Growth Metrics

nCino (NCNO) Times Interest Earned (2021 - 2026)

nCino recorded quarterly Times Interest Earned of $0.67 in Q1 2026, down 75.32% quarter-over-quarter from $2.7 in Q4 2025, and up 144.15% year-over-year from $0.27 in Q1 2025.

nCino's Times Interest Earned history runs 6 years deep, the most recent figure standing at $0.67 for Q1 2026.

  • In Q1 2026, Times Interest Earned rose 144.15% year-over-year to $0.67; the TTM figure through Jan 2026 stood at $0.21 (up 110.32% YoY), while the FY2026 annual figure was $0.21, up 110.32% from the prior year.
  • Times Interest Earned came in at $0.67 for Q1 2026 at nCino, down from $2.7 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $2.7 in Q4 2025 to a low of -$55.85 in Q1 2022.
  • A 5-year average of -$14.2 and a median of -$4.31 in 2024 frame the typical range for Times Interest Earned.
  • Across the five-year window, Times Interest Earned gained 0.69% in 2022 and surged 642.17% in 2025, its largest moves.
  • nCino's Times Interest Earned stood at -$31.8 in 2022, then soared by 52.48% to -$15.11 in 2023, then soared by 96.7% to -$0.5 in 2024, then jumped by 642.17% to $2.7 in 2025, then sank by 75.32% to $0.67 in 2026.
  • According to Business Quant data, Times Interest Earned over the past three periods registered $0.67, $2.7, and -$2.09 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn -9.39
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn -
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 17.81
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn -
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn -
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 13.64
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 38.38
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn -17.35
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 57.43
10 nCino 1.81 Bn 1.74 Bn 91.92 Mn 0.67

Historic Data

Download Data 🔒
DateValue
Jan 31, 2026 0.67
Oct 31, 2025 2.70
Jul 31, 2025 -2.09
Apr 30, 2025 -0.34
Jan 31, 2025 -1.51
Oct 31, 2024 -0.50
Jul 31, 2024 -4.31
Apr 30, 2024 -2.48
Jan 31, 2024 -3.71
Oct 31, 2023 -15.11
Jul 31, 2023 -14.17
Apr 30, 2023 -6.26
Jan 31, 2023 -24.35
Oct 31, 2022 -31.80
Jul 31, 2022 -39.63
Apr 30, 2022 -42.68
Jan 31, 2022 -55.85
Oct 31, 2021 -33.57
Jul 31, 2021 -39.90
Apr 30, 2021 -57.74