nCino (NCNO) Asset Utilization Ratio (2022 - 2026)
nCino's (NCNO) Asset Utilization Ratio came in at 0.38 for fiscal Q2 2027 (quarter ended Jul 31, 2026), up 8.3% from 0.35 a year earlier.
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Analysis
nCino (NCNO) Asset Utilization Ratio (2022 - 2026) Analysis & Trends
For FY2026 (ended Jan 31, 2026), nCino's Asset Utilization Ratio stood at 0.37, down 0.4% from FY2025.
- In prior fiscal years, nCino's Asset Utilization Ratio was 0.37 in FY2025 (+2.6%), 0.36 in FY2024 (+15.0%), 0.31 in FY2023 (+5.8%) and 0.29 in FY2022.
- The fiscal Q2 2027 figure stands as the highest quarterly Asset Utilization Ratio in data going back to fiscal Q1 2023.
- On a year-over-year basis, Asset Utilization Ratio increased in three of the last seven quarters, with growth averaging 1.0%.
- The strongest year-over-year quarter for Asset Utilization Ratio in the past five years was fiscal Q1 2024, with growth of 37.6%; the weakest was fiscal Q4 2025, with a decline of 5.4%.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 49.17 Bn | 5.98 Bn | - | 0.23 |
| 2 | PayPal Holdings | 45.28 Bn | 3.51 Bn | - | 0.42 |
| 3 | Block | 44.18 Bn | 15.44 Bn | 3.17 Bn | 0.63 |
| 4 | Iren | 31.11 Bn | 18.70 Bn | 103.89 Mn | 0.06 |
| 5 | Corpay | 25.52 Bn | 15.72 Bn | - | 0.18 |
| 6 | Fiserv | 24.03 Bn | 20.73 Bn | 2.90 Bn | 0.26 |
| 7 | Global Payments | 21.72 Bn | 155.29 Mn | 2.03 Bn | 0.16 |
| 8 | Bitmine Immersion Technologies | 15.32 Bn | 12.70 Bn | 40.81 Mn | 0.01 |
| 9 | Guidewire Software | 11.69 Bn | 8.26 Bn | 269.68 Mn | 0.58 |
| 10 | nCino | 1.91 Bn | 1.54 Bn | 100.77 Mn | 0.38 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 0.38 |
| Jan 31, 2026 | 0.37 |
| Oct 31, 2025 | 0.37 |
| Jul 31, 2025 | 0.35 |
| Apr 30, 2025 | 0.34 |
| Jan 31, 2025 | 0.35 |
| Oct 31, 2024 | 0.36 |
| Jul 31, 2024 | 0.36 |
| Apr 30, 2024 | 0.36 |
| Jan 31, 2024 | 0.37 |
| Oct 31, 2023 | 0.36 |
| Jul 31, 2023 | 0.34 |
| Apr 30, 2023 | 0.32 |
| Jan 31, 2023 | 0.31 |
| Oct 31, 2022 | 0.29 |
| Jul 31, 2022 | 0.26 |
| Apr 30, 2022 | 0.24 |
API Access
nCino Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();