 - 2025)

Nu Holdings (NU) posted quarterly Net Cash Flow of $1.2 billion for Q4 2025, up 1558.73% year-on-year from $73.5 million in Q4 2024, and up 98.03% on a QoQ basis from $615.9 million in Q3 2025.

Nu Holdings (NU) Net Cash Flow (2020 - 2025) Analysis & Trends

Nu Holdings (NU) has reported Net Cash Flow for 6 consecutive years, with $1.2 billion the latest figure, recorded in Q4 2025.

  • Quarterly Net Cash Flow rose 1558.73% year-over-year to $1.2 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.9 billion (down 19.77% YoY) and the FY2025 annual result came in at $5.4 billion, up 94.85% from the prior year.
  • Net Cash Flow grew to $1.2 billion in Q4 2025 per NU's latest filing, from $615.9 million in the prior quarter.
  • Over the last five years, Net Cash Flow for NU reached as high as $3.1 billion in Q2 2024 and fell as low as -$3.1 billion in Q3 2023.
  • A 5-year average of $284.5 million and a median of $222.9 million in 2022 frame the typical range for Net Cash Flow.
  • Annual changes were most pronounced in 2021 — Net Cash Flow tumbled 12411.23% — and 2022, when it surged 47953.15%.
  • Year by year, Net Cash Flow stood at -$2.0 billion in 2021, then soared by 115.25% to $305.9 million in 2022, then jumped by 777.87% to $2.7 billion in 2023, then sank by 97.26% to $73.5 million in 2024, then surged by 1558.73% to $1.2 billion in 2025.
  • According to Business Quant data, Net Cash Flow over the past three periods registered $1.2 billion, $615.9 million, and $363.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -503.85 Mn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -8.67 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -1.18 Mn
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 12.35 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 10.88 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - -8.01 Bn
10 Nu Holdings 68.58 Bn 53.46 Bn 1.94 Bn 1.22 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.22 Bn
Dec 31, 2025 1.22 Bn
Sep 30, 2025 615.89 Mn
Sep 30, 2025 615.89 Mn
Jun 30, 2025 362.98 Mn
Jun 30, 2025 362.98 Mn
Mar 31, 2025 -250.59 Mn
Mar 31, 2025 -250.59 Mn
Dec 31, 2024 73.53 Mn
Dec 31, 2024 73.53 Mn
Sep 30, 2024 -394.35 Mn
Sep 30, 2024 -394.35 Mn
Jun 30, 2024 3.09 Bn
Jun 30, 2024 3.09 Bn
Mar 31, 2024 -339.18 Mn
Mar 31, 2024 -339.18 Mn
Dec 31, 2023 2.69 Bn
Dec 31, 2023 2.69 Bn
Sep 30, 2023 -3.05 Bn
Sep 30, 2023 -3.05 Bn