nCino (NCNO) Operating Leases (2022 - 2026)
nCino's (NCNO) quarterly Operating Leases came in at $12.7 million in Q3 2026, down 9.03% year-over-year from $14.0 million in Q3 2025, and up 30.24% quarter-over-quarter from $9.7 million in Q1 2026.
Analysis
nCino (NCNO) Operating Leases (2022 - 2026) Analysis & Trends
nCino has disclosed Operating Leases across 5 years of filings, most recently posting $12.7 million for Q3 2026.
- In Q3 2026, Operating Leases fell 9.03% year-over-year to $12.7 million; the TTM figure through Jul 2026 stood at $12.7 million (down 9.03% YoY), while the FY2026 annual figure was $9.7 million, down 23.96% from the prior year.
- Operating Leases came in at $12.7 million for Q3 2026 at nCino, up from $9.7 million in the prior quarter.
- In the past five years, Operating Leases ranged from a high of $17.8 million in Q2 2024 to a low of $7.3 million in Q1 2023.
- Average Operating Leases over 5 years is $13.2 million, with a median of $13.4 million recorded in 2022.
- Year-over-year, Operating Leases tumbled 34.97% in 2023 and soared 125.53% in 2024.
- Over 5 years, Operating Leases stood at $13.5 million in 2022, then decreased by 26.04% to $10.0 million in 2023, then surged by 66.87% to $16.7 million in 2024, then slipped by 14.38% to $14.3 million in 2025, then dropped by 10.99% to $12.7 million in 2026.
- Per Business Quant data, the three most recent Operating Leases figures were $12.7 million in Q3 2026, $9.7 million in Q1 2026, and $14.3 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 12.70 Mn |
| Jan 31, 2026 | 9.75 Mn |
| Oct 31, 2025 | 14.26 Mn |
| Jul 31, 2025 | 13.96 Mn |
| Apr 30, 2025 | 17.41 Mn |
| Jan 31, 2025 | 12.82 Mn |
| Oct 31, 2024 | 16.66 Mn |
| Jul 31, 2024 | 17.26 Mn |
| Apr 30, 2024 | 17.76 Mn |
| Jan 31, 2024 | 16.42 Mn |
| Oct 31, 2023 | 9.98 Mn |
| Jul 31, 2023 | 9.27 Mn |
| Apr 30, 2023 | 10.27 Mn |
| Jan 31, 2023 | 7.28 Mn |
| Oct 31, 2022 | 13.50 Mn |
| Jul 31, 2022 | 13.27 Mn |
| Apr 30, 2022 | 13.52 Mn |
| Jan 31, 2022 | 11.20 Mn |