nCino (NCNO) Total Debt (2022 - 2026)

nCino's (NCNO) quarterly Total Debt came in at $213.5 million in Q1 2026, up 28.61% year-on-year from $166.0 million in Q1 2025, and up 4.91% quarter-over-quarter from $203.5 million in Q4 2025.

nCino (NCNO) Total Debt (2022 - 2026) Analysis & Trends

nCino has disclosed Total Debt across 5 years of filings, most recently posting $213.5 million for Q1 2026.

  • Total Debt for Q1 2026 came in at $213.5 million, up 28.61% year-over-year; the trailing twelve-month figure through Jan 2026 was $213.5 million (up 28.61% YoY), and the FY2026 annual result was $213.5 million, up 28.61% from the prior year.
  • Total Debt came in at $213.5 million for Q1 2026 at nCino, up from $203.5 million in the prior quarter.
  • In the past five years, Total Debt ranged from a high of $213.5 million in Q1 2026 to a low of $15.0 million in Q2 2023.
  • The 5-year median for Total Debt is $166.0 million (2024), against an average of $121.0 million.
  • Peak annual rise in Total Debt reached 408.75% in 2025, while the deepest fall reached 22.59% in 2025.
  • nCino's Total Debt stood at $30.0 million in 2022, then slumped by 50.0% to $15.0 million in 2023, then surged by 1006.67% to $166.0 million in 2024, then grew by 22.59% to $203.5 million in 2025, then gained by 4.91% to $213.5 million in 2026.
  • The last three Total Debt figures came in at $213.5 million (Q1 2026), $203.5 million (Q4 2025), and $203.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Sap Se 238.14 Bn 220.17 Bn 8.16 Bn 7.05 Bn
2 Full Truck Alliance 166.83 Bn 164.28 Bn - 4.25 Mn
3 Uber Technologies 150.36 Bn 149.32 Bn 11.88 Bn 10.51 Bn
4 Shopify 147.75 Bn 142.01 Bn 1.55 Bn -
5 Salesforce 140.39 Bn 128.55 Bn 8.56 Bn 39.28 Bn
6 Cadence Design Systems 105.73 Bn 104.32 Bn 1.26 Bn 2.91 Bn
7 ServiceNow 105.42 Bn 100.24 Bn 2.83 Bn -
8 Automatic Data Processing 89.57 Bn 86.34 Bn 2.87 Bn 3.98 Bn
9 Adobe 85.05 Bn 78.16 Bn 5.90 Bn 1.84 Bn
10 nCino 1.68 Bn 1.60 Bn 91.92 Mn 213.50 Mn

Historic Data

Download Data
DateValue
Jan 31, 2026 213.50 Mn
Oct 31, 2025 203.50 Mn
Jul 31, 2025 203.50 Mn
Apr 30, 2025 208.50 Mn
Jan 31, 2025 166.00 Mn
Oct 31, 2024 166.00 Mn
Jul 31, 2024 40.00 Mn
Apr 30, 2024 55.00 Mn
Apr 30, 2023 15.00 Mn
Jan 31, 2023 30.00 Mn
Oct 31, 2022 30.00 Mn