Nu Holdings (NU) Change in Working Capital (2022 - 2025)

Nu Holdings' (NU) quarterly Change in Working Capital came in at $49.0 million in Q4 2025, up 681.93% year-on-year from $6.3 million in Q4 2024, and up 102.09% quarter-over-quarter from $24.2 million in Q3 2025.

Nu Holdings (NU) Change in Working Capital (2022 - 2025) Analysis & Trends

Nu Holdings' Change in Working Capital history runs 4 years deep, the most recent figure standing at $49.0 million for Q4 2025.

  • On a quarterly basis, Change in Working Capital rose 681.93% year-over-year to $49.0 million in Q4 2025; TTM through Dec 2025 was $86.7 million, a 3283.11% increase from a year earlier, with the FY2025 full-year figure at $86.7 million, up 3283.11% from the prior year.
  • Change in Working Capital grew to $49.0 million in Q4 2025 per NU's latest filing, from $24.2 million in the prior quarter.
  • Across five years, Change in Working Capital topped out at $49.0 million in Q4 2025 and bottomed at -$8.4 million in Q4 2024.
  • The 4-year median for Change in Working Capital is $2.8 million (2022), against an average of $9.5 million.
  • Biggest YoY gain for Change in Working Capital was 6432.64% in 2025; the steepest drop was 201.58% in 2025.
  • Year by year, Change in Working Capital stood at $2.3 million in 2022, then soared by 288.6% to $9.0 million in 2023, then slumped by 193.16% to -$8.4 million in 2024, then jumped by 681.93% to $49.0 million in 2025.
  • Per Business Quant, the three latest NU Change in Working Capital figures stand at $49.0 million (Q4 2025), $24.2 million (Q3 2025), and $15.6 million (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Working Capital (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -6.34 Mn
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 5.87 Mn
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - -
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - -
9 Us Bancorp 99.51 Bn 99.51 Bn - -
10 Nu Holdings 68.07 Bn 52.92 Bn 1.94 Bn 48.96 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 48.96 Mn
Dec 31, 2025 48.96 Mn
Sep 30, 2025 24.23 Mn
Sep 30, 2025 24.23 Mn
Jun 30, 2025 15.61 Mn
Jun 30, 2025 15.61 Mn
Mar 31, 2025 -2.12 Mn
Mar 31, 2025 -2.12 Mn
Dec 31, 2024 -8.41 Mn
Dec 31, 2024 -8.41 Mn
Sep 30, 2024 3.36 Mn
Sep 30, 2024 3.36 Mn
Jun 30, 2024 239,000.00
Jun 30, 2024 239,000.00
Mar 31, 2024 2.09 Mn
Mar 31, 2024 2.09 Mn
Dec 31, 2023 9.03 Mn
Dec 31, 2023 9.03 Mn
Dec 31, 2022 2.32 Mn
Dec 31, 2022 2.32 Mn