nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) Operating Expenses (2021 - 2026)

nCino's (NCNO) quarterly Operating Expenses came in at $87.2 million in Q3 2026, down 10.54% year-over-year from $97.4 million in Q3 2025, and down 2.18% quarter-over-quarter from $89.1 million in Q1 2026.

Analysis

nCino (NCNO) Operating Expenses (2021 - 2026) Analysis & Trends

nCino has disclosed Operating Expenses across 6 years of filings, most recently posting $87.2 million for Q3 2026.

  • In Q3 2026, Operating Expenses fell 10.54% year-over-year to $87.2 million; the TTM figure through Jul 2026 stood at $355.6 million (down 1.58% YoY), while the FY2026 annual figure was $356.4 million, up 3.94% from the prior year.
  • Operating Expenses came in at $87.2 million for Q3 2026 at nCino, down from $89.1 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $97.4 million in Q3 2025 to a low of $73.7 million in Q1 2022.
  • Average Operating Expenses over 5 years is $84.3 million, with a median of $84.9 million recorded in 2023.
  • Year-over-year, Operating Expenses soared 57.46% in 2022 and dropped 11.32% in 2024.
  • Over 5 years, Operating Expenses stood at $80.6 million in 2022, then gained by 7.74% to $86.8 million in 2023, then fell by 1.09% to $85.9 million in 2024, then dropped by 4.55% to $82.0 million in 2025, then increased by 6.33% to $87.2 million in 2026.
  • Per Business Quant data, the three most recent Operating Expenses figures were $87.2 million in Q3 2026, $89.1 million in Q1 2026, and $82.0 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 573.55 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 507.25 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 118.55 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 100.86 Mn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 87.16 Mn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 81.52 Mn
Historic Data

Historic Data

Download Data
DateValue
Jul 31, 2026 87.16 Mn
Jan 31, 2026 89.10 Mn
Oct 31, 2025 81.97 Mn
Jul 31, 2025 97.42 Mn
Apr 30, 2025 87.96 Mn
Jan 31, 2025 90.10 Mn
Oct 31, 2024 85.88 Mn
Jul 31, 2024 86.38 Mn
Apr 30, 2024 80.57 Mn
Jan 31, 2024 77.67 Mn
Oct 31, 2023 86.82 Mn
Jul 31, 2023 83.98 Mn
Apr 30, 2023 76.11 Mn
Jan 31, 2023 87.59 Mn
Oct 31, 2022 80.58 Mn
Jul 31, 2022 83.41 Mn
Apr 30, 2022 81.14 Mn
Jan 31, 2022 73.66 Mn
Oct 31, 2021 55.51 Mn
Jul 31, 2021 53.11 Mn