nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) Total Debt (2021 - 2026)

nCino's (NCNO) quarterly Total Debt came in at $285.2 million in Q3 2026, up 40.13% year-over-year from $203.5 million in Q3 2025, and up 33.57% quarter-over-quarter from $213.5 million in Q1 2026.

Analysis

nCino (NCNO) Total Debt (2021 - 2026) Analysis & Trends

nCino has disclosed Total Debt across 6 years of filings, most recently posting $285.2 million for Q3 2026.

  • In Q3 2026, Total Debt rose 40.13% year-over-year to $285.2 million; the TTM figure through Jul 2026 stood at $285.2 million (up 40.13% YoY), while the FY2026 annual figure was $213.5 million, up 28.61% from the prior year.
  • Total Debt came in at $285.2 million for Q3 2026 at nCino, up from $213.5 million in the prior quarter.
  • In the past five years, Total Debt ranged from a high of $285.2 million in Q3 2026 to a low of $15.0 million in Q2 2023.
  • Average Total Debt over 5 years is $134.7 million, with a median of $166.0 million recorded in 2024.
  • The largest YoY upside for Total Debt was 408.75% in 2025 against a maximum downside of 22.59% in 2025.
  • Over 5 years, Total Debt stood at $30.0 million in 2022, then plunged by 50.0% to $15.0 million in 2023, then surged by 1006.67% to $166.0 million in 2024, then grew by 22.59% to $203.5 million in 2025, then surged by 40.13% to $285.2 million in 2026.
  • Per Business Quant data, the three most recent Total Debt figures were $285.2 million in Q3 2026, $213.5 million in Q1 2026, and $203.5 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 184.32 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 40.00 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 75.00 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn -
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 285.16 Mn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jul 31, 2026 285.16 Mn
Jan 31, 2026 213.50 Mn
Oct 31, 2025 203.50 Mn
Jul 31, 2025 203.50 Mn
Apr 30, 2025 208.50 Mn
Jan 31, 2025 166.00 Mn
Oct 31, 2024 166.00 Mn
Jul 31, 2024 40.00 Mn
Apr 30, 2024 55.00 Mn
Apr 30, 2023 15.00 Mn
Jan 31, 2023 30.00 Mn
Oct 31, 2022 30.00 Mn
Jan 31, 2021 4.36 Mn