nCino (NCNO) Times Interest Earned (2021 - 2026)

nCino (NCNO) reported Times Interest Earned of $0.67 for Q1 2026, down 93.43% on a YoY basis from $10.16 in Q1 2025, and down 2.74% sequentially from $0.69 in Q4 2025.

nCino (NCNO) Times Interest Earned (2021 - 2026) Analysis & Trends

nCino (NCNO) has 6 years of Times Interest Earned data on file, last reported at $0.67 in Q1 2026.

  • For the quarter ending Q1 2026, Times Interest Earned fell 93.43% year-over-year to $0.67; the trailing twelve-month figure through Jan 2026 stood at $0.68 (down 44.05% YoY), and the FY2026 full-year result was $0.02, up 121.73% from the prior year.
  • Times Interest Earned retreated to $0.67 in Q1 2026, from $0.69 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $10.16 in Q1 2025 to a low of -$24.35 in Q1 2023.
  • A 5-year average of -$1.19 and a median of -$0.52 in 2023 frame the typical range for Times Interest Earned.
  • Across the five-year window, Times Interest Earned slumped 1412.64% in 2023 and jumped 1187.63% in 2025, its largest moves.
  • Tracing NCNO's Times Interest Earned over 5 years: stood at -$0.4 in 2022, then plunged by 123.61% to -$0.91 in 2023, then jumped by 93.04% to -$0.06 in 2024, then jumped by 1187.63% to $0.69 in 2025, then dropped by 2.74% to $0.67 in 2026.
  • Business Quant data shows NCNO's Times Interest Earned at $0.67 in Q1 2026, $0.69 in Q4 2025, and -$0.54 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn -9.39
2 Full Truck Alliance 188.77 Bn 186.13 Bn - -
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn 1.00
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 10.68
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 0.80
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 0.15
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn -2.54
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn -6.14
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 7.54
10 nCino 1.83 Bn 1.76 Bn 91.92 Mn 0.67

Historic Data

Download Data
DateValue
Jan 31, 2026 0.67
Oct 31, 2025 0.69
Jul 31, 2025 -0.54
Apr 30, 2025 -0.09
Jan 31, 2025 10.16
Oct 31, 2024 -0.06
Jul 31, 2024 -0.61
Apr 30, 2024 -0.28
Jan 31, 2024 -3.71
Oct 31, 2023 -0.91
Jul 31, 2023 -0.96
Apr 30, 2023 -0.52
Jan 31, 2023 -24.35
Oct 31, 2022 -0.40
Jul 31, 2022 -0.54
Apr 30, 2022 -0.58
Jan 31, 2022 1.86
Oct 31, 2021 -33.57
Jul 31, 2021 -39.90
Apr 30, 2021 -21.28