nCino (NCNO) Debt Ratio (2022 - 2026)
nCino's (NCNO) Debt Ratio was 0.18 for fiscal Q2 2027 (quarter ended Jul 31, 2026), up 39.1% from 0.13 a year earlier.
Powered by 
Analysis
nCino (NCNO) Debt Ratio (2022 - 2026) Analysis & Trends
For FY2026 (ended Jan 31, 2026), Debt Ratio at nCino was 0.13, up 25.7% from FY2025.
- By fiscal year, Debt Ratio came in at 0.10 in FY2025 and 0.02 in FY2023.
- The fiscal Q2 2027 figure ranks as the highest quarterly Debt Ratio in data going back to fiscal Q3 2023.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 49.17 Bn | 5.98 Bn | - | 0.25 |
| 2 | PayPal Holdings | 45.28 Bn | 3.51 Bn | - | 0.16 |
| 3 | Block | 44.18 Bn | 15.44 Bn | 3.17 Bn | 0.16 |
| 4 | Iren | 31.11 Bn | 18.70 Bn | 103.89 Mn | 0.48 |
| 5 | Corpay | 25.52 Bn | 15.72 Bn | - | 0.30 |
| 6 | Fiserv | 24.03 Bn | 20.73 Bn | 2.90 Bn | 0.34 |
| 7 | Global Payments | 21.72 Bn | 155.29 Mn | 2.03 Bn | 0.36 |
| 8 | Bitmine Immersion Technologies | 15.32 Bn | 12.70 Bn | 40.81 Mn | - |
| 9 | Guidewire Software | 11.69 Bn | 8.26 Bn | 269.68 Mn | 0.26 |
| 10 | nCino | 1.91 Bn | 1.54 Bn | 100.77 Mn | 0.18 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 0.18 |
| Jan 31, 2026 | 0.13 |
| Oct 31, 2025 | 0.13 |
| Jul 31, 2025 | 0.13 |
| Apr 30, 2025 | 0.13 |
| Jan 31, 2025 | 0.10 |
| Oct 31, 2024 | 0.11 |
| Jul 31, 2024 | 0.03 |
| Apr 30, 2024 | 0.04 |
| Apr 30, 2023 | 0.01 |
| Jan 31, 2023 | 0.02 |
| Oct 31, 2022 | 0.02 |
API Access
nCino Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();