Nu Holdings (NU) EBITDA Margin (2021 - 2026)
Nu Holdings (NU) posted EBITDA Margin of 23.28% for Q2 2026, down 1.35 percentage points from 24.63% a year earlier but up 3.36 percentage points from the prior quarter.
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Analysis
Nu Holdings (NU) EBITDA Margin (2021 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBITDA Margin at Nu Holdings was 23.38%, down 1.93 percentage points year-over-year; for FY2025, it was 25.17%, up 0.23 percentage points from FY2024.
- Annual EBITDA Margin has increased for five consecutive years, with a five-year change of +36.64 percentage points (FY2020 to FY2025).
- In prior years, Nu Holdings' EBITDA Margin was 24.94% in FY2024 (+4.99 pp), 19.95% in FY2023 (+25.66 pp), -5.70% in FY2022 (+3.30 pp) and -9.00% in FY2021 (+2.48 pp).
- Quarterly EBITDA Margin has run from a low of -14.61% in Q4 2022 to a high of 27.39% in Q3 2025 over five years.
- On a year-over-year basis, EBITDA Margin has declined in each of the last three quarters, with an average year-over-year change of +0.27 percentage points over the last eight quarters.
- The strongest year-over-year quarter for EBITDA Margin in the past five years was Q4 2023, with a gain of 38.58 percentage points; the weakest was Q1 2026, with a drop of 5.25 percentage points.
- According to Business Quant data, EBITDA Margin for the three prior quarters was 19.92% (Q1 2026), 23.60% (Q4 2025) and 27.39% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 139.87% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Nu Holdings | 58.38 Bn | 2.37 Bn | 2.35 Bn | 23.28% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.28% |
| Mar 31, 2026 | 19.92% |
| Dec 31, 2025 | 23.60% |
| Sep 30, 2025 | 27.39% |
| Jun 30, 2025 | 24.63% |
| Mar 31, 2025 | 25.17% |
| Dec 31, 2024 | 26.38% |
| Sep 30, 2024 | 25.25% |
| Jun 30, 2024 | 26.11% |
| Mar 31, 2024 | 21.82% |
| Dec 31, 2023 | 23.97% |
| Sep 30, 2023 | 20.16% |
| Jun 30, 2023 | 18.09% |
| Mar 31, 2023 | 15.87% |
| Dec 31, 2022 | -14.61% |
| Sep 30, 2022 | 0.97% |
| Jun 30, 2022 | -1.22% |
| Mar 31, 2022 | -6.84% |
| Dec 31, 2021 | -12.90% |
| Mar 31, 2021 | -20.75% |
API Access
Nu Holdings EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=NU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();