nCino (NCNO) Debt Ratio (2022 - 2026)
nCino (NCNO) posted Debt Ratio of 0.13 for Q1 2026, down 0.62% sequentially from 0.13 in Q4 2025, and up 25.67% YoY from 0.1 in Q1 2025.
nCino (NCNO) Debt Ratio (2022 - 2026) Analysis & Trends
nCino has reported Debt Ratio for 5 years, with the latest figure at 0.13 in Q1 2026.
- Quarterly Debt Ratio rose 25.67% year-over-year to 0.13 in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 0.13 (up 25.67% YoY) and the FY2026 annual result came in at 0.13, up 25.67% from the prior year.
- Debt Ratio declined to 0.13 in Q1 2026 per NCNO's latest filing, from 0.13 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.13 in Q4 2025 and troughed at 0.01 in Q2 2023.
- A 5-year average of 0.08 and a median of 0.1 in 2025 frame the typical range for Debt Ratio.
- The widest YoY moves for Debt Ratio: up 343.5% in 2025, down 19.09% in 2025.
- Over 5 years, Debt Ratio stood at 0.02 in 2022, then slumped by 50.88% to 0.01 in 2023, then surged by 859.16% to 0.11 in 2024, then climbed by 19.09% to 0.13 in 2025, then slipped by 0.62% to 0.13 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.13, 0.13, and 0.13 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | 0.11 |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | - |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 0.37 |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 0.22 |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 0.24 |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | - |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | 0.08 |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 0.22 |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 0.18 |
| 10 | nCino | 2.37 Bn | 2.29 Bn | 91.92 Mn | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.13 |
| Oct 31, 2025 | 0.13 |
| Jul 31, 2025 | 0.13 |
| Apr 30, 2025 | 0.13 |
| Jan 31, 2025 | 0.10 |
| Oct 31, 2024 | 0.11 |
| Jul 31, 2024 | 0.03 |
| Apr 30, 2024 | 0.04 |
| Apr 30, 2023 | 0.01 |
| Jan 31, 2023 | 0.02 |
| Oct 31, 2022 | 0.02 |