Nu Holdings (NU) EBITDA (2021 - 2025)
Nu Holdings (NU) recorded quarterly EBITDA of $2.4 billion in Q4 2025, up 10.14% quarter-over-quarter from $2.2 billion in Q3 2025, and up 180.62% on a YoY basis from $849.3 million in Q4 2024.
Nu Holdings (NU) EBITDA (2021 - 2025) Analysis & Trends
Nu Holdings' EBITDA history runs 5 years deep, the most recent figure standing at $2.4 billion for Q4 2025.
- In Q4 2025, EBITDA rose 180.62% year-over-year to $2.4 billion; the TTM figure through Dec 2025 stood at $8.3 billion (up 196.18% YoY), while the FY2025 annual figure was $3.9 billion, up 38.53% from the prior year.
- EBITDA was $2.4 billion for Q4 2025 at Nu Holdings, up from $2.2 billion in the prior quarter.
- In the past five years, EBITDA ranged from a high of $2.4 billion in Q4 2025 to a low of -$3.0 billion in Q4 2024.
- Historically, EBITDA has averaged $606.7 million across 5 years, with a median of $953.5 million in 2022.
- The sharpest annual moves came in 2022 and 2025: EBITDA slumped 102.98% in 2022, then surged 180.62% in 2025.
- A 5-year view of EBITDA shows it stood at -$1.3 billion in 2021, then slumped by 102.98% to -$2.6 billion in 2022, then increased by 15.13% to -$2.2 billion in 2023, then plunged by 35.78% to -$3.0 billion in 2024, then soared by 180.62% to $2.4 billion in 2025.
- The last three EBITDA figures came in at $2.4 billion (Q4 2025), $2.2 billion (Q3 2025), and $1.9 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 346,782.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 2.73 Bn |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 8.87 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 11.54 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 2.74 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 1.47 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 1.91 Bn |
| 10 | Nu Holdings | 58.79 Mn | -14.98 Bn | 1.94 Bn | 2.38 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.38 Bn |
| Sep 30, 2025 | 2.16 Bn |
| Jun 30, 2025 | 1.89 Bn |
| Mar 31, 2025 | 1.84 Bn |
| Dec 31, 2024 | -2.96 Bn |
| Sep 30, 2024 | 1.97 Bn |
| Jun 30, 2024 | 1.99 Bn |
| Mar 31, 2024 | 1.78 Bn |
| Dec 31, 2023 | -2.18 Bn |
| Sep 30, 2023 | 1.42 Bn |
| Jun 30, 2023 | 1.24 Bn |
| Mar 31, 2023 | 1.06 Bn |
| Dec 31, 2022 | -2.57 Bn |
| Sep 30, 2022 | 848.95 Mn |
| Jun 30, 2022 | 751.68 Mn |
| Mar 31, 2022 | 655.84 Mn |
| Dec 31, 2021 | -1.26 Bn |
| Sep 30, 2021 | 469.66 Mn |
| Jun 30, 2021 | 339.34 Mn |
| Mar 31, 2021 | 284.72 Mn |