Nu Holdings (NU) FCF Margin (2021 - 2025)
Nu Holdings (NU) posted quarterly FCF Margin of 0.01% for Q4 2025, down 25.0% year-over-year from 0.01% in Q4 2024, and down 90.73% quarter-over-quarter from 0.06% in Q3 2025.
Nu Holdings (NU) FCF Margin (2021 - 2025) Analysis & Trends
Nu Holdings' FCF Margin history runs 5 years deep, the most recent figure standing at 0.01% for Q4 2025.
- In Q4 2025, FCF Margin fell 25.0% year-over-year to 0.01%; the TTM figure through Dec 2025 stood at 0.05% (down 1822.0% YoY), while the FY2025 annual figure was 22.24%, up 136.0% from the prior year.
- FCF Margin for Q4 2025 stood at 0.01%, down from 0.06% in the prior quarter.
- The five-year high for FCF Margin was 571.83% in Q3 2023, with the low at 291.63% in Q4 2021.
- The 5-year median for FCF Margin is 0.53% (2021), against an average of 29.14%.
- The sharpest annual moves came in 2023 and 2024: FCF Margin surged 57096 bps in 2023, then tumbled 57179 bps in 2024.
- Nu Holdings' FCF Margin stood at 291.63% in 2021, then surged by 105 bps to 15.74% in 2022, then jumped by 616 bps to 112.74% in 2023, then tumbled by 100 bps to 0.26% in 2024, then plunged by 98 bps to 0.01% in 2025.
- Business Quant data shows NU's FCF Margin at 0.01% in Q4 2025, 0.06% in Q3 2025, and 0.05% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.01% |
| Sep 30, 2025 | 0.06% |
| Jun 30, 2025 | 0.05% |
| Mar 31, 2025 | 0.07% |
| Dec 31, 2024 | 0.26% |
| Sep 30, 2024 | 0.04% |
| Jun 30, 2024 | 93.55% |
| Mar 31, 2024 | -20.85% |
| Dec 31, 2023 | 112.74% |
| Sep 30, 2023 | 571.83% |
| Jun 30, 2023 | 91.57% |
| Mar 31, 2023 | 6.11% |
| Dec 31, 2022 | 15.74% |
| Sep 30, 2022 | 0.87% |
| Jun 30, 2022 | 0.64% |
| Mar 31, 2022 | 0.53% |
| Dec 31, 2021 | -291.63% |
| Sep 30, 2021 | 0.53% |
| Jun 30, 2021 | 0.60% |
| Mar 31, 2021 | 0.00% |