nCino (NCNO) EBITDA Margin (2021 - 2026)
nCino's (NCNO) quarterly EBITDA Margin came in at 8.46% in Q3 2026, up 1470.0% year-over-year from 0.54% in Q3 2025, and up 348.78% quarter-over-quarter from 1.88% in Q1 2026.
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nCino (NCNO) EBITDA Margin (2021 - 2026) Analysis & Trends
nCino has disclosed EBITDA Margin across 6 years of filings, most recently posting 8.46% for Q3 2026.
- In Q3 2026, EBITDA Margin rose 1470.0% year-over-year to 8.46%; the TTM figure through Jul 2026 stood at 3.08% (up 611.0% YoY), while the FY2026 annual figure was 0.63%, up 398.0% from the prior year.
- EBITDA Margin came in at 8.46% for Q3 2026 at nCino, up from 1.88% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 8.46% in Q3 2026 to a low of 40.01% in Q1 2022.
- Average EBITDA Margin over 5 years is 9.39%, with a median of 6.11% recorded in 2024.
- Year-over-year, EBITDA Margin sank 530 bps in 2022 and surged 2131 bps in 2023.
- Over 5 years, EBITDA Margin stood at 17.52% in 2022, then surged by 40 bps to 10.58% in 2023, then soared by 94 bps to 0.59% in 2024, then jumped by 1397 bps to 7.7% in 2025, then climbed by 10 bps to 8.46% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 8.46% in Q3 2026, 1.88% in Q1 2026, and 7.7% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 3.18% |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 21.24% |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 23.84% |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 13.35% |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 8.46% |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | -5.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 8.46% |
| Jan 31, 2026 | 1.88% |
| Oct 31, 2025 | 7.70% |
| Jul 31, 2025 | -6.25% |
| Apr 30, 2025 | -1.05% |
| Jan 31, 2025 | -4.06% |
| Oct 31, 2024 | -0.59% |
| Jul 31, 2024 | -5.97% |
| Apr 30, 2024 | -2.86% |
| Jan 31, 2024 | -2.57% |
| Oct 31, 2023 | -10.58% |
| Jul 31, 2023 | -12.62% |
| Apr 30, 2023 | -7.59% |
| Jan 31, 2023 | -21.37% |
| Oct 31, 2022 | -17.52% |
| Jul 31, 2022 | -25.10% |
| Apr 30, 2022 | -28.90% |
| Jan 31, 2022 | -40.01% |
| Oct 31, 2021 | -18.17% |
| Jul 31, 2021 | -19.80% |