nCino (NCNO) EBITDA Margin (2021 - 2026)
nCino (NCNO) recorded EBITDA Margin of 9.25% in fiscal Q2 2027 (quarter ended Jul 31, 2026), up 5.86 percentage points from 3.39% a year earlier.
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Analysis
nCino (NCNO) EBITDA Margin (2021 - 2026) Analysis & Trends
On a TTM basis, nCino's EBITDA Margin came in at 10.32% as of Jul 31, 2026, up 3.91 percentage points year-over-year; for FY2026 (ended Jan 31, 2026), it came in at 10.26%, up 4.67 percentage points from FY2025.
- Annual EBITDA Margin has increased for four straight fiscal years, with a five-year change of +25.19 percentage points (FY2021 to FY2026).
- Across earlier fiscal years, EBITDA Margin came in at 5.59% in FY2025 (+2.30 pp), 3.29% in FY2024 (+15.76 pp), -12.47% in FY2023 (+7.83 pp) and -20.29% in FY2022 (-5.36 pp).
- Quarterly EBITDA Margin has ranged from -32.69% in fiscal Q4 2022 to 17.15% in fiscal Q3 2026 over the past five years.
- On a year-over-year basis, EBITDA Margin rose in six of the last seven quarters, with an average year-over-year change of +3.57 percentage points.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 21.85 percentage points in fiscal Q4 2023, against a drop of 0.42 percentage points in fiscal Q4 2025 at the low end.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.23 Bn | 8.45 Bn | - | 19.27% |
| 2 | Block | 46.85 Bn | 18.15 Bn | 3.17 Bn | 8.19% |
| 3 | Coinbase Global | 46.71 Bn | 3.52 Bn | - | -5.44% |
| 4 | Corpay | 26.70 Bn | 16.59 Bn | - | 44.38% |
| 5 | Fiserv | 25.72 Bn | 22.40 Bn | 2.90 Bn | 35.62% |
| 6 | Global Payments | 22.62 Bn | 412.61 Mn | 2.03 Bn | 37.59% |
| 7 | Guidewire Software | 15.37 Bn | 11.94 Bn | 269.68 Mn | 19.18% |
| 8 | Bitmine Immersion Technologies | 13.22 Bn | 10.60 Bn | 40.81 Mn | -24.67% |
| 9 | Chime Financial | 11.55 Bn | 7.34 Bn | 594.87 Mn | 4.32% |
| 10 | nCino | 2.31 Bn | 1.93 Bn | 100.77 Mn | 9.25% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 9.25% |
| Jan 31, 2026 | 11.43% |
| Oct 31, 2025 | 17.15% |
| Jul 31, 2025 | 3.39% |
| Apr 30, 2025 | 8.87% |
| Jan 31, 2025 | 5.48% |
| Oct 31, 2024 | 8.05% |
| Jul 31, 2024 | 2.97% |
| Apr 30, 2024 | 5.75% |
| Jan 31, 2024 | 5.91% |
| Oct 31, 2023 | 7.08% |
| Jul 31, 2023 | -2.73% |
| Apr 30, 2023 | 2.59% |
| Jan 31, 2023 | -10.84% |
| Oct 31, 2022 | -7.35% |
| Jul 31, 2022 | -14.62% |
| Apr 30, 2022 | -17.79% |
| Jan 31, 2022 | -32.69% |
| Oct 31, 2021 | -13.20% |
| Jul 31, 2021 | -14.67% |
API Access
nCino EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();