nCino (NCNO) Interest Expenses (2021 - 2026)

nCino (NCNO) posted Interest Expenses of $4.2 million for Q1 2026, down 75.25% sequentially from $17.1 million in Q4 2025, and up 11.32% YoY from $3.8 million in Q1 2025.

nCino (NCNO) Interest Expenses (2021 - 2026) Analysis & Trends

nCino has reported Interest Expenses for 6 years, with the latest figure at $4.2 million in Q1 2026.

  • Quarterly Interest Expenses rose 11.32% year-over-year to $4.2 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $12.0 million (up 44.27% YoY) and the FY2026 annual result came in at $151.7 million, down 5.39% from the prior year.
  • Interest Expenses retreated to $4.2 million in Q1 2026 per NCNO's latest filing, from $17.1 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $46.9 million in Q2 2022 and troughed at $537000.0 in Q1 2022.
  • A 5-year average of $16.9 million and a median of $14.3 million in 2023 frame the typical range for Interest Expenses.
  • The widest YoY moves for Interest Expenses: up 13909.7% in 2022, down 99.85% in 2022.
  • Over 5 years, Interest Expenses stood at $45.5 million in 2022, then plunged by 68.71% to $14.3 million in 2023, then fell by 8.31% to $13.1 million in 2024, then surged by 30.73% to $17.1 million in 2025, then slumped by 75.25% to $4.2 million in 2026.
  • According to Business Quant data, Interest Expenses over the past three periods registered $4.2 million, $17.1 million, and $17.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Sap Se 255.48 Bn 234.41 Bn 16.51 Bn -714.85 Mn
2 Shopify 198.95 Bn 194.00 Bn 1.71 Bn 369.00 Mn
3 Salesforce 160.70 Bn 148.86 Bn 8.56 Bn 2.95 Bn
4 Uber Technologies 154.94 Bn 149.73 Bn 6.38 Bn 127.00 Mn
5 ServiceNow 128.25 Bn 123.58 Bn 2.82 Bn 1.09 Bn
6 Snowflake 114.00 Bn 111.05 Bn 926.45 Mn 53.08 Mn
7 Automatic Data Processing 108.58 Bn 104.35 Bn 2.51 Bn 130.80 Mn
8 Adobe 105.34 Bn 99.72 Bn 5.90 Bn 143.00 Mn
9 Intuit 94.55 Bn 87.77 Bn 7.24 Bn 878.00 Mn
10 nCino 2.37 Bn 2.29 Bn 91.92 Mn 13.53 Mn

Historic Data

Download Data
DateValue
Jan 31, 2026 4.23 Mn
Jan 31, 2026 4.23 Mn
Oct 31, 2025 17.09 Mn
Oct 31, 2025 17.09 Mn
Jul 31, 2025 17.17 Mn
Jul 31, 2025 17.17 Mn
Apr 30, 2025 17.10 Mn
Apr 30, 2025 17.10 Mn
Jan 31, 2025 3.80 Mn
Jan 31, 2025 3.80 Mn
Oct 31, 2024 13.07 Mn
Oct 31, 2024 13.07 Mn
Jul 31, 2024 13.05 Mn
Jul 31, 2024 13.05 Mn
Apr 30, 2024 13.04 Mn
Apr 30, 2024 13.04 Mn
Jan 31, 2024 858,000.00
Jan 31, 2024 858,000.00
Oct 31, 2023 14.25 Mn
Oct 31, 2023 14.25 Mn