Nu Holdings (NU) Net Cash Flow (2020 - 2025)
Nu Holdings' quarterly Net Cash Flow came in at $1.2 billion in Q4 2025, up 1558.73% year-on-year from $73.5 million in Q4 2024, and up 98.03% quarter-over-quarter from $615.9 million in Q3 2025.
Nu Holdings has reported Net Cash Flow for 6 years, with the latest figure at $1.2 billion in Q4 2025.
- For the quarter ending Q4 2025, Net Cash Flow rose 1558.73% year-over-year to $1.2 billion; the trailing twelve-month figure through Dec 2025 stood at $1.9 billion (up 909.95% YoY), and the FY2025 full-year result was $5.4 billion, up 94.85% from the prior year.
- Net Cash Flow for Q4 2025 stood at $1.2 billion, up from $615.9 million in the prior quarter.
- The five-year high for Net Cash Flow was $1.2 billion in Q4 2021, with the low at -$394.3 million in Q3 2024.
- Average Net Cash Flow over 5 years is $263.3 million, with a median of $184.3 million recorded in 2022.
- Year-over-year, Net Cash Flow surged 7779.35% in 2021 and slumped 601.37% in 2024.
- Tracing NU's Net Cash Flow over 5 years: stood at $1.2 billion in 2021, then slumped by 93.79% to $77.6 million in 2022, then plunged by 127.04% to -$21.0 million in 2023, then jumped by 450.59% to $73.5 million in 2024, then jumped by 1558.73% to $1.2 billion in 2025.
- The last three Net Cash Flow figures came in at $1.2 billion (Q4 2025), $615.9 million (Q3 2025), and $363.0 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -1.18 Mn |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 12.35 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 10.88 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -511.13 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | -8.01 Bn |
| 10 | Nu Holdings | 61.52 Mn | -14.98 Bn | 1.94 Bn | 1.22 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.22 Bn |
| Dec 31, 2025 | 1.22 Bn |
| Sep 30, 2025 | 615.89 Mn |
| Sep 30, 2025 | 615.89 Mn |
| Jun 30, 2025 | 362.98 Mn |
| Jun 30, 2025 | 362.98 Mn |
| Mar 31, 2025 | -250.59 Mn |
| Mar 31, 2025 | -250.59 Mn |
| Dec 31, 2024 | 73.53 Mn |
| Dec 31, 2024 | 73.53 Mn |
| Sep 30, 2024 | -394.35 Mn |
| Sep 30, 2024 | -394.35 Mn |
| Jun 30, 2024 | 419.50 Mn |
| Jun 30, 2024 | 419.50 Mn |
| Mar 31, 2024 | -339.18 Mn |
| Mar 31, 2024 | -339.18 Mn |
| Dec 31, 2023 | -20.97 Mn |
| Dec 31, 2023 | -20.97 Mn |
| Sep 30, 2023 | 181.10 Mn |
| Sep 30, 2023 | 181.10 Mn |
| Jun 30, 2023 | -30.45 Mn |
| Jun 30, 2023 | -30.45 Mn |
| Mar 31, 2023 | 67.65 Mn |
| Mar 31, 2023 | 67.65 Mn |
| Dec 31, 2022 | 77.56 Mn |
| Dec 31, 2022 | 77.56 Mn |
| Sep 30, 2022 | -100.51 Mn |
| Sep 30, 2022 | -100.51 Mn |
| Jun 30, 2022 | 258.31 Mn |
| Jun 30, 2022 | 258.31 Mn |
| Mar 31, 2022 | 187.43 Mn |
| Mar 31, 2022 | 187.43 Mn |
| Dec 31, 2021 | 1.25 Bn |
| Dec 31, 2021 | 1.25 Bn |
| Sep 30, 2021 | 675.17 Mn |
| Sep 30, 2021 | 675.17 Mn |
| Jun 30, 2021 | 623.34 Mn |
| Jun 30, 2021 | 623.34 Mn |
| Mar 31, 2021 | 390.04 Mn |
| Mar 31, 2021 | 390.04 Mn |
| Dec 31, 2020 | -16.27 Mn |
| Dec 31, 2020 | -16.27 Mn |