nCino (NCNO) Interest Expenses (2021 - 2026)
nCino (NCNO) recorded Interest Expenses of $5.21 million in fiscal Q2 2027 (quarter ended Jul 31, 2026), up 17.3% from $4.44 million a year earlier.
nCino (NCNO) Interest Expenses (2021 - 2026) Analysis & Trends
On a TTM basis, nCino's Interest Expenses came in at $18.22 million as of Jul 31, 2026, up 27.0% year-over-year; for FY2026 (ended Jan 31, 2026), it came in at $17.46 million, up 99.2% from FY2025.
- Annual Interest Expenses has increased for four straight fiscal years, with a five-year compound annual growth rate of 166.4% (FY2021 to FY2026).
- Across earlier fiscal years, Interest Expenses came in at $8.76 million in FY2025 (+111.9%), $4.14 million in FY2024 (+47.3%), $2.81 million in FY2023 (+85.4%) and $1.51 million in FY2022.
- The fiscal Q2 2027 figure is the highest quarterly Interest Expenses in data going back to fiscal Q1 2022.
- Peak year-over-year performance for Interest Expenses in the last five years was growth of 342.7% in fiscal Q4 2025, against a decline of 10.4% in fiscal Q4 2024 at the low end.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 49.17 Bn | 5.98 Bn | - | 22.52 Mn |
| 2 | PayPal Holdings | 45.28 Bn | 3.51 Bn | - | - |
| 3 | Block | 44.18 Bn | 15.44 Bn | 3.17 Bn | - |
| 4 | Iren | 31.11 Bn | 18.70 Bn | 103.89 Mn | 24.47 Mn |
| 5 | Corpay | 25.52 Bn | 15.72 Bn | - | 114.72 Mn |
| 6 | Fiserv | 24.03 Bn | 20.73 Bn | 2.90 Bn | 376.00 Mn |
| 7 | Global Payments | 21.72 Bn | 155.29 Mn | 2.03 Bn | 277.54 Mn |
| 8 | Bitmine Immersion Technologies | 15.32 Bn | 12.70 Bn | 40.81 Mn | - |
| 9 | Guidewire Software | 11.69 Bn | 8.26 Bn | 269.68 Mn | 3.36 Mn |
| 10 | nCino | 1.91 Bn | 1.54 Bn | 100.77 Mn | 5.21 Mn |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 5.21 Mn |
| Jan 31, 2026 | 4.23 Mn |
| Oct 31, 2025 | 4.34 Mn |
| Jul 31, 2025 | 4.44 Mn |
| Apr 30, 2025 | 4.45 Mn |
| Jan 31, 2025 | 3.80 Mn |
| Oct 31, 2024 | 1.65 Mn |
| Jul 31, 2024 | 1.84 Mn |
| Apr 30, 2024 | 1.48 Mn |
| Jan 31, 2024 | 858,000.00 |
| Oct 31, 2023 | 854,000.00 |
| Jul 31, 2023 | 1.04 Mn |
| Apr 30, 2023 | 1.38 Mn |
| Jan 31, 2023 | 958,000.00 |
| Oct 31, 2022 | 580,000.00 |
| Jul 31, 2022 | 631,000.00 |
| Apr 30, 2022 | 638,000.00 |
| Jan 31, 2022 | 537,000.00 |
| Oct 31, 2021 | 379,000.00 |
| Jul 31, 2021 | 330,000.00 |
nCino Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=NCNO&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();