nCino (NCNO) Times Interest Earned (2021 - 2026)
nCino's (NCNO) quarterly Times Interest Earned came in at $0.67 in Q1 2026, up 144.15% year-on-year from $0.27 in Q1 2025, and down 75.32% quarter-over-quarter from $2.7 in Q4 2025.
nCino (NCNO) Times Interest Earned (2021 - 2026) Analysis & Trends
nCino has disclosed Times Interest Earned across 6 years of filings, most recently posting $0.67 for Q1 2026.
- Times Interest Earned for Q1 2026 came in at $0.67, up 144.15% year-over-year; the trailing twelve-month figure through Jan 2026 was $0.21 (up 110.32% YoY), and the FY2026 annual result was $0.21, up 110.32% from the prior year.
- Times Interest Earned came in at $0.67 for Q1 2026 at nCino, down from $2.7 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $2.7 in Q4 2025 to a low of -$55.85 in Q1 2022.
- The 5-year median for Times Interest Earned is -$4.31 (2024), against an average of -$14.2.
- Across the five-year window, Times Interest Earned rose 0.69% in 2022 and jumped 642.17% in 2025, its largest moves.
- nCino's Times Interest Earned stood at -$31.8 in 2022, then surged by 52.48% to -$15.11 in 2023, then surged by 96.7% to -$0.5 in 2024, then soared by 642.17% to $2.7 in 2025, then slumped by 75.32% to $0.67 in 2026.
- The last three Times Interest Earned figures came in at $0.67 (Q1 2026), $2.7 (Q4 2025), and -$2.09 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | -9.39 |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | - |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | 17.81 |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | - |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 7.40 |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | 13.64 |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | - |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | -17.35 |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | 34.43 |
| 10 | nCino | 1.68 Bn | 1.60 Bn | 91.92 Mn | 0.67 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.67 |
| Oct 31, 2025 | 2.70 |
| Jul 31, 2025 | -2.09 |
| Apr 30, 2025 | -0.34 |
| Jan 31, 2025 | -1.51 |
| Oct 31, 2024 | -0.50 |
| Jul 31, 2024 | -4.31 |
| Apr 30, 2024 | -2.48 |
| Jan 31, 2024 | -3.71 |
| Oct 31, 2023 | -15.11 |
| Jul 31, 2023 | -14.17 |
| Apr 30, 2023 | -6.26 |
| Jan 31, 2023 | -24.35 |
| Oct 31, 2022 | -31.80 |
| Jul 31, 2022 | -39.63 |
| Apr 30, 2022 | -42.68 |
| Jan 31, 2022 | -55.85 |
| Oct 31, 2021 | -33.57 |
| Jul 31, 2021 | -39.90 |
| Apr 30, 2021 | -57.74 |