Nu Holdings (NU) EBIT (2021 - 2025)
Nu Holdings' (NU) quarterly EBIT came in at -$2.7 billion in Q4 2025, up 8.74% year-on-year from -$2.5 billion in Q4 2024, and down 207.41% quarter-over-quarter from $2.5 billion in Q3 2025.
Nu Holdings (NU) EBIT (2021 - 2025) Analysis & Trends
Nu Holdings' EBIT history runs 5 years deep, the most recent figure standing at -$2.7 billion for Q4 2025.
- On a quarterly basis, EBIT rose 8.74% year-over-year to -$2.7 billion in Q4 2025; TTM through Dec 2025 was $3.9 billion, a 38.53% increase from a year earlier, with the FY2025 full-year figure at $3.9 billion, up 38.53% from the prior year.
- EBIT fell to -$2.7 billion in Q4 2025 per NU's latest filing, from $2.5 billion in the prior quarter.
- Across five years, EBIT topped out at $2.5 billion in Q3 2025 and bottomed at -$3.0 billion in Q4 2024.
- The 5-year median for EBIT is $800.3 million (2022), against an average of $386.4 million.
- Biggest YoY gain for EBIT was 130.34% in 2022; the steepest drop was 102.98% in 2022.
- Year by year, EBIT stood at -$1.3 billion in 2021, then plunged by 102.98% to -$2.6 billion in 2022, then increased by 15.13% to -$2.2 billion in 2023, then slumped by 35.78% to -$3.0 billion in 2024, then increased by 8.74% to -$2.7 billion in 2025.
- Per Business Quant, the three latest NU EBIT figures stand at -$2.7 billion (Q4 2025), $2.5 billion (Q3 2025), and $2.2 billion (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 832.02 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 1.47 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 346,782.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 2.73 Bn |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 25.35 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 11.62 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 2.74 Bn |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 4.72 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 7.34 Bn |
| 10 | Nu Holdings | 68.07 Bn | 52.92 Bn | 1.94 Bn | -2.70 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -2.70 Bn |
| Sep 30, 2025 | 2.51 Bn |
| Jun 30, 2025 | 2.22 Bn |
| Mar 31, 2025 | 1.84 Bn |
| Dec 31, 2024 | -2.96 Bn |
| Sep 30, 2024 | 1.97 Bn |
| Jun 30, 2024 | 1.99 Bn |
| Mar 31, 2024 | 1.78 Bn |
| Dec 31, 2023 | -2.18 Bn |
| Sep 30, 2023 | 1.42 Bn |
| Jun 30, 2023 | 1.24 Bn |
| Mar 31, 2023 | 1.06 Bn |
| Dec 31, 2022 | -2.57 Bn |
| Sep 30, 2022 | 848.95 Mn |
| Jun 30, 2022 | 751.68 Mn |
| Mar 31, 2022 | 655.84 Mn |
| Dec 31, 2021 | -1.26 Bn |
| Sep 30, 2021 | 469.66 Mn |
| Jun 30, 2021 | 339.34 Mn |
| Mar 31, 2021 | 284.72 Mn |