Nu Holdings (NU) FCF Margin (2021 - 2025)

Nu Holdings' FCF Margin history runs 5 years deep, the most recent figure standing at 17.74% for Q4 2025.

• In Q4 2025, FCF Margin fell 2835.0% year-over-year to 17.74%; the TTM figure through Dec 2025 stood at 22.24% (up 136.0% YoY), while the FY2025 annual figure was 22.24%, up 136.0% from the prior year.
• FCF Margin was 17.74% for Q4 2025 at Nu Holdings, up from 23.2% in the prior quarter.
• In the past five years, FCF Margin ranged from a high of 112.74% in Q4 2023 to a low of 291.63% in Q4 2021.
• Historically, FCF Margin has averaged 8.65% across 5 years, with a median of 7.78% in 2023.
• The sharpest annual moves came in 2022 and 2023: FCF Margin surged 30737 bps in 2022, then tumbled 6691 bps in 2023.
• A 5-year view of FCF Margin shows it stood at 291.63% in 2021, then soared by 105 bps to 15.74% in 2022, then surged by 616 bps to 112.74% in 2023, then tumbled by 59 bps to 46.09% in 2024, then slumped by 62 bps to 17.74% in 2025.
• The last three FCF Margin figures came in at 17.74% (Q4 2025), 23.2% (Q3 2025), and 69.69% (Q2 2025), per Business Quant data.