Nu Holdings (NU) Operating Income (2021 - 2025)

Nu Holdings' Operating Income history runs 5 years deep, the most recent figure standing at -$2.7 billion for Q4 2025.

• On a quarterly basis, Operating Income rose 8.74% year-over-year to -$2.7 billion in Q4 2025; TTM through Dec 2025 was $3.9 billion, a 38.53% increase from a year earlier, with the FY2025 full-year figure at $3.9 billion, up 38.53% from the prior year.
• Operating Income fell to -$2.7 billion in Q4 2025 per NU's latest filing, from $2.5 billion in the prior quarter.
• Across five years, Operating Income topped out at $2.5 billion in Q3 2025 and bottomed at -$3.0 billion in Q4 2024.
• The 5-year median for Operating Income is $800.3 million (2022), against an average of $386.4 million.
• Biggest YoY gain for Operating Income was 130.34% in 2022; the steepest drop was 102.98% in 2022.
• Year by year, Operating Income stood at -$1.3 billion in 2021, then plunged by 102.98% to -$2.6 billion in 2022, then increased by 15.13% to -$2.2 billion in 2023, then slumped by 35.78% to -$3.0 billion in 2024, then increased by 8.74% to -$2.7 billion in 2025.
• Per Business Quant, the three latest NU Operating Income figures stand at -$2.7 billion (Q4 2025), $2.5 billion (Q3 2025), and $2.2 billion (Q2 2025).