Nu Holdings (NU) Change in Working Capital (2022 - 2025)
Nu Holdings (NU) recorded quarterly Change in Working Capital of $49.0 million in Q4 2025, up 102.09% quarter-over-quarter from $24.2 million in Q3 2025, and up 681.93% on a YoY basis from $6.3 million in Q4 2024.
Nu Holdings (NU) Change in Working Capital (2022 - 2025) Analysis & Trends
Nu Holdings' Change in Working Capital history runs 4 years deep, the most recent figure standing at $49.0 million for Q4 2025.
- In Q4 2025, Change in Working Capital rose 681.93% year-over-year to $49.0 million; the TTM figure through Dec 2025 stood at $86.7 million (up 3283.11% YoY), while the FY2025 annual figure was $86.7 million, up 3283.11% from the prior year.
- Change in Working Capital was $49.0 million for Q4 2025 at Nu Holdings, up from $24.2 million in the prior quarter.
- In the past five years, Change in Working Capital ranged from a high of $49.0 million in Q4 2025 to a low of -$8.4 million in Q4 2024.
- Historically, Change in Working Capital has averaged $9.5 million across 4 years, with a median of $2.8 million in 2022.
- Biggest YoY gain for Change in Working Capital was 6432.64% in 2025; the steepest drop was 201.58% in 2025.
- A 4-year view of Change in Working Capital shows it stood at $2.3 million in 2022, then soared by 288.6% to $9.0 million in 2023, then plunged by 193.16% to -$8.4 million in 2024, then jumped by 681.93% to $49.0 million in 2025.
- The last three Change in Working Capital figures came in at $49.0 million (Q4 2025), $24.2 million (Q3 2025), and $15.6 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Working Capital (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 1,115.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | - |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5.87 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Nu Holdings | 58.79 Mn | -14.98 Bn | 1.94 Bn | 48.96 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 48.96 Mn |
| Dec 31, 2025 | 48.96 Mn |
| Sep 30, 2025 | 24.23 Mn |
| Sep 30, 2025 | 24.23 Mn |
| Jun 30, 2025 | 15.61 Mn |
| Jun 30, 2025 | 15.61 Mn |
| Mar 31, 2025 | -2.12 Mn |
| Mar 31, 2025 | -2.12 Mn |
| Dec 31, 2024 | -8.41 Mn |
| Dec 31, 2024 | -8.41 Mn |
| Sep 30, 2024 | 3.36 Mn |
| Sep 30, 2024 | 3.36 Mn |
| Jun 30, 2024 | 239,000.00 |
| Jun 30, 2024 | 239,000.00 |
| Mar 31, 2024 | 2.09 Mn |
| Mar 31, 2024 | 2.09 Mn |
| Dec 31, 2023 | 9.03 Mn |
| Dec 31, 2023 | 9.03 Mn |
| Dec 31, 2022 | 2.32 Mn |
| Dec 31, 2022 | 2.32 Mn |