nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) Operating Income (2021 - 2026)

nCino's (NCNO) quarterly Operating Income came in at $13.6 million in Q3 2026, up 246.45% year-over-year from $3.9 million in Q3 2025, and up 382.77% quarter-over-quarter from $2.8 million in Q1 2026.

Analysis

nCino (NCNO) Operating Income (2021 - 2026) Analysis & Trends

nCino has disclosed Operating Income across 6 years of filings, most recently posting $13.6 million for Q3 2026.

  • In Q3 2026, Operating Income rose 246.45% year-over-year to $13.6 million; the TTM figure through Jul 2026 stood at $18.9 million (up 208.54% YoY), while the FY2026 annual figure was $3.7 million, up 120.56% from the prior year.
  • Operating Income came in at $13.6 million for Q3 2026 at nCino, up from $2.8 million in the prior quarter.
  • In the past five years, Operating Income ranged from a high of $13.6 million in Q3 2026 to a low of -$30.0 million in Q1 2022.
  • Average Operating Income over 5 years is -$9.1 million, with a median of -$8.3 million recorded in 2023.
  • Year-over-year, Operating Income slumped 89.9% in 2022 and soared 1521.84% in 2025.
  • Over 5 years, Operating Income stood at -$18.4 million in 2022, then soared by 30.03% to -$12.9 million in 2023, then soared by 93.62% to -$824000.0 in 2024, then jumped by 1521.84% to $11.7 million in 2025, then grew by 16.2% to $13.6 million in 2026.
  • Per Business Quant data, the three most recent Operating Income figures were $13.6 million in Q3 2026, $2.8 million in Q1 2026, and $11.7 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 21.32 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 136.77 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 40.72 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 29.34 Mn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 13.61 Mn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -7.71 Mn
Historic Data

Historic Data

Download Data
DateValue
Jul 31, 2026 13.61 Mn
Jan 31, 2026 2.82 Mn
Oct 31, 2025 11.72 Mn
Jul 31, 2025 -9.30 Mn
Apr 30, 2025 -1.51 Mn
Jan 31, 2025 -5.74 Mn
Oct 31, 2024 -824,000.00
Jul 31, 2024 -7.91 Mn
Apr 30, 2024 -3.66 Mn
Jan 31, 2024 -3.19 Mn
Oct 31, 2023 -12.91 Mn
Jul 31, 2023 -14.79 Mn
Apr 30, 2023 -8.63 Mn
Jan 31, 2023 -23.33 Mn
Oct 31, 2022 -18.44 Mn
Jul 31, 2022 -25.01 Mn
Apr 30, 2022 -27.23 Mn
Jan 31, 2022 -29.99 Mn
Oct 31, 2021 -12.72 Mn
Jul 31, 2021 -13.17 Mn