nCino (NCNO) Times Interest Earned (2021 - 2026)
nCino's (NCNO) Times Interest Earned was 2.61 for fiscal Q2 2027 (quarter ended Jul 31, 2026), compared with -2.09 a year earlier.
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Analysis
nCino (NCNO) Times Interest Earned (2021 - 2026) Analysis & Trends
Over the twelve months ended Jul 31, 2026, nCino's Times Interest Earned came in at 1.03; for FY2026 (ended Jan 31, 2026), it came in at 0.21.
- By fiscal year, Times Interest Earned came in at -2.07 in FY2025, -9.56 in FY2024, -33.49 in FY2023 and -47.13 in FY2022.
- Five-year quarterly Times Interest Earned spans a low of -55.85 in fiscal Q4 2022 and a high of 2.70 in fiscal Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.23 Bn | 8.45 Bn | - | - |
| 2 | Block | 46.85 Bn | 18.15 Bn | 3.17 Bn | - |
| 3 | Coinbase Global | 46.71 Bn | 3.52 Bn | - | -5.04 |
| 4 | Corpay | 26.70 Bn | 16.59 Bn | - | 4.12 |
| 5 | Fiserv | 25.72 Bn | 22.40 Bn | 2.90 Bn | 2.70 |
| 6 | Global Payments | 22.62 Bn | 412.61 Mn | 2.03 Bn | 1.21 |
| 7 | Guidewire Software | 15.37 Bn | 11.94 Bn | 269.68 Mn | 18.55 |
| 8 | Bitmine Immersion Technologies | 13.22 Bn | 10.60 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.55 Bn | 7.34 Bn | 594.87 Mn | - |
| 10 | nCino | 2.31 Bn | 1.93 Bn | 100.77 Mn | 2.61 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 2.61 |
| Jan 31, 2026 | 0.67 |
| Oct 31, 2025 | 2.70 |
| Jul 31, 2025 | -2.09 |
| Apr 30, 2025 | -0.34 |
| Jan 31, 2025 | -1.51 |
| Oct 31, 2024 | -0.50 |
| Jul 31, 2024 | -4.31 |
| Apr 30, 2024 | -2.48 |
| Jan 31, 2024 | -3.71 |
| Oct 31, 2023 | -15.11 |
| Jul 31, 2023 | -14.17 |
| Apr 30, 2023 | -6.26 |
| Jan 31, 2023 | -24.35 |
| Oct 31, 2022 | -31.80 |
| Jul 31, 2022 | -39.63 |
| Apr 30, 2022 | -42.68 |
| Jan 31, 2022 | -55.85 |
| Oct 31, 2021 | -33.57 |
| Jul 31, 2021 | -39.90 |
API Access
nCino Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();