KPIs & Operating Metrics(New)
Growth Metrics

Nu Holdings (NU) EBIT (2021 - 2025)

Nu Holdings' quarterly EBIT came in at $2.4 billion in Q4 2025, up 180.62% year-on-year from $849.3 million in Q4 2024, and up 10.14% quarter-over-quarter from $2.2 billion in Q3 2025.

Nu Holdings has reported EBIT for 5 years, with the latest figure at $2.4 billion in Q4 2025.

  • For the quarter ending Q4 2025, EBIT rose 180.62% year-over-year to $2.4 billion; the trailing twelve-month figure through Dec 2025 stood at $8.3 billion (up 196.18% YoY), and the FY2025 full-year result was $3.9 billion, up 38.53% from the prior year.
  • EBIT for Q4 2025 stood at $2.4 billion, up from $2.2 billion in the prior quarter.
  • The five-year high for EBIT was $2.4 billion in Q4 2025, with the low at -$3.0 billion in Q4 2024.
  • Average EBIT over 5 years is $606.7 million, with a median of $953.5 million recorded in 2022.
  • Year-over-year, EBIT slumped 102.98% in 2022 and jumped 180.62% in 2025.
  • Tracing NU's EBIT over 5 years: stood at -$1.3 billion in 2021, then sank by 102.98% to -$2.6 billion in 2022, then rose by 15.13% to -$2.2 billion in 2023, then tumbled by 35.78% to -$3.0 billion in 2024, then jumped by 180.62% to $2.4 billion in 2025.
  • The last three EBIT figures came in at $2.4 billion (Q4 2025), $2.2 billion (Q3 2025), and $1.9 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 748,885.00
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 8.87 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 11.54 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 10.53 Bn
8 KB Financial 150.02 Bn 142.15 Bn - 832.02 Mn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 4.67 Bn
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn 2.38 Bn

Historic Data

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DateValue
Dec 31, 2025 2.38 Bn
Sep 30, 2025 2.16 Bn
Jun 30, 2025 1.89 Bn
Mar 31, 2025 1.84 Bn
Dec 31, 2024 -2.96 Bn
Sep 30, 2024 1.97 Bn
Jun 30, 2024 1.99 Bn
Mar 31, 2024 1.78 Bn
Dec 31, 2023 -2.18 Bn
Sep 30, 2023 1.42 Bn
Jun 30, 2023 1.24 Bn
Mar 31, 2023 1.06 Bn
Dec 31, 2022 -2.57 Bn
Sep 30, 2022 848.95 Mn
Jun 30, 2022 751.68 Mn
Mar 31, 2022 655.84 Mn
Dec 31, 2021 -1.26 Bn
Sep 30, 2021 469.66 Mn
Jun 30, 2021 339.34 Mn
Mar 31, 2021 284.72 Mn