Nu Holdings (NU) Net Cash Flow (2020 - 2025)

Nu Holdings (NU) recorded quarterly Net Cash Flow of $2.1 billion in Q4 2025, up 678.12% quarter-over-quarter from -$354.7 million in Q3 2025, and up 42.05% on a YoY basis from $1.4 billion in Q4 2024.

Nu Holdings (NU) Net Cash Flow (2020 - 2025) Analysis & Trends

Nu Holdings' Net Cash Flow history runs 6 years deep, the most recent figure standing at $2.1 billion for Q4 2025.

  • In Q4 2025, Net Cash Flow rose 42.05% year-over-year to $2.1 billion; the TTM figure through Dec 2025 stood at $5.4 billion (up 99.64% YoY), while the FY2025 annual figure was $5.4 billion, up 94.85% from the prior year.
  • Net Cash Flow was $2.1 billion for Q4 2025 at Nu Holdings, up from -$354.7 million in the prior quarter.
  • In the past five years, Net Cash Flow ranged from a high of $3.1 billion in Q2 2024 to a low of -$2.0 billion in Q4 2021.
  • Historically, Net Cash Flow has averaged $537.1 million across 5 years, with a median of $285.8 million in 2022.
  • The sharpest annual moves came in 2021 and 2023: Net Cash Flow slumped 896101.03% in 2021, then soared 777.87% in 2023.
  • A 5-year view of Net Cash Flow shows it stood at -$2.0 billion in 2021, then jumped by 115.25% to $305.9 million in 2022, then surged by 777.87% to $2.7 billion in 2023, then tumbled by 46.24% to $1.4 billion in 2024, then soared by 42.05% to $2.1 billion in 2025.
  • The last three Net Cash Flow figures came in at $2.1 billion (Q4 2025), -$354.7 million (Q3 2025), and $2.9 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.18 Mn
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 12.35 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 10.88 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -8.79 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Nu Holdings 58.79 Mn -14.98 Bn 1.94 Bn 2.05 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.05 Bn
Dec 31, 2025 2.05 Bn
Sep 30, 2025 -354.71 Mn
Sep 30, 2025 -354.71 Mn
Jun 30, 2025 2.92 Bn
Jun 30, 2025 2.92 Bn
Mar 31, 2025 834.76 Mn
Mar 31, 2025 834.76 Mn
Dec 31, 2024 1.44 Bn
Dec 31, 2024 1.44 Bn
Sep 30, 2024 -1.46 Bn
Sep 30, 2024 -1.46 Bn
Jun 30, 2024 3.09 Bn
Jun 30, 2024 3.09 Bn
Mar 31, 2024 -339.18 Mn
Mar 31, 2024 -339.18 Mn
Dec 31, 2023 2.69 Bn
Dec 31, 2023 2.69 Bn
Sep 30, 2023 -1.26 Bn
Sep 30, 2023 -1.26 Bn