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Growth Metrics

Nu Holdings (NU) Net Cash Flow (2020 - 2025)

Nu Holdings' quarterly Net Cash Flow came in at $1.2 billion in Q4 2025, up 1558.73% year-on-year from $73.5 million in Q4 2024, and up 98.03% quarter-over-quarter from $615.9 million in Q3 2025.

Nu Holdings has reported Net Cash Flow for 6 years, with the latest figure at $1.2 billion in Q4 2025.

  • For the quarter ending Q4 2025, Net Cash Flow rose 1558.73% year-over-year to $1.2 billion; the trailing twelve-month figure through Dec 2025 stood at $1.9 billion (up 909.95% YoY), and the FY2025 full-year result was $5.4 billion, up 94.85% from the prior year.
  • Net Cash Flow for Q4 2025 stood at $1.2 billion, up from $615.9 million in the prior quarter.
  • The five-year high for Net Cash Flow was $1.2 billion in Q4 2021, with the low at -$394.3 million in Q3 2024.
  • Average Net Cash Flow over 5 years is $263.3 million, with a median of $184.3 million recorded in 2022.
  • Year-over-year, Net Cash Flow surged 7779.35% in 2021 and slumped 601.37% in 2024.
  • Tracing NU's Net Cash Flow over 5 years: stood at $1.2 billion in 2021, then slumped by 93.79% to $77.6 million in 2022, then plunged by 127.04% to -$21.0 million in 2023, then jumped by 450.59% to $73.5 million in 2024, then jumped by 1558.73% to $1.2 billion in 2025.
  • The last three Net Cash Flow figures came in at $1.2 billion (Q4 2025), $615.9 million (Q3 2025), and $363.0 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -1.18 Mn
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 12.35 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 10.88 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -511.13 Mn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - -8.01 Bn
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn 1.22 Bn

Historic Data

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DateValue
Dec 31, 2025 1.22 Bn
Dec 31, 2025 1.22 Bn
Sep 30, 2025 615.89 Mn
Sep 30, 2025 615.89 Mn
Jun 30, 2025 362.98 Mn
Jun 30, 2025 362.98 Mn
Mar 31, 2025 -250.59 Mn
Mar 31, 2025 -250.59 Mn
Dec 31, 2024 73.53 Mn
Dec 31, 2024 73.53 Mn
Sep 30, 2024 -394.35 Mn
Sep 30, 2024 -394.35 Mn
Jun 30, 2024 419.50 Mn
Jun 30, 2024 419.50 Mn
Mar 31, 2024 -339.18 Mn
Mar 31, 2024 -339.18 Mn
Dec 31, 2023 -20.97 Mn
Dec 31, 2023 -20.97 Mn
Sep 30, 2023 181.10 Mn
Sep 30, 2023 181.10 Mn
Jun 30, 2023 -30.45 Mn
Jun 30, 2023 -30.45 Mn
Mar 31, 2023 67.65 Mn
Mar 31, 2023 67.65 Mn
Dec 31, 2022 77.56 Mn
Dec 31, 2022 77.56 Mn
Sep 30, 2022 -100.51 Mn
Sep 30, 2022 -100.51 Mn
Jun 30, 2022 258.31 Mn
Jun 30, 2022 258.31 Mn
Mar 31, 2022 187.43 Mn
Mar 31, 2022 187.43 Mn
Dec 31, 2021 1.25 Bn
Dec 31, 2021 1.25 Bn
Sep 30, 2021 675.17 Mn
Sep 30, 2021 675.17 Mn
Jun 30, 2021 623.34 Mn
Jun 30, 2021 623.34 Mn
Mar 31, 2021 390.04 Mn
Mar 31, 2021 390.04 Mn
Dec 31, 2020 -16.27 Mn
Dec 31, 2020 -16.27 Mn