Nu Holdings (NU) Net Cash Flow (2020 - 2025)
Nu Holdings (NU) posted quarterly Net Cash Flow of $1.3 billion for Q4 2025, up 299.38% year-over-year from $321.4 million in Q4 2024, and up 73.22% quarter-over-quarter from $741.2 million in Q3 2025.
Nu Holdings (NU) Net Cash Flow (2020 - 2025) Analysis & Trends
Nu Holdings' Net Cash Flow history runs 6 years deep, the most recent figure standing at $1.3 billion for Q4 2025.
- In Q4 2025, Net Cash Flow rose 299.38% year-over-year to $1.3 billion; the TTM figure through Dec 2025 stood at $2.3 billion (down 15.26% YoY), while the FY2025 annual figure was $5.4 billion, up 94.85% from the prior year.
- Net Cash Flow for Q4 2025 stood at $1.3 billion, up from $741.2 million in the prior quarter.
- The five-year high for Net Cash Flow was $3.1 billion in Q2 2024, with the low at -$149.0 billion in Q3 2023.
- The 5-year median for Net Cash Flow is $322.8 million (2022), against an average of -$6.9 billion.
- The sharpest annual moves came in 2022 and 2023: Net Cash Flow jumped 56990.45% in 2022, then sank 14167497.24% in 2023.
- Nu Holdings' Net Cash Flow stood at -$1.9 billion in 2021, then soared by 118.02% to $333.6 million in 2022, then soared by 714.26% to $2.7 billion in 2023, then slumped by 88.17% to $321.4 million in 2024, then jumped by 299.38% to $1.3 billion in 2025.
- Business Quant data shows NU's Net Cash Flow at $1.3 billion in Q4 2025, $741.2 million in Q3 2025, and $434.5 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | -2.95 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 18.14 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 3.09 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.28 Bn |
| Dec 31, 2025 | 1.28 Bn |
| Sep 30, 2025 | 741.15 Mn |
| Sep 30, 2025 | 741.15 Mn |
| Jun 30, 2025 | 434.48 Mn |
| Jun 30, 2025 | 434.48 Mn |
| Mar 31, 2025 | -169.20 Mn |
| Mar 31, 2025 | -169.20 Mn |
| Dec 31, 2024 | 321.45 Mn |
| Dec 31, 2024 | 321.45 Mn |
| Sep 30, 2024 | -394.35 Mn |
| Sep 30, 2024 | -394.35 Mn |
| Jun 30, 2024 | 3.09 Bn |
| Jun 30, 2024 | 3.09 Bn |
| Mar 31, 2024 | -312.40 Mn |
| Mar 31, 2024 | -312.40 Mn |
| Dec 31, 2023 | 2.72 Bn |
| Dec 31, 2023 | 2.72 Bn |
| Sep 30, 2023 | -149.04 Bn |
| Sep 30, 2023 | -149.04 Bn |