Nu Holdings (NU) FCF Margin (2021 - 2026)
Nu Holdings (NU) posted FCF Margin of 0.21% for Q2 2026, up 133.73% on a QoQ basis from 0.09% in Q1 2026, and up 16.0% year-over-year from 0.18% in Q2 2025.
Analysis
Nu Holdings (NU) FCF Margin (2021 - 2026) Analysis & Trends
Nu Holdings has reported FCF Margin for 6 years, with the latest figure at 0.21% in Q2 2026.
- On a quarterly basis, FCF Margin rose 16.0% year-over-year to 0.21% in Q2 2026; TTM through Jun 2026 was 0.1%, a 0.0% change from a year earlier, with the FY2025 full-year figure at 22.24%, up 136.0% from the prior year.
- FCF Margin was 0.21% for Q2 2026 at Nu Holdings, up from 0.09% in the prior quarter.
- The five-year high for FCF Margin was 113.38% in Q4 2023, with the low at 150.64% in Q3 2023.
- Average FCF Margin over 5 years is 11.16%, with a median of 0.15% recorded in 2026.
- The sharpest annual moves came in 2023 and 2024: FCF Margin slumped 15034 bps in 2023, then soared 15068 bps in 2024.
- Over 5 years, FCF Margin stood at 17.12% in 2022, then surged by 562 bps to 113.38% in 2023, then slumped by 100 bps to 0.26% in 2024, then plunged by 98 bps to 0.01% in 2025, then soared by 3642 bps to 0.21% in 2026.
- The last three FCF Margin figures came in at 0.21% (Q2 2026), 0.09% (Q1 2026), and 0.01% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 2,119.43 Bn | 1,530.93 Bn | 30.39 Bn | 92.03% |
| 2 | Morgan Stanley | 330.57 Bn | 170.43 Bn | - | -16.70% |
| 3 | Goldman Sachs | 305.73 Bn | -670.62 Bn | - | 27.55% |
| 4 | Mitsubishi Ufj Financial | 296.69 Bn | -87.63 Bn | 10.89 Bn | - |
| 5 | Royal Bank Of Canada | 290.20 Bn | 63.31 Bn | - | 189.34% |
| 6 | Wells Fargo & Company | 272.00 Bn | 68.03 Bn | - | 29.95% |
| 7 | American Express | 217.39 Bn | 168.07 Bn | 17.99 Bn | 22.78% |
| 8 | Banco Santander | 214.76 Bn | 222.37 Bn | 28.01 Bn | 619.29% |
| 9 | Toronto Dominion Bank | 207.43 Bn | 46.10 Bn | - | 48.23% |
| 10 | Nu Holdings | 72.61 Bn | 58.93 Bn | 2.35 Bn | 0.21% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.21% |
| Mar 31, 2026 | 0.09% |
| Dec 31, 2025 | 0.01% |
| Sep 30, 2025 | 0.06% |
| Jun 30, 2025 | 0.05% |
| Mar 31, 2025 | 0.07% |
| Dec 31, 2024 | 0.26% |
| Sep 30, 2024 | 0.04% |
| Jun 30, 2024 | 93.55% |
| Mar 31, 2024 | -20.85% |
| Dec 31, 2023 | 113.38% |
| Sep 30, 2023 | -150.64% |
| Jun 30, 2023 | 91.57% |
| Mar 31, 2023 | 6.11% |
| Dec 31, 2022 | 17.12% |
| Sep 30, 2022 | -0.31% |
| Jun 30, 2022 | 40.75% |
| Mar 31, 2022 | 9.46% |
| Dec 31, 2021 | 0.95% |
| Sep 30, 2021 | 0.53% |