nCino (NCNO) Debt Ratio (2022 - 2026)

nCino (NCNO) reported Debt Ratio of 0.13 for Q1 2026, up 25.67% on a YoY basis from 0.1 in Q1 2025, and down 0.62% sequentially from 0.13 in Q4 2025.

nCino (NCNO) Debt Ratio (2022 - 2026) Analysis & Trends

nCino (NCNO) has 5 years of Debt Ratio data on file, last reported at 0.13 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio rose 25.67% year-over-year to 0.13; the trailing twelve-month figure through Jan 2026 stood at 0.13 (up 25.67% YoY), and the FY2026 full-year result was 0.13, up 25.67% from the prior year.
  • Debt Ratio declined to 0.13 in Q1 2026, from 0.13 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.13 in Q4 2025 to a low of 0.01 in Q2 2023.
  • A 5-year average of 0.08 and a median of 0.1 in 2025 frame the typical range for Debt Ratio.
  • Peak annual rise in Debt Ratio reached 343.5% in 2025, while the deepest fall reached 19.09% in 2025.
  • Tracing NCNO's Debt Ratio over 5 years: stood at 0.02 in 2022, then tumbled by 50.88% to 0.01 in 2023, then surged by 859.16% to 0.11 in 2024, then rose by 19.09% to 0.13 in 2025, then fell by 0.62% to 0.13 in 2026.
  • Business Quant data shows NCNO's Debt Ratio at 0.13 in Q1 2026, 0.13 in Q4 2025, and 0.13 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn 0.08
2 Full Truck Alliance 188.77 Bn 186.13 Bn - 0.00
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn -
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 0.18
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 0.37
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 0.24
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn 0.06
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn -
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 0.24
10 nCino 1.83 Bn 1.76 Bn 91.92 Mn 0.13

Historic Data

Download Data
DateValue
Jan 31, 2026 0.13
Oct 31, 2025 0.13
Jul 31, 2025 0.13
Apr 30, 2025 0.13
Jan 31, 2025 0.10
Oct 31, 2024 0.11
Jul 31, 2024 0.03
Apr 30, 2024 0.04
Apr 30, 2023 0.01
Jan 31, 2023 0.02
Oct 31, 2022 0.02