nCino (NCNO) Interest Expenses (2021 - 2026)
nCino (NCNO) posted Interest Expenses of $4.2 million for Q1 2026, down 75.25% sequentially from $17.1 million in Q4 2025, and up 11.32% YoY from $3.8 million in Q1 2025.
nCino (NCNO) Interest Expenses (2021 - 2026) Analysis & Trends
nCino has reported Interest Expenses for 6 years, with the latest figure at $4.2 million in Q1 2026.
- Quarterly Interest Expenses rose 11.32% year-over-year to $4.2 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $12.0 million (up 44.27% YoY) and the FY2026 annual result came in at $151.7 million, down 5.39% from the prior year.
- Interest Expenses retreated to $4.2 million in Q1 2026 per NCNO's latest filing, from $17.1 million in the prior quarter.
- Over five years, Interest Expenses peaked at $46.9 million in Q2 2022 and troughed at $537000.0 in Q1 2022.
- A 5-year average of $16.9 million and a median of $14.3 million in 2023 frame the typical range for Interest Expenses.
- The widest YoY moves for Interest Expenses: up 13909.7% in 2022, down 99.85% in 2022.
- Over 5 years, Interest Expenses stood at $45.5 million in 2022, then plunged by 68.71% to $14.3 million in 2023, then fell by 8.31% to $13.1 million in 2024, then surged by 30.73% to $17.1 million in 2025, then slumped by 75.25% to $4.2 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $4.2 million, $17.1 million, and $17.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | -714.85 Mn |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 369.00 Mn |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 2.95 Bn |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 127.00 Mn |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 1.09 Bn |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | 53.08 Mn |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | 130.80 Mn |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 143.00 Mn |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 878.00 Mn |
| 10 | nCino | 2.37 Bn | 2.29 Bn | 91.92 Mn | 13.53 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 4.23 Mn |
| Jan 31, 2026 | 4.23 Mn |
| Oct 31, 2025 | 17.09 Mn |
| Oct 31, 2025 | 17.09 Mn |
| Jul 31, 2025 | 17.17 Mn |
| Jul 31, 2025 | 17.17 Mn |
| Apr 30, 2025 | 17.10 Mn |
| Apr 30, 2025 | 17.10 Mn |
| Jan 31, 2025 | 3.80 Mn |
| Jan 31, 2025 | 3.80 Mn |
| Oct 31, 2024 | 13.07 Mn |
| Oct 31, 2024 | 13.07 Mn |
| Jul 31, 2024 | 13.05 Mn |
| Jul 31, 2024 | 13.05 Mn |
| Apr 30, 2024 | 13.04 Mn |
| Apr 30, 2024 | 13.04 Mn |
| Jan 31, 2024 | 858,000.00 |
| Jan 31, 2024 | 858,000.00 |
| Oct 31, 2023 | 14.25 Mn |
| Oct 31, 2023 | 14.25 Mn |