nCino (NCNO) Non-Current Debt (2022 - 2026)
nCino's (NCNO) quarterly Non-Current Debt came in at $275.4 million in Q3 2026, up 35.31% year-over-year from $203.5 million in Q3 2025, and up 28.97% quarter-over-quarter from $213.5 million in Q1 2026.
Analysis
nCino (NCNO) Non-Current Debt (2022 - 2026) Analysis & Trends
nCino has disclosed Non-Current Debt across 5 years of filings, most recently posting $275.4 million for Q3 2026.
- In Q3 2026, Non-Current Debt rose 35.31% year-over-year to $275.4 million; the TTM figure through Jul 2026 stood at $275.4 million (up 35.31% YoY), while the FY2026 annual figure was $213.5 million, up 28.61% from the prior year.
- Non-Current Debt came in at $275.4 million for Q3 2026 at nCino, up from $213.5 million in the prior quarter.
- In the past five years, Non-Current Debt ranged from a high of $275.4 million in Q3 2026 to a low of $30.0 million in Q4 2022.
- Average Non-Current Debt over 5 years is $144.7 million, with a median of $166.0 million recorded in 2024.
- The largest YoY upside for Non-Current Debt was 408.75% in 2025 against a maximum downside of 22.59% in 2025.
- Over 5 years, Non-Current Debt stood at $30.0 million in 2022, then changed by 0.0% to $30.0 million in 2023, then surged by 453.33% to $166.0 million in 2024, then grew by 22.59% to $203.5 million in 2025, then jumped by 35.31% to $275.4 million in 2026.
- Per Business Quant data, the three most recent Non-Current Debt figures were $275.4 million in Q3 2026, $213.5 million in Q1 2026, and $203.5 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Current Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 50.00 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 40.00 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | - |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | - |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 275.36 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 275.36 Mn |
| Jan 31, 2026 | 213.50 Mn |
| Oct 31, 2025 | 203.50 Mn |
| Jul 31, 2025 | 203.50 Mn |
| Apr 30, 2025 | 208.50 Mn |
| Jan 31, 2025 | 166.00 Mn |
| Oct 31, 2024 | 166.00 Mn |
| Jul 31, 2024 | 40.00 Mn |
| Apr 30, 2024 | 55.00 Mn |
| Jan 31, 2023 | 30.00 Mn |
| Oct 31, 2022 | 30.00 Mn |