Nu Holdings (NU) EBIT (2021 - 2025)
Nu Holdings (NU) posted quarterly EBIT of -$2.7 billion for Q4 2025, up 8.74% year-over-year from -$2.5 billion in Q4 2024, and down 207.41% quarter-over-quarter from $2.5 billion in Q3 2025.
Nu Holdings (NU) EBIT (2021 - 2025) Analysis & Trends
Nu Holdings' EBIT history runs 5 years deep, the most recent figure standing at -$2.7 billion for Q4 2025.
- In Q4 2025, EBIT rose 8.74% year-over-year to -$2.7 billion; the TTM figure through Dec 2025 stood at $3.9 billion (up 38.53% YoY), while the FY2025 annual figure was $3.9 billion, up 38.53% from the prior year.
- EBIT for Q4 2025 stood at -$2.7 billion, down from $2.5 billion in the prior quarter.
- The five-year high for EBIT was $2.5 billion in Q3 2025, with the low at -$3.0 billion in Q4 2024.
- The 5-year median for EBIT is $800.3 million (2022), against an average of $386.4 million.
- Peak annual rise in EBIT reached 130.34% in 2022, while the deepest fall reached 102.98% in 2022.
- Nu Holdings' EBIT stood at -$1.3 billion in 2021, then sank by 102.98% to -$2.6 billion in 2022, then grew by 15.13% to -$2.2 billion in 2023, then tumbled by 35.78% to -$3.0 billion in 2024, then grew by 8.74% to -$2.7 billion in 2025.
- Business Quant data shows NU's EBIT at -$2.7 billion in Q4 2025, $2.5 billion in Q3 2025, and $2.2 billion in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 5.17 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 5.96 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.04 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -1.13 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 11.84 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 2.95 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 4.16 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 2.19 Bn |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -2.70 Bn |
| Sep 30, 2025 | 2.51 Bn |
| Jun 30, 2025 | 2.22 Bn |
| Mar 31, 2025 | 1.84 Bn |
| Dec 31, 2024 | -2.96 Bn |
| Sep 30, 2024 | 1.97 Bn |
| Jun 30, 2024 | 1.99 Bn |
| Mar 31, 2024 | 1.78 Bn |
| Dec 31, 2023 | -2.18 Bn |
| Sep 30, 2023 | 1.42 Bn |
| Jun 30, 2023 | 1.24 Bn |
| Mar 31, 2023 | 1.06 Bn |
| Dec 31, 2022 | -2.57 Bn |
| Sep 30, 2022 | 848.95 Mn |
| Jun 30, 2022 | 751.68 Mn |
| Mar 31, 2022 | 655.84 Mn |
| Dec 31, 2021 | -1.26 Bn |
| Sep 30, 2021 | 469.66 Mn |
| Jun 30, 2021 | 339.34 Mn |
| Mar 31, 2021 | 284.72 Mn |