Nu Holdings (NU) Net Income (2021 - 2025)
Nu Holdings (NU) posted quarterly Net Income of -$732.9 million for Q4 2025, down 10.39% year-over-year from -$817.9 million in Q4 2024, and down 150.55% quarter-over-quarter from $1.4 billion in Q3 2025.
Nu Holdings (NU) Net Income (2021 - 2025) Analysis & Trends
Nu Holdings' Net Income history runs 5 years deep, the most recent figure standing at -$732.9 million for Q4 2025.
- In Q4 2025, Net Income fell 10.39% year-over-year to -$732.9 million; the TTM figure through Dec 2025 stood at $2.9 billion (up 45.61% YoY), while the FY2025 annual figure was $2.9 billion, up 45.61% from the prior year.
- Net Income for Q4 2025 stood at -$732.9 million, down from $1.4 billion in the prior quarter.
- The five-year high for Net Income was $1.4 billion in Q3 2025, with the low at -$732.9 million in Q4 2025.
- The 5-year median for Net Income is $2.3 million (2021), against an average of $267.2 million.
- The sharpest annual moves came in 2022 and 2023: Net Income tumbled 1003.64% in 2022, then jumped 21741.83% in 2023.
- Nu Holdings' Net Income stood at -$101.1 million in 2021, then plunged by 154.62% to -$257.3 million in 2022, then decreased by 0.3% to -$258.1 million in 2023, then tumbled by 157.21% to -$663.9 million in 2024, then declined by 10.39% to -$732.9 million in 2025.
- Business Quant data shows NU's Net Income at -$732.9 million in Q4 2025, $1.4 billion in Q3 2025, and $1.1 billion in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.06 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.18 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.98 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 3.89 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 2.79 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 1.41 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.55 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 801.00 Mn |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -732.90 Mn |
| Sep 30, 2025 | 1.45 Bn |
| Jun 30, 2025 | 1.12 Bn |
| Mar 31, 2025 | 1.03 Bn |
| Dec 31, 2024 | -663.91 Mn |
| Sep 30, 2024 | 894.19 Mn |
| Jun 30, 2024 | 963.57 Mn |
| Mar 31, 2024 | 778.26 Mn |
| Dec 31, 2023 | -258.12 Mn |
| Sep 30, 2023 | 520.05 Mn |
| Jun 30, 2023 | 423.09 Mn |
| Mar 31, 2023 | 345.51 Mn |
| Dec 31, 2022 | -257.34 Mn |
| Sep 30, 2022 | 2.38 Mn |
| Jun 30, 2022 | -19.37 Mn |
| Mar 31, 2022 | -90.30 Mn |
| Dec 31, 2021 | -101.07 Mn |
| Sep 30, 2021 | -9.16 Mn |
| Jun 30, 2021 | 2.14 Mn |
| Mar 31, 2021 | -57.25 Mn |