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Growth Metrics

Nu Holdings (NU) Receivables - Net (2020 - 2025)

Nu Holdings' quarterly Receivables - Net came in at $21.8 billion in Q4 2025, up 48.78% year-on-year from $14.6 billion in Q4 2024, and up 48.78% quarter-over-quarter from $14.6 billion in Q4 2024.

Nu Holdings has reported Receivables - Net for 6 years, with the latest figure at $21.8 billion in Q4 2025.

  • For the quarter ending Q4 2025, Receivables - Net rose 48.78% year-over-year to $21.8 billion; the trailing twelve-month figure through Dec 2025 stood at $21.8 billion (up 48.78% YoY), and the FY2025 full-year result was $21.8 billion, up 48.78% from the prior year.
  • Receivables - Net for Q4 2025 stood at $21.8 billion, up from $14.6 billion in the prior quarter.
  • The five-year high for Receivables - Net was $21.8 billion in Q4 2025, with the low at $5.2 billion in Q4 2021.
  • Average Receivables - Net over 5 years is $13.1 billion, with a median of $14.5 billion recorded in 2023.
  • Year-over-year, Receivables - Net jumped 79.5% in 2022 and advanced 0.9% in 2024.
  • Tracing NU's Receivables - Net over 5 years: stood at $5.2 billion in 2021, then jumped by 79.5% to $9.3 billion in 2022, then surged by 56.36% to $14.5 billion in 2023, then gained by 0.9% to $14.6 billion in 2024, then soared by 48.78% to $21.8 billion in 2025.
  • The last three Receivables - Net figures came in at $21.8 billion (Q4 2025), $14.6 billion (Q4 2024), and $14.5 billion (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn -
3 Lloyds Banking 426.28 Bn 426.28 Bn -
4 NatWest 184.56 Bn 184.56 Bn -
5 First Capital 181.18 Bn 181.03 Bn -
6 Landmark Bancorp 164.67 Bn 164.64 Bn -
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn -
8 KB Financial 150.02 Bn 142.15 Bn -
9 Pnc Financial Services 88.79 Bn 88.84 Bn -
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn

Historic Data

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DateValue
Dec 31, 2025 21.75 Bn
Dec 31, 2025 21.75 Bn
Dec 31, 2024 14.62 Bn
Dec 31, 2024 14.62 Bn
Dec 31, 2023 6.30 Bn
Dec 31, 2023 6.30 Bn
Dec 31, 2022 9.27 Bn
Dec 31, 2022 9.27 Bn
Dec 31, 2021 5.16 Bn
Dec 31, 2021 5.16 Bn
Dec 31, 2020 3.12 Bn
Dec 31, 2020 3.12 Bn