Nu Holdings (NU) EBITDA (2020 - 2025)
Nu Holdings' quarterly EBITDA came in at -$184.3 million in Q4 2025, up 77.75% year-on-year from -$103.7 million in Q4 2024, and down 5917.55% quarter-over-quarter from $3.2 million in Q3 2025.
Nu Holdings has reported EBITDA for 6 years, with the latest figure at -$184.3 million in Q4 2025.
- For the quarter ending Q4 2025, EBITDA rose 77.75% year-over-year to -$184.3 million; the trailing twelve-month figure through Dec 2025 stood at -$184.3 million (up 77.75% YoY), and the FY2025 full-year result was -$184.3 million, up 77.75% from the prior year.
- EBITDA for Q4 2025 stood at -$184.3 million, down from $3.2 million in the prior quarter.
- The five-year high for EBITDA was $1.8 billion in Q1 2024, with the low at -$828.2 million in Q4 2024.
- Average EBITDA over 5 years is -$1.6 million, with a median of -$109.2 million recorded in 2021.
- Peak annual rise in EBITDA reached 12453.76% in 2024, while the deepest fall reached 941.95% in 2024.
- Tracing NU's EBITDA over 5 years: stood at -$109.2 million in 2021, then decreased by 26.02% to -$137.7 million in 2022, then soared by 213.64% to $156.4 million in 2023, then slumped by 629.42% to -$828.2 million in 2024, then jumped by 77.75% to -$184.3 million in 2025.
- The last three EBITDA figures came in at -$184.3 million (Q4 2025), $3.2 million (Q3 2025), and -$173.0 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 748,885.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 8.87 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 11.54 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 10.53 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 832.74 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 5.09 Bn |
| 10 | Nu Holdings | 61.52 Mn | -14.98 Bn | 1.94 Bn | -184.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -184.30 Mn |
| Sep 30, 2025 | 3.17 Mn |
| Jun 30, 2025 | -173.02 Mn |
| Mar 31, 2025 | -480.64 Mn |
| Dec 31, 2024 | -828.17 Mn |
| Sep 30, 2024 | -249.28 Mn |
| Jun 30, 2024 | -306.78 Mn |
| Mar 31, 2024 | 1.78 Bn |
| Dec 31, 2023 | 156.43 Mn |
| Sep 30, 2023 | 29.61 Mn |
| Jun 30, 2023 | 126.99 Mn |
| Mar 31, 2023 | -14.45 Mn |
| Dec 31, 2022 | -137.65 Mn |
| Sep 30, 2022 | -164.71 Mn |
| Jun 30, 2022 | -128.59 Mn |
| Mar 31, 2022 | -54.79 Mn |
| Dec 31, 2021 | -109.23 Mn |
| Sep 30, 2021 | 469.66 Mn |
| Jun 30, 2021 | 339.34 Mn |
| Mar 31, 2021 | -109.23 Mn |
| Dec 31, 2020 | -97.50 Mn |