Nu Holdings (NU) Change in Working Capital (2022 - 2025)

Nu Holdings (NU) recorded quarterly Change in Working Capital of $49.0 million in Q4 2025, up 102.09% quarter-over-quarter from $24.2 million in Q3 2025, and up 681.93% on a YoY basis from $6.3 million in Q4 2024.

Nu Holdings (NU) Change in Working Capital (2022 - 2025) Analysis & Trends

Nu Holdings' Change in Working Capital history runs 4 years deep, the most recent figure standing at $49.0 million for Q4 2025.

  • In Q4 2025, Change in Working Capital rose 681.93% year-over-year to $49.0 million; the TTM figure through Dec 2025 stood at $86.7 million (up 3283.11% YoY), while the FY2025 annual figure was $86.7 million, up 3283.11% from the prior year.
  • Change in Working Capital was $49.0 million for Q4 2025 at Nu Holdings, up from $24.2 million in the prior quarter.
  • In the past five years, Change in Working Capital ranged from a high of $49.0 million in Q4 2025 to a low of -$8.4 million in Q4 2024.
  • Historically, Change in Working Capital has averaged $9.5 million across 4 years, with a median of $2.8 million in 2022.
  • Biggest YoY gain for Change in Working Capital was 6432.64% in 2025; the steepest drop was 201.58% in 2025.
  • A 4-year view of Change in Working Capital shows it stood at $2.3 million in 2022, then soared by 288.6% to $9.0 million in 2023, then plunged by 193.16% to -$8.4 million in 2024, then jumped by 681.93% to $49.0 million in 2025.
  • The last three Change in Working Capital figures came in at $49.0 million (Q4 2025), $24.2 million (Q3 2025), and $15.6 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Working Capital (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 1,115.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5.87 Mn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Nu Holdings 58.79 Mn -14.98 Bn 1.94 Bn 48.96 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 48.96 Mn
Dec 31, 2025 48.96 Mn
Sep 30, 2025 24.23 Mn
Sep 30, 2025 24.23 Mn
Jun 30, 2025 15.61 Mn
Jun 30, 2025 15.61 Mn
Mar 31, 2025 -2.12 Mn
Mar 31, 2025 -2.12 Mn
Dec 31, 2024 -8.41 Mn
Dec 31, 2024 -8.41 Mn
Sep 30, 2024 3.36 Mn
Sep 30, 2024 3.36 Mn
Jun 30, 2024 239,000.00
Jun 30, 2024 239,000.00
Mar 31, 2024 2.09 Mn
Mar 31, 2024 2.09 Mn
Dec 31, 2023 9.03 Mn
Dec 31, 2023 9.03 Mn
Dec 31, 2022 2.32 Mn
Dec 31, 2022 2.32 Mn