nCino (NCNO) Interest Coverage Ratio (2021 - 2026)

nCino's (NCNO) quarterly Interest Coverage Ratio came in at 0.67 in Q1 2026, up 144.15% year-on-year from 0.27 in Q1 2025, and down 75.32% quarter-over-quarter from 2.7 in Q4 2025.

nCino (NCNO) Interest Coverage Ratio (2021 - 2026) Analysis & Trends

nCino has disclosed Interest Coverage Ratio across 6 years of filings, most recently posting 0.67 for Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 0.67, up 144.15% year-over-year; the trailing twelve-month figure through Jan 2026 was 0.21 (up 110.32% YoY), and the FY2026 annual result was 0.21, up 110.32% from the prior year.
  • Interest Coverage Ratio came in at 0.67 for Q1 2026 at nCino, down from 2.7 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 2.7 in Q4 2025 to a low of 55.85 in Q1 2022.
  • The 5-year median for Interest Coverage Ratio is 4.31 (2024), against an average of 14.2.
  • Across the five-year window, Interest Coverage Ratio rose 0.69% in 2022 and jumped 642.17% in 2025, its largest moves.
  • nCino's Interest Coverage Ratio stood at 31.8 in 2022, then surged by 52.48% to 15.11 in 2023, then surged by 96.7% to 0.5 in 2024, then soared by 642.17% to 2.7 in 2025, then slumped by 75.32% to 0.67 in 2026.
  • The last three Interest Coverage Ratio figures came in at 0.67 (Q1 2026), 2.7 (Q4 2025), and 2.09 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Sap Se 238.14 Bn 220.17 Bn 8.16 Bn -9.39
2 Full Truck Alliance 166.83 Bn 164.28 Bn - -
3 Uber Technologies 150.36 Bn 149.32 Bn 11.88 Bn 17.81
4 Shopify 147.75 Bn 142.01 Bn 1.55 Bn -
5 Salesforce 140.39 Bn 128.55 Bn 8.56 Bn 7.40
6 Cadence Design Systems 105.73 Bn 104.32 Bn 1.26 Bn 13.64
7 ServiceNow 105.42 Bn 100.24 Bn 2.83 Bn -
8 Automatic Data Processing 89.57 Bn 86.34 Bn 2.87 Bn -17.35
9 Adobe 85.05 Bn 78.16 Bn 5.90 Bn 34.43
10 nCino 1.68 Bn 1.60 Bn 91.92 Mn 0.67

Historic Data

Download Data
DateValue
Jan 31, 2026 0.67
Oct 31, 2025 2.70
Jul 31, 2025 -2.09
Apr 30, 2025 -0.34
Jan 31, 2025 -1.51
Oct 31, 2024 -0.50
Jul 31, 2024 -4.31
Apr 30, 2024 -2.48
Jan 31, 2024 -3.71
Oct 31, 2023 -15.11
Jul 31, 2023 -14.17
Apr 30, 2023 -6.26
Jan 31, 2023 -24.35
Oct 31, 2022 -31.80
Jul 31, 2022 -39.63
Apr 30, 2022 -42.68
Jan 31, 2022 -55.85
Oct 31, 2021 -33.57
Jul 31, 2021 -39.90
Apr 30, 2021 -57.74