nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) Operating Leases (2022 - 2026)

nCino's (NCNO) quarterly Operating Leases came in at $12.7 million in Q3 2026, down 9.03% year-over-year from $14.0 million in Q3 2025, and up 30.24% quarter-over-quarter from $9.7 million in Q1 2026.

Analysis

nCino (NCNO) Operating Leases (2022 - 2026) Analysis & Trends

nCino has disclosed Operating Leases across 5 years of filings, most recently posting $12.7 million for Q3 2026.

  • In Q3 2026, Operating Leases fell 9.03% year-over-year to $12.7 million; the TTM figure through Jul 2026 stood at $12.7 million (down 9.03% YoY), while the FY2026 annual figure was $9.7 million, down 23.96% from the prior year.
  • Operating Leases came in at $12.7 million for Q3 2026 at nCino, up from $9.7 million in the prior quarter.
  • In the past five years, Operating Leases ranged from a high of $17.8 million in Q2 2024 to a low of $7.3 million in Q1 2023.
  • Average Operating Leases over 5 years is $13.2 million, with a median of $13.4 million recorded in 2022.
  • Year-over-year, Operating Leases tumbled 34.97% in 2023 and soared 125.53% in 2024.
  • Over 5 years, Operating Leases stood at $13.5 million in 2022, then decreased by 26.04% to $10.0 million in 2023, then surged by 66.87% to $16.7 million in 2024, then slipped by 14.38% to $14.3 million in 2025, then dropped by 10.99% to $12.7 million in 2026.
  • Per Business Quant data, the three most recent Operating Leases figures were $12.7 million in Q3 2026, $9.7 million in Q1 2026, and $14.3 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn
Historic Data

Historic Data

Download Data
DateValue
Jul 31, 2026 12.70 Mn
Jan 31, 2026 9.75 Mn
Oct 31, 2025 14.26 Mn
Jul 31, 2025 13.96 Mn
Apr 30, 2025 17.41 Mn
Jan 31, 2025 12.82 Mn
Oct 31, 2024 16.66 Mn
Jul 31, 2024 17.26 Mn
Apr 30, 2024 17.76 Mn
Jan 31, 2024 16.42 Mn
Oct 31, 2023 9.98 Mn
Jul 31, 2023 9.27 Mn
Apr 30, 2023 10.27 Mn
Jan 31, 2023 7.28 Mn
Oct 31, 2022 13.50 Mn
Jul 31, 2022 13.27 Mn
Apr 30, 2022 13.52 Mn
Jan 31, 2022 11.20 Mn