nCino (NCNO) Interest Expenses (2021 - 2026)

nCino (NCNO) reported Interest Expenses of $4.2 million for Q1 2026, up 848.32% on a YoY basis from $445841.7 in Q1 2025, and down 75.25% sequentially from $17.1 million in Q4 2025.

nCino (NCNO) Interest Expenses (2021 - 2026) Analysis & Trends

nCino (NCNO) has 6 years of Interest Expenses data on file, last reported at $4.2 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expenses rose 848.32% year-over-year to $4.2 million; the trailing twelve-month figure through Jan 2026 stood at $5.5 million (up 136.74% YoY), and the FY2026 full-year result was $151.7 million, down 5.39% from the prior year.
  • Interest Expenses retreated to $4.2 million in Q1 2026, from $17.1 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $46.9 million in Q2 2022 to a low of -$16.2 million in Q1 2022.
  • A 5-year average of $15.6 million and a median of $14.3 million in 2023 frame the typical range for Interest Expenses.
  • Across the five-year window, Interest Expenses soared 13909.7% in 2022 and plunged 165.85% in 2025, its largest moves.
  • Tracing NCNO's Interest Expenses over 5 years: stood at $45.5 million in 2022, then sank by 68.71% to $14.3 million in 2023, then slipped by 8.31% to $13.1 million in 2024, then surged by 30.73% to $17.1 million in 2025, then tumbled by 75.25% to $4.2 million in 2026.
  • Business Quant data shows NCNO's Interest Expenses at $4.2 million in Q1 2026, $17.1 million in Q4 2025, and $17.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn -341.86 Mn
2 Full Truck Alliance 188.77 Bn 186.13 Bn - -
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn 382.00 Mn
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 180.00 Mn
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 2.95 Bn
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 1.09 Bn
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn 537.20 Mn
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn 53.08 Mn
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 57.23 Mn
10 nCino 1.83 Bn 1.76 Bn 91.92 Mn 4.23 Mn

Historic Data

Download Data
DateValue
Jan 31, 2026 4.23 Mn
Jan 31, 2026 4.23 Mn
Oct 31, 2025 17.09 Mn
Oct 31, 2025 17.09 Mn
Jul 31, 2025 17.17 Mn
Jul 31, 2025 17.17 Mn
Apr 30, 2025 17.10 Mn
Apr 30, 2025 17.10 Mn
Jan 31, 2025 -565,000.00
Jan 31, 2025 -565,000.00
Oct 31, 2024 13.07 Mn
Oct 31, 2024 13.07 Mn
Jul 31, 2024 13.05 Mn
Jul 31, 2024 13.05 Mn
Apr 30, 2024 13.04 Mn
Apr 30, 2024 13.04 Mn
Jan 31, 2024 858,000.00
Jan 31, 2024 858,000.00
Oct 31, 2023 14.25 Mn
Oct 31, 2023 14.25 Mn