nCino (NCNO) Debt Ratio (2022 - 2026)
nCino's (NCNO) quarterly Debt Ratio came in at 0.13 in Q1 2026, up 25.67% year-on-year from 0.1 in Q1 2025, and down 0.62% quarter-over-quarter from 0.13 in Q4 2025.
nCino (NCNO) Debt Ratio (2022 - 2026) Analysis & Trends
nCino has disclosed Debt Ratio across 5 years of filings, most recently posting 0.13 for Q1 2026.
- Debt Ratio for Q1 2026 came in at 0.13, up 25.67% year-over-year; the trailing twelve-month figure through Jan 2026 was 0.13 (up 25.67% YoY), and the FY2026 annual result was 0.13, up 25.67% from the prior year.
- Debt Ratio came in at 0.13 for Q1 2026 at nCino, down from 0.13 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.13 in Q4 2025 to a low of 0.01 in Q2 2023.
- The 5-year median for Debt Ratio is 0.1 (2025), against an average of 0.08.
- Peak annual rise in Debt Ratio reached 343.5% in 2025, while the deepest fall reached 19.09% in 2025.
- nCino's Debt Ratio stood at 0.02 in 2022, then slumped by 50.88% to 0.01 in 2023, then soared by 859.16% to 0.11 in 2024, then gained by 19.09% to 0.13 in 2025, then retreated by 0.62% to 0.13 in 2026.
- The last three Debt Ratio figures came in at 0.13 (Q1 2026), 0.13 (Q4 2025), and 0.13 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | 0.08 |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | 0.00 |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | 0.18 |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | - |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 0.37 |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | 0.24 |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | - |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | 0.06 |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | 0.06 |
| 10 | nCino | 1.68 Bn | 1.60 Bn | 91.92 Mn | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.13 |
| Oct 31, 2025 | 0.13 |
| Jul 31, 2025 | 0.13 |
| Apr 30, 2025 | 0.13 |
| Jan 31, 2025 | 0.10 |
| Oct 31, 2024 | 0.11 |
| Jul 31, 2024 | 0.03 |
| Apr 30, 2024 | 0.04 |
| Apr 30, 2023 | 0.01 |
| Jan 31, 2023 | 0.02 |
| Oct 31, 2022 | 0.02 |