nCino (NCNO) Times Interest Earned (2021 - 2026)

nCino (NCNO) posted Times Interest Earned of $0.67 for Q1 2026, down 2.74% sequentially from $0.69 in Q4 2025, and up 144.15% YoY from $0.27 in Q1 2025.

nCino (NCNO) Times Interest Earned (2021 - 2026) Analysis & Trends

nCino has reported Times Interest Earned for 6 years, with the latest figure at $0.67 in Q1 2026.

  • Quarterly Times Interest Earned rose 144.15% year-over-year to $0.67 in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $0.31 (up 114.25% YoY) and the FY2026 annual result came in at $0.02, up 121.73% from the prior year.
  • Times Interest Earned retreated to $0.67 in Q1 2026 per NCNO's latest filing, from $0.69 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $0.69 in Q4 2025 and troughed at -$55.85 in Q1 2022.
  • A 5-year average of -$4.27 and a median of -$0.54 in 2025 frame the typical range for Times Interest Earned.
  • The sharpest annual moves came in 2023 and 2025: Times Interest Earned tumbled 123.61% in 2023, then soared 1187.63% in 2025.
  • Over 5 years, Times Interest Earned stood at -$0.4 in 2022, then tumbled by 123.61% to -$0.91 in 2023, then jumped by 93.04% to -$0.06 in 2024, then jumped by 1187.63% to $0.69 in 2025, then retreated by 2.74% to $0.67 in 2026.
  • According to Business Quant data, Times Interest Earned over the past three periods registered $0.67, $0.69, and -$0.54 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Sap Se 255.48 Bn 234.41 Bn 16.51 Bn -8.75
2 Shopify 198.95 Bn 194.00 Bn 1.71 Bn 1.32
3 Salesforce 160.70 Bn 148.86 Bn 8.56 Bn 0.80
4 Uber Technologies 154.94 Bn 149.73 Bn 6.38 Bn 14.88
5 ServiceNow 128.25 Bn 123.58 Bn 2.82 Bn 0.15
6 Snowflake 114.00 Bn 111.05 Bn 926.45 Mn -6.14
7 Automatic Data Processing 108.58 Bn 104.35 Bn 2.51 Bn -13.95
8 Adobe 105.34 Bn 99.72 Bn 5.90 Bn 15.65
9 Intuit 94.55 Bn 87.77 Bn 7.24 Bn 4.58
10 nCino 2.37 Bn 2.29 Bn 91.92 Mn 0.21

Historic Data

Download Data
DateValue
Jan 31, 2026 0.67
Oct 31, 2025 0.69
Jul 31, 2025 -0.54
Apr 30, 2025 -0.09
Jan 31, 2025 -1.51
Oct 31, 2024 -0.06
Jul 31, 2024 -0.61
Apr 30, 2024 -0.28
Jan 31, 2024 -3.71
Oct 31, 2023 -0.91
Jul 31, 2023 -0.96
Apr 30, 2023 -0.52
Jan 31, 2023 -7.42
Oct 31, 2022 -0.40
Jul 31, 2022 -0.54
Apr 30, 2022 -0.58
Jan 31, 2022 -55.85
Oct 31, 2021 -33.57
Jul 31, 2021 -39.90
Apr 30, 2021 -21.28