nCino (NCNO) Debt Ratio (2021 - 2026)

nCino has disclosed Debt Ratio across 6 years of filings, most recently posting 0.18 for Q3 2026.

• In Q3 2026, Debt Ratio rose 44.08% year-over-year to 0.18; the TTM figure through Jul 2026 stood at 0.18 (up 44.08% YoY), while the FY2026 annual figure was 0.13, up 25.67% from the prior year.
• Debt Ratio came in at 0.18 for Q3 2026 at nCino, up from 0.13 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.18 in Q3 2026 to a low of 0.01 in Q2 2023.
• Average Debt Ratio over 5 years is 0.09, with a median of 0.11 recorded in 2024.
• The largest YoY upside for Debt Ratio was 343.5% in 2025 against a maximum downside of 19.09% in 2025.
• Over 5 years, Debt Ratio stood at 0.02 in 2022, then plunged by 50.88% to 0.01 in 2023, then soared by 859.16% to 0.11 in 2024, then gained by 19.09% to 0.13 in 2025, then soared by 39.19% to 0.18 in 2026.
• Per Business Quant data, the three most recent Debt Ratio figures were 0.18 in Q3 2026, 0.13 in Q1 2026, and 0.13 in Q4 2025.