KPIs & Operating Metrics(New)
Growth Metrics

Nu Holdings (NU) Invested Capital (2020 - 2025)

Nu Holdings' quarterly Invested Capital came in at $15.7 billion in Q4 2025, up 103.3% year-on-year from $7.7 billion in Q4 2024, and up 44.64% quarter-over-quarter from $10.8 billion in Q3 2025.

Nu Holdings has reported Invested Capital for 6 years, with the latest figure at $15.7 billion in Q4 2025.

  • For the quarter ending Q4 2025, Invested Capital rose 103.3% year-over-year to $15.7 billion; the trailing twelve-month figure through Dec 2025 stood at $15.7 billion (up 103.3% YoY), and the FY2025 full-year result was $15.7 billion, up 103.3% from the prior year.
  • Invested Capital for Q4 2025 stood at $15.7 billion, up from $10.8 billion in the prior quarter.
  • The five-year high for Invested Capital was $15.7 billion in Q4 2025, with the low at $69.2 million in Q3 2022.
  • Average Invested Capital over 5 years is $3.3 billion, with a median of $605.0 million recorded in 2024.
  • Year-over-year, Invested Capital tumbled 96.85% in 2022 and jumped 4509.88% in 2023.
  • Tracing NU's Invested Capital over 5 years: stood at $4.5 billion in 2021, then plunged by 96.85% to $140.4 million in 2022, then jumped by 4509.88% to $6.5 billion in 2023, then grew by 19.22% to $7.7 billion in 2024, then jumped by 103.3% to $15.7 billion in 2025.
  • The last three Invested Capital figures came in at $15.7 billion (Q4 2025), $10.8 billion (Q3 2025), and $9.7 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 1.29 Mn
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 54.97 Bn
3 Lloyds Banking 426.28 Bn 426.28 Bn - 1,224.75 Bn
4 NatWest 184.56 Bn 184.56 Bn - 146.60 Bn
5 First Capital 181.18 Bn 181.03 Bn - 138.15 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 161.61 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 262.54 Bn
8 KB Financial 150.02 Bn 142.15 Bn - 50.12 Bn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 130.34 Bn
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn 15.69 Bn

Historic Data

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DateValue
Dec 31, 2025 15.69 Bn
Sep 30, 2025 10.85 Bn
Jun 30, 2025 9.70 Bn
Mar 31, 2025 585.52 Mn
Dec 31, 2024 7.72 Bn
Sep 30, 2024 624.47 Mn
Jun 30, 2024 639.48 Mn
Mar 31, 2024 660.43 Mn
Dec 31, 2023 6.47 Bn
Sep 30, 2023 214.76 Mn
Jun 30, 2023 190.40 Mn
Mar 31, 2023 157.44 Mn
Dec 31, 2022 140.42 Mn
Sep 30, 2022 69.21 Mn
Jun 30, 2022 121.98 Mn
Mar 31, 2022 200.51 Mn
Dec 31, 2021 4.45 Bn
Mar 31, 2021 102.38 Mn
Dec 31, 2020 498.24 Mn