nCino (NCNO) Debt Ratio (2022 - 2026)

nCino (NCNO) posted Debt Ratio of 0.13 for Q1 2026, down 0.62% sequentially from 0.13 in Q4 2025, and up 25.67% YoY from 0.1 in Q1 2025.

nCino (NCNO) Debt Ratio (2022 - 2026) Analysis & Trends

nCino has reported Debt Ratio for 5 years, with the latest figure at 0.13 in Q1 2026.

  • Quarterly Debt Ratio rose 25.67% year-over-year to 0.13 in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 0.13 (up 25.67% YoY) and the FY2026 annual result came in at 0.13, up 25.67% from the prior year.
  • Debt Ratio declined to 0.13 in Q1 2026 per NCNO's latest filing, from 0.13 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.13 in Q4 2025 and troughed at 0.01 in Q2 2023.
  • A 5-year average of 0.08 and a median of 0.1 in 2025 frame the typical range for Debt Ratio.
  • The widest YoY moves for Debt Ratio: up 343.5% in 2025, down 19.09% in 2025.
  • Over 5 years, Debt Ratio stood at 0.02 in 2022, then slumped by 50.88% to 0.01 in 2023, then surged by 859.16% to 0.11 in 2024, then climbed by 19.09% to 0.13 in 2025, then slipped by 0.62% to 0.13 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.13, 0.13, and 0.13 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 255.48 Bn 234.41 Bn 16.51 Bn 0.11
2 Shopify 198.95 Bn 194.00 Bn 1.71 Bn -
3 Salesforce 160.70 Bn 148.86 Bn 8.56 Bn 0.37
4 Uber Technologies 154.94 Bn 149.73 Bn 6.38 Bn 0.22
5 ServiceNow 128.25 Bn 123.58 Bn 2.82 Bn 0.24
6 Snowflake 114.00 Bn 111.05 Bn 926.45 Mn -
7 Automatic Data Processing 108.58 Bn 104.35 Bn 2.51 Bn 0.08
8 Adobe 105.34 Bn 99.72 Bn 5.90 Bn 0.22
9 Intuit 94.55 Bn 87.77 Bn 7.24 Bn 0.18
10 nCino 2.37 Bn 2.29 Bn 91.92 Mn 0.13

Historic Data

Download Data
DateValue
Jan 31, 2026 0.13
Oct 31, 2025 0.13
Jul 31, 2025 0.13
Apr 30, 2025 0.13
Jan 31, 2025 0.10
Oct 31, 2024 0.11
Jul 31, 2024 0.03
Apr 30, 2024 0.04
Apr 30, 2023 0.01
Jan 31, 2023 0.02
Oct 31, 2022 0.02