Nu Holdings (NU) Change in Cash (2020 - 2025)
Nu Holdings (NU) posted quarterly Change in Cash of $2.1 billion for Q4 2025, up 42.05% year-on-year from $1.4 billion in Q4 2024, and up 678.12% on a QoQ basis from -$354.7 million in Q3 2025.
Nu Holdings (NU) Change in Cash (2020 - 2025) Analysis & Trends
Nu Holdings (NU) has reported Change in Cash for 6 consecutive years, with $2.1 billion the latest figure, recorded in Q4 2025.
- Quarterly Change in Cash rose 42.05% year-over-year to $2.1 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $5.4 billion (up 94.85% YoY) and the FY2025 annual result came in at $5.4 billion, up 94.85% from the prior year.
- Change in Cash grew to $2.1 billion in Q4 2025 per NU's latest filing, from -$354.7 million in the prior quarter.
- Over the last five years, Change in Cash for NU reached as high as $3.1 billion in Q2 2024 and fell as low as -$1.4 billion in Q3 2024.
- A 5-year average of $639.0 million and a median of $285.8 million in 2022 frame the typical range for Change in Cash.
- Annual changes were most pronounced in 2022 — Change in Cash soared 158737.63% — and 2023, when it plunged 2240.17%.
- Year by year, Change in Cash stood at $257469.0 in 2021, then surged by 118715.47% to $305.9 million in 2022, then jumped by 777.87% to $2.7 billion in 2023, then tumbled by 46.24% to $1.4 billion in 2024, then surged by 42.05% to $2.1 billion in 2025.
- According to Business Quant data, Change in Cash over the past three periods registered $2.1 billion, -$354.7 million, and $2.9 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 323.84 Mn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 603.78 Mn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -1.18 Mn |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 12.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 10.88 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | -8.01 Bn |
| 10 | Nu Holdings | 68.58 Bn | 53.46 Bn | 1.94 Bn | 2.05 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.05 Bn |
| Sep 30, 2025 | -354.71 Mn |
| Jun 30, 2025 | 2.92 Bn |
| Mar 31, 2025 | 834.76 Mn |
| Dec 31, 2024 | 1.44 Bn |
| Sep 30, 2024 | -1.42 Bn |
| Jun 30, 2024 | 3.11 Bn |
| Mar 31, 2024 | -339.18 Mn |
| Dec 31, 2023 | 2.69 Bn |
| Sep 30, 2023 | -1.17 Bn |
| Jun 30, 2023 | 1.72 Bn |
| Mar 31, 2023 | 67.65 Mn |
| Dec 31, 2022 | 305.91 Mn |
| Sep 30, 2022 | -50.04 Mn |
| Jun 30, 2022 | 760.86 Mn |
| Mar 31, 2022 | 265.73 Mn |
| Dec 31, 2021 | 257,469.00 |
| Sep 30, 2021 | -394.48 Mn |
| Jun 30, 2021 | 349.88 Mn |
| Mar 31, 2021 | 167,296.00 |