nCino (NCNO) EBITDA (2021 - 2026)
nCino's (NCNO) quarterly EBITDA came in at $13.6 million in Q3 2026, up 246.45% year-over-year from $3.9 million in Q3 2025, and up 382.77% quarter-over-quarter from $2.8 million in Q1 2026.
Analysis
nCino (NCNO) EBITDA (2021 - 2026) Analysis & Trends
nCino has disclosed EBITDA across 6 years of filings, most recently posting $13.6 million for Q3 2026.
- In Q3 2026, EBITDA rose 246.45% year-over-year to $13.6 million; the TTM figure through Jul 2026 stood at $18.9 million (up 208.54% YoY), while the FY2026 annual figure was $3.7 million, up 120.56% from the prior year.
- EBITDA came in at $13.6 million for Q3 2026 at nCino, up from $2.8 million in the prior quarter.
- In the past five years, EBITDA ranged from a high of $13.6 million in Q3 2026 to a low of -$30.0 million in Q1 2022.
- Average EBITDA over 5 years is -$9.1 million, with a median of -$8.3 million recorded in 2023.
- Year-over-year, EBITDA slumped 89.9% in 2022 and soared 1521.84% in 2025.
- Over 5 years, EBITDA stood at -$18.4 million in 2022, then soared by 30.03% to -$12.9 million in 2023, then soared by 93.62% to -$824000.0 in 2024, then jumped by 1521.84% to $11.7 million in 2025, then grew by 16.2% to $13.6 million in 2026.
- Per Business Quant data, the three most recent EBITDA figures were $13.6 million in Q3 2026, $2.8 million in Q1 2026, and $11.7 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 21.32 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 136.77 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 40.72 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 29.34 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 13.61 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | -7.71 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 13.61 Mn |
| Jan 31, 2026 | 2.82 Mn |
| Oct 31, 2025 | 11.72 Mn |
| Jul 31, 2025 | -9.30 Mn |
| Apr 30, 2025 | -1.51 Mn |
| Jan 31, 2025 | -5.74 Mn |
| Oct 31, 2024 | -824,000.00 |
| Jul 31, 2024 | -7.91 Mn |
| Apr 30, 2024 | -3.66 Mn |
| Jan 31, 2024 | -3.19 Mn |
| Oct 31, 2023 | -12.91 Mn |
| Jul 31, 2023 | -14.79 Mn |
| Apr 30, 2023 | -8.63 Mn |
| Jan 31, 2023 | -23.33 Mn |
| Oct 31, 2022 | -18.44 Mn |
| Jul 31, 2022 | -25.01 Mn |
| Apr 30, 2022 | -27.23 Mn |
| Jan 31, 2022 | -29.99 Mn |
| Oct 31, 2021 | -12.72 Mn |
| Jul 31, 2021 | -13.17 Mn |