nCino (NCNO) Debt Ratio (2022 - 2026)
nCino recorded quarterly Debt Ratio of 0.13 in Q1 2026, down 0.62% quarter-over-quarter from 0.13 in Q4 2025, and up 25.67% year-over-year from 0.1 in Q1 2025.
nCino's Debt Ratio history runs 5 years deep, the most recent figure standing at 0.13 for Q1 2026.
- In Q1 2026, Debt Ratio rose 25.67% year-over-year to 0.13; the TTM figure through Jan 2026 stood at 0.13 (up 25.67% YoY), while the FY2026 annual figure was 0.13, up 25.67% from the prior year.
- Debt Ratio came in at 0.13 for Q1 2026 at nCino, down from 0.13 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.13 in Q4 2025 to a low of 0.01 in Q2 2023.
- A 5-year average of 0.08 and a median of 0.1 in 2025 frame the typical range for Debt Ratio.
- On a YoY basis, Debt Ratio climbed as much as 343.5% in 2025 and fell as far as 19.09% in 2025.
- nCino's Debt Ratio stood at 0.02 in 2022, then sank by 50.88% to 0.01 in 2023, then jumped by 859.16% to 0.11 in 2024, then advanced by 19.09% to 0.13 in 2025, then decreased by 0.62% to 0.13 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.13, 0.13, and 0.13 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 253.17 Bn | 235.20 Bn | 8.16 Bn | 0.08 |
| 2 | Salesforce | 171.07 Bn | 161.50 Bn | 8.69 Bn | 0.13 |
| 3 | Uber Technologies | 151.10 Bn | 150.06 Bn | 11.88 Bn | 0.18 |
| 4 | Shopify | 134.25 Bn | 128.50 Bn | 1.55 Bn | - |
| 5 | ServiceNow | 105.72 Bn | 100.54 Bn | 2.83 Bn | - |
| 6 | Cadence Design Systems | 101.64 Bn | 100.23 Bn | 1.26 Bn | 0.24 |
| 7 | Adobe | 100.35 Bn | 93.46 Bn | 5.73 Bn | 0.03 |
| 8 | Automatic Data Processing | 90.91 Bn | 87.68 Bn | 2.87 Bn | 0.06 |
| 9 | Intuit | 88.30 Bn | 81.52 Bn | 6.77 Bn | 0.16 |
| 10 | nCino | 1.81 Bn | 1.74 Bn | 91.92 Mn | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.13 |
| Oct 31, 2025 | 0.13 |
| Jul 31, 2025 | 0.13 |
| Apr 30, 2025 | 0.13 |
| Jan 31, 2025 | 0.10 |
| Oct 31, 2024 | 0.11 |
| Jul 31, 2024 | 0.03 |
| Apr 30, 2024 | 0.04 |
| Apr 30, 2023 | 0.01 |
| Jan 31, 2023 | 0.02 |
| Oct 31, 2022 | 0.02 |