nCino (NCNO) Total Debt (2022 - 2026)
nCino (NCNO) recorded Total Debt of $275.36 million in fiscal Q2 2027 (quarter ended Jul 31, 2026), up 35.3% from $203.5 million a year earlier.
nCino (NCNO) Total Debt (2022 - 2026) Analysis & Trends
At the end of FY2026 (ended Jan 31, 2026), nCino reported Total Debt of $213.5 million, up 28.6% from FY2025.
- Annual Total Debt has a three-year compound annual growth rate of 92.4% (FY2023 to FY2026).
- Across earlier fiscal years, Total Debt came in at $166 million in FY2025 and $30 million in FY2023.
- The fiscal Q2 2027 figure is the highest quarterly Total Debt in data going back to fiscal Q3 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | 6.48 Bn |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | 13.40 Bn |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 6.29 Bn |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | 7.59 Bn |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | 8.40 Bn |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 27.89 Bn |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 22.63 Bn |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | - |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 678.09 Mn |
| 10 | nCino | 1.96 Bn | 1.59 Bn | 100.77 Mn | 275.36 Mn |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 275.36 Mn |
| Jan 31, 2026 | 213.50 Mn |
| Oct 31, 2025 | 203.50 Mn |
| Jul 31, 2025 | 203.50 Mn |
| Apr 30, 2025 | 208.50 Mn |
| Jan 31, 2025 | 166.00 Mn |
| Oct 31, 2024 | 166.00 Mn |
| Jul 31, 2024 | 40.00 Mn |
| Apr 30, 2024 | 55.00 Mn |
| Apr 30, 2023 | 15.00 Mn |
| Jan 31, 2023 | 30.00 Mn |
| Oct 31, 2022 | 30.00 Mn |
nCino Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=NCNO&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();