nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) Gross Margin (2021 - 2026)

nCino's (NCNO) quarterly Gross Margin came in at 62.59% in Q3 2026, up 337.0% year-over-year from 14.32% in Q3 2025, and up 1.92% quarter-over-quarter from 61.41% in Q1 2026.

Analysis

nCino (NCNO) Gross Margin (2021 - 2026) Analysis & Trends

nCino has disclosed Gross Margin across 6 years of filings, most recently posting 62.59% for Q3 2026.

  • In Q3 2026, Gross Margin rose 337.0% year-over-year to 62.59%; the TTM figure through Jul 2026 stood at 61.23% (up 121.0% YoY), while the FY2026 annual figure was 60.55%, up 48.0% from the prior year.
  • Gross Margin came in at 62.59% for Q3 2026 at nCino, up from 61.41% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 62.59% in Q3 2026 to a low of 57.22% in Q2 2022.
  • Average Gross Margin over 5 years is 59.79%, with a median of 59.52% recorded in 2023.
  • Year-over-year, Gross Margin plunged 207 bps in 2022 and surged 337 bps in 2026.
  • Over 5 years, Gross Margin stood at 59.01% in 2022, then grew by 3 bps to 60.62% in 2023, then grew by 1 bps to 61.28% in 2024, then gained by 0 bps to 61.57% in 2025, then climbed by 2 bps to 62.59% in 2026.
  • Per Business Quant data, the three most recent Gross Margin figures were 62.59% in Q3 2026, 61.41% in Q1 2026, and 61.57% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 88.82%
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 42.52%
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 93.25%
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 59.25%
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 62.59%
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 56.85%
Historic Data

Historic Data

Download Data
DateValue
Jul 31, 2026 62.59%
Jan 31, 2026 61.41%
Oct 31, 2025 61.57%
Jul 31, 2025 59.22%
Apr 30, 2025 59.97%
Jan 31, 2025 59.67%
Oct 31, 2024 61.28%
Jul 31, 2024 59.27%
Apr 30, 2024 60.04%
Jan 31, 2024 60.22%
Oct 31, 2023 60.62%
Jul 31, 2023 59.02%
Apr 30, 2023 59.37%
Jan 31, 2023 58.85%
Oct 31, 2022 59.01%
Jul 31, 2022 58.62%
Apr 30, 2022 57.22%
Jan 31, 2022 58.26%
Oct 31, 2021 61.09%
Jul 31, 2021 60.05%