Nu Holdings (NU) Net Income (2021 - 2025)

Nu Holdings' (NU) quarterly Net Income came in at -$732.9 million in Q4 2025, down 10.39% year-on-year from -$817.9 million in Q4 2024, and down 150.55% quarter-over-quarter from $1.4 billion in Q3 2025.

Nu Holdings (NU) Net Income (2021 - 2025) Analysis & Trends

Nu Holdings' Net Income history runs 5 years deep, the most recent figure standing at -$732.9 million for Q4 2025.

  • On a quarterly basis, Net Income fell 10.39% year-over-year to -$732.9 million in Q4 2025; TTM through Dec 2025 was $2.9 billion, a 45.61% increase from a year earlier, with the FY2025 full-year figure at $2.9 billion, up 45.61% from the prior year.
  • Net Income eased to -$732.9 million in Q4 2025 per NU's latest filing, from $1.4 billion in the prior quarter.
  • Across five years, Net Income topped out at $1.4 billion in Q3 2025 and bottomed at -$732.9 million in Q4 2025.
  • The 5-year median for Net Income is $2.3 million (2021), against an average of $267.2 million.
  • Across the five-year window, Net Income plunged 1003.64% in 2022 and jumped 21741.83% in 2023, its largest moves.
  • Year by year, Net Income stood at -$101.1 million in 2021, then tumbled by 154.62% to -$257.3 million in 2022, then slipped by 0.3% to -$258.1 million in 2023, then slumped by 157.21% to -$663.9 million in 2024, then fell by 10.39% to -$732.9 million in 2025.
  • Per Business Quant, the three latest NU Net Income figures stand at -$732.9 million (Q4 2025), $1.4 billion (Q3 2025), and $1.1 billion (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 831.93 Mn
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 1.13 Bn
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 424,936.00
4 Lloyds Banking 360.83 Bn 360.83 Bn - 3.36 Bn
5 First Capital 204.17 Bn 203.82 Bn - 4.33 Mn
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 5.07 Mn
7 NatWest 144.82 Bn -51.17 Bn - 3.45 Bn
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.77 Bn
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.95 Bn
10 Nu Holdings 68.07 Bn 52.92 Bn 1.94 Bn -732.90 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -732.90 Mn
Sep 30, 2025 1.45 Bn
Jun 30, 2025 1.12 Bn
Mar 31, 2025 1.03 Bn
Dec 31, 2024 -663.91 Mn
Sep 30, 2024 894.19 Mn
Jun 30, 2024 963.57 Mn
Mar 31, 2024 778.26 Mn
Dec 31, 2023 -258.12 Mn
Sep 30, 2023 520.05 Mn
Jun 30, 2023 423.09 Mn
Mar 31, 2023 345.51 Mn
Dec 31, 2022 -257.34 Mn
Sep 30, 2022 2.38 Mn
Jun 30, 2022 -19.37 Mn
Mar 31, 2022 -90.30 Mn
Dec 31, 2021 -101.07 Mn
Sep 30, 2021 -9.16 Mn
Jun 30, 2021 2.14 Mn
Mar 31, 2021 -57.25 Mn