nCino (NCNO) Receivables (2021 - 2026)
nCino's (NCNO) quarterly Receivables came in at $142.3 million in Q3 2026, up 23.94% year-over-year from $114.8 million in Q3 2025, and down 26.9% quarter-over-quarter from $194.7 million in Q1 2026.
Analysis
nCino (NCNO) Receivables (2021 - 2026) Analysis & Trends
nCino has disclosed Receivables across 6 years of filings, most recently posting $142.3 million for Q3 2026.
- In Q3 2026, Receivables rose 23.94% year-over-year to $142.3 million; the TTM figure through Jul 2026 stood at $142.3 million (up 23.94% YoY), while the FY2026 annual figure was $194.7 million, up 14.21% from the prior year.
- Receivables came in at $142.3 million for Q3 2026 at nCino, down from $194.7 million in the prior quarter.
- In the past five years, Receivables ranged from a high of $194.7 million in Q1 2026 to a low of $43.1 million in Q4 2022.
- Average Receivables over 5 years is $102.7 million, with a median of $90.0 million recorded in 2024.
- Year-over-year, Receivables jumped 58.09% in 2023 and advanced 1.47% in 2024.
- Over 5 years, Receivables stood at $43.1 million in 2022, then jumped by 58.09% to $68.1 million in 2023, then advanced by 20.33% to $82.0 million in 2024, then surged by 33.52% to $109.4 million in 2025, then surged by 30.02% to $142.3 million in 2026.
- Per Business Quant data, the three most recent Receivables figures were $142.3 million in Q3 2026, $194.7 million in Q1 2026, and $109.4 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 299.06 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 389.44 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | - |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 79.22 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 142.30 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 57.38 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 142.30 Mn |
| Jan 31, 2026 | 194.67 Mn |
| Oct 31, 2025 | 109.44 Mn |
| Jul 31, 2025 | 114.82 Mn |
| Apr 30, 2025 | 121.52 Mn |
| Jan 31, 2025 | 170.45 Mn |
| Oct 31, 2024 | 81.96 Mn |
| Jul 31, 2024 | 91.34 Mn |
| Apr 30, 2024 | 88.70 Mn |
| Jan 31, 2024 | 120.67 Mn |
| Oct 31, 2023 | 68.12 Mn |
| Jul 31, 2023 | 87.29 Mn |
| Apr 30, 2023 | 87.41 Mn |
| Jan 31, 2023 | 104.42 Mn |
| Oct 31, 2022 | 43.09 Mn |
| Jul 31, 2022 | 70.22 Mn |
| Apr 30, 2022 | 74.87 Mn |
| Jan 31, 2022 | 76.69 Mn |
| Jan 31, 2021 | 57.33 Mn |