nCino (NCNO) Debt Ratio (2022 - 2026)
nCino (NCNO) reported Debt Ratio of 0.13 for Q1 2026, up 25.67% on a YoY basis from 0.1 in Q1 2025, and down 0.62% sequentially from 0.13 in Q4 2025.
nCino (NCNO) Debt Ratio (2022 - 2026) Analysis & Trends
nCino (NCNO) has 5 years of Debt Ratio data on file, last reported at 0.13 in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio rose 25.67% year-over-year to 0.13; the trailing twelve-month figure through Jan 2026 stood at 0.13 (up 25.67% YoY), and the FY2026 full-year result was 0.13, up 25.67% from the prior year.
- Debt Ratio declined to 0.13 in Q1 2026, from 0.13 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.13 in Q4 2025 to a low of 0.01 in Q2 2023.
- A 5-year average of 0.08 and a median of 0.1 in 2025 frame the typical range for Debt Ratio.
- Peak annual rise in Debt Ratio reached 343.5% in 2025, while the deepest fall reached 19.09% in 2025.
- Tracing NCNO's Debt Ratio over 5 years: stood at 0.02 in 2022, then tumbled by 50.88% to 0.01 in 2023, then surged by 859.16% to 0.11 in 2024, then rose by 19.09% to 0.13 in 2025, then fell by 0.62% to 0.13 in 2026.
- Business Quant data shows NCNO's Debt Ratio at 0.13 in Q1 2026, 0.13 in Q4 2025, and 0.13 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | 0.08 |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | 0.00 |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | - |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 0.18 |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 0.37 |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 0.24 |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | 0.06 |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | - |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 0.24 |
| 10 | nCino | 1.83 Bn | 1.76 Bn | 91.92 Mn | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.13 |
| Oct 31, 2025 | 0.13 |
| Jul 31, 2025 | 0.13 |
| Apr 30, 2025 | 0.13 |
| Jan 31, 2025 | 0.10 |
| Oct 31, 2024 | 0.11 |
| Jul 31, 2024 | 0.03 |
| Apr 30, 2024 | 0.04 |
| Apr 30, 2023 | 0.01 |
| Jan 31, 2023 | 0.02 |
| Oct 31, 2022 | 0.02 |