nCino (NCNO) Retained Earnings (2021 - 2026)
nCino's (NCNO) quarterly Retained Earnings came in at $1.6 billion in Q3 2026, up 4.87% year-over-year from $1.5 billion in Q3 2025, and up 2.19% quarter-over-quarter from $1.6 billion in Q1 2026.
Analysis
nCino (NCNO) Retained Earnings (2021 - 2026) Analysis & Trends
nCino has disclosed Retained Earnings across 6 years of filings, most recently posting $1.6 billion for Q3 2026.
- In Q3 2026, Retained Earnings rose 4.87% year-over-year to $1.6 billion; the TTM figure through Jul 2026 stood at $1.6 billion (up 4.87% YoY), while the FY2026 annual figure was $1.6 billion, up 5.14% from the prior year.
- Retained Earnings came in at $1.6 billion for Q3 2026 at nCino, up from $1.6 billion in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $1.6 billion in Q3 2026 to a low of $1.3 billion in Q1 2022.
- Average Retained Earnings over 5 years is $1.4 billion, with a median of $1.4 billion recorded in 2024.
- Year-over-year, Retained Earnings soared 117.98% in 2022 and rose 4.34% in 2023.
- Over 5 years, Retained Earnings stood at $1.3 billion in 2022, then climbed by 4.79% to $1.4 billion in 2023, then rose by 5.38% to $1.5 billion in 2024, then advanced by 4.84% to $1.5 billion in 2025, then advanced by 3.74% to $1.6 billion in 2026.
- Per Business Quant data, the three most recent Retained Earnings figures were $1.6 billion in Q3 2026, $1.6 billion in Q1 2026, and $1.5 billion in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 4.70 Bn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 3.71 Bn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 350.68 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 1.20 Bn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 1.58 Bn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 905.29 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 1.58 Bn |
| Jan 31, 2026 | 1.55 Bn |
| Oct 31, 2025 | 1.53 Bn |
| Jul 31, 2025 | 1.51 Bn |
| Apr 30, 2025 | 1.49 Bn |
| Jan 31, 2025 | 1.47 Bn |
| Oct 31, 2024 | 1.46 Bn |
| Jul 31, 2024 | 1.44 Bn |
| Apr 30, 2024 | 1.42 Bn |
| Jan 31, 2024 | 1.40 Bn |
| Oct 31, 2023 | 1.38 Bn |
| Jul 31, 2023 | 1.36 Bn |
| Apr 30, 2023 | 1.35 Bn |
| Jan 31, 2023 | 1.33 Bn |
| Oct 31, 2022 | 1.32 Bn |
| Jul 31, 2022 | 1.31 Bn |
| Apr 30, 2022 | 1.29 Bn |
| Jan 31, 2022 | 1.28 Bn |
| Jan 31, 2021 | 585.96 Mn |