nCino (NCNO) FCF Margin (2021 - 2026)
nCino's FCF Margin came in at 8.34% for fiscal Q4 2026 (quarter ended Jan 31, 2026), up 15.67 percentage points from -7.33% a year earlier and up 5.12 percentage points from the prior quarter.
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Analysis
nCino (NCNO) FCF Margin (2021 - 2026) Analysis & Trends
For FY2026 (ended Jan 31, 2026), nCino's FCF Margin was 13.88%, up 4.01 percentage points from FY2025.
- FCF Margin carries a five-year change of +11.49 percentage points (FY2021 to FY2026).
- Going back by fiscal year, FCF Margin was 9.87% in FY2025 (-1.41 pp), 11.28% in FY2024 (+19.54 pp), -8.26% in FY2023 (+0.76 pp) and -9.02% in FY2022 (-11.41 pp).
- The five-year range for quarterly FCF Margin is -30.62% (fiscal Q3 2022) to 42.24% (fiscal Q1 2025).
- Year-over-year, FCF Margin increased in three of the last eight quarters, with an average year-over-year change of +1.30 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in fiscal Q4 2024 (a gain of 30.48 percentage points), and the weakest in fiscal Q1 2023 (a drop of 14.94 percentage points).
- Business Quant data shows NCNO's FCF Margin at 3.22% (Q3 2026), 8.46% (Q2 2026) and 36.49% (Q1 2026) in the three fiscal quarters before Q4 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | 16.17% |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | 20.44% |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 14.61% |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | 351.43% |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | 105.74% |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 18.61% |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 12.86% |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | 62.27% |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 68.54% |
| 10 | nCino | 1.96 Bn | 1.59 Bn | 100.77 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jan 31, 2026 | 8.34% |
| Oct 31, 2025 | 3.22% |
| Jul 31, 2025 | 8.46% |
| Apr 30, 2025 | 36.49% |
| Jan 31, 2025 | -7.33% |
| Oct 31, 2024 | 3.67% |
| Jul 31, 2024 | 3.44% |
| Apr 30, 2024 | 42.24% |
| Jan 31, 2024 | 6.24% |
| Oct 31, 2023 | 4.31% |
| Jul 31, 2023 | 9.47% |
| Apr 30, 2023 | 26.13% |
| Jan 31, 2023 | -24.24% |
| Oct 31, 2022 | -8.23% |
| Jul 31, 2022 | 4.88% |
| Apr 30, 2022 | -3.66% |
| Jan 31, 2022 | -30.52% |
| Oct 31, 2021 | -30.62% |
| Jul 31, 2021 | 18.93% |
| Apr 30, 2021 | 11.28% |
API Access
nCino FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();