nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) Non-Current Debt (2022 - 2026)

nCino's (NCNO) quarterly Non-Current Debt came in at $275.4 million in Q3 2026, up 35.31% year-over-year from $203.5 million in Q3 2025, and up 28.97% quarter-over-quarter from $213.5 million in Q1 2026.

Analysis

nCino (NCNO) Non-Current Debt (2022 - 2026) Analysis & Trends

nCino has disclosed Non-Current Debt across 5 years of filings, most recently posting $275.4 million for Q3 2026.

  • In Q3 2026, Non-Current Debt rose 35.31% year-over-year to $275.4 million; the TTM figure through Jul 2026 stood at $275.4 million (up 35.31% YoY), while the FY2026 annual figure was $213.5 million, up 28.61% from the prior year.
  • Non-Current Debt came in at $275.4 million for Q3 2026 at nCino, up from $213.5 million in the prior quarter.
  • In the past five years, Non-Current Debt ranged from a high of $275.4 million in Q3 2026 to a low of $30.0 million in Q4 2022.
  • Average Non-Current Debt over 5 years is $144.7 million, with a median of $166.0 million recorded in 2024.
  • The largest YoY upside for Non-Current Debt was 408.75% in 2025 against a maximum downside of 22.59% in 2025.
  • Over 5 years, Non-Current Debt stood at $30.0 million in 2022, then changed by 0.0% to $30.0 million in 2023, then surged by 453.33% to $166.0 million in 2024, then grew by 22.59% to $203.5 million in 2025, then jumped by 35.31% to $275.4 million in 2026.
  • Per Business Quant data, the three most recent Non-Current Debt figures were $275.4 million in Q3 2026, $213.5 million in Q1 2026, and $203.5 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non-Current Debt (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 50.00 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 40.00 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn -
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn -
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 275.36 Mn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jul 31, 2026 275.36 Mn
Jan 31, 2026 213.50 Mn
Oct 31, 2025 203.50 Mn
Jul 31, 2025 203.50 Mn
Apr 30, 2025 208.50 Mn
Jan 31, 2025 166.00 Mn
Oct 31, 2024 166.00 Mn
Jul 31, 2024 40.00 Mn
Apr 30, 2024 55.00 Mn
Jan 31, 2023 30.00 Mn
Oct 31, 2022 30.00 Mn