Nu Holdings (NU) FCF Margin (2021 - 2026)
Nu Holdings' FCF Margin came in at -0.30% for Q2 2026, down 69.99 percentage points from 69.69% a year earlier but up 24.05 percentage points from the prior quarter.
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Analysis
Nu Holdings (NU) FCF Margin (2021 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Nu Holdings reported FCF Margin of -7.05%, down 37.82 percentage points year-over-year; for FY2025, it was 22.24%, up 1.36 percentage points from FY2024.
- FCF Margin carries a five-year change of -110.39 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 20.88% in FY2024 (+4.85 pp), 16.02% in FY2023 (-0.16 pp), 16.18% in FY2022 (+188.05 pp) and -171.86% in FY2021 (-304.49 pp).
- The five-year range for quarterly FCF Margin is -290.68% (Q4 2021) to 112.74% (Q4 2023).
- Year-over-year, FCF Margin has declined for three consecutive quarters, with an average year-over-year change of -8.04 percentage points over the last eight quarters.
- The fastest year-over-year change in FCF Margin over five years came in Q4 2022 (a gain of 307.81 percentage points), and the weakest in Q3 2023 (a drop of 150.87 percentage points).
- Business Quant data shows NU's FCF Margin at -24.34% (Q1 2026), 17.74% (Q4 2025) and -23.20% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 189.34% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Nu Holdings | 58.38 Bn | 2.37 Bn | 2.35 Bn | -0.30% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.30% |
| Mar 31, 2026 | -24.34% |
| Dec 31, 2025 | 17.74% |
| Sep 30, 2025 | -23.20% |
| Jun 30, 2025 | 69.69% |
| Mar 31, 2025 | 33.49% |
| Dec 31, 2024 | 46.09% |
| Sep 30, 2024 | -36.28% |
| Jun 30, 2024 | 93.55% |
| Mar 31, 2024 | -20.85% |
| Dec 31, 2023 | 112.74% |
| Sep 30, 2023 | -151.18% |
| Jun 30, 2023 | 91.57% |
| Mar 31, 2023 | 6.11% |
| Dec 31, 2022 | 17.12% |
| Sep 30, 2022 | -0.31% |
| Jun 30, 2022 | 40.75% |
| Mar 31, 2022 | 9.46% |
| Dec 31, 2021 | -290.68% |
| Sep 30, 2021 | 0.53% |
API Access
Nu Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=NU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();