nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) Asset Utilization Ratio (2022 - 2026)

nCino's (NCNO) quarterly Asset Utilization Ratio came in at 0.38 in Q3 2026, up 8.28% year-over-year from 0.35 in Q3 2025, and up 2.5% quarter-over-quarter from 0.37 in Q1 2026.

Analysis

nCino (NCNO) Asset Utilization Ratio (2022 - 2026) Analysis & Trends

nCino has disclosed Asset Utilization Ratio across 5 years of filings, most recently posting 0.38 for Q3 2026.

  • In Q3 2026, Asset Utilization Ratio rose 8.28% year-over-year to 0.38; the TTM figure through Jul 2026 stood at 0.38 (up 8.28% YoY), while the FY2026 annual figure was 0.37, changed 0.38% from the prior year.
  • Asset Utilization Ratio came in at 0.38 for Q3 2026 at nCino, up from 0.37 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.38 in Q3 2026 to a low of 0.24 in Q2 2022.
  • Average Asset Utilization Ratio over 5 years is 0.34, with a median of 0.35 recorded in 2025.
  • Year-over-year, Asset Utilization Ratio surged 37.6% in 2023 and declined 5.38% in 2025.
  • Over 5 years, Asset Utilization Ratio stood at 0.29 in 2022, then gained by 24.39% to 0.36 in 2023, then retreated by 0.59% to 0.36 in 2024, then advanced by 3.25% to 0.37 in 2025, then gained by 2.91% to 0.38 in 2026.
  • Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.38 in Q3 2026, 0.37 in Q1 2026, and 0.37 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 1.25
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 0.82
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 1.17
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 0.76
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 0.38
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 0.59
Historic Data

Historic Data

Download Data
DateValue
Jul 31, 2026 0.38
Jan 31, 2026 0.37
Oct 31, 2025 0.37
Jul 31, 2025 0.35
Apr 30, 2025 0.34
Jan 31, 2025 0.35
Oct 31, 2024 0.36
Jul 31, 2024 0.36
Apr 30, 2024 0.36
Jan 31, 2024 0.37
Oct 31, 2023 0.36
Jul 31, 2023 0.34
Apr 30, 2023 0.32
Jan 31, 2023 0.31
Oct 31, 2022 0.29
Jul 31, 2022 0.26
Apr 30, 2022 0.24