nCino (NCNO) Interest Coverage Ratio (2021 - 2026)
nCino's (NCNO) quarterly Interest Coverage Ratio came in at 0.67 in Q1 2026, up 144.15% year-on-year from 0.27 in Q1 2025, and down 75.32% quarter-over-quarter from 2.7 in Q4 2025.
nCino (NCNO) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
nCino has disclosed Interest Coverage Ratio across 6 years of filings, most recently posting 0.67 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 0.67, up 144.15% year-over-year; the trailing twelve-month figure through Jan 2026 was 0.21 (up 110.32% YoY), and the FY2026 annual result was 0.21, up 110.32% from the prior year.
- Interest Coverage Ratio came in at 0.67 for Q1 2026 at nCino, down from 2.7 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 2.7 in Q4 2025 to a low of 55.85 in Q1 2022.
- The 5-year median for Interest Coverage Ratio is 4.31 (2024), against an average of 14.2.
- Across the five-year window, Interest Coverage Ratio rose 0.69% in 2022 and jumped 642.17% in 2025, its largest moves.
- nCino's Interest Coverage Ratio stood at 31.8 in 2022, then surged by 52.48% to 15.11 in 2023, then surged by 96.7% to 0.5 in 2024, then soared by 642.17% to 2.7 in 2025, then slumped by 75.32% to 0.67 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.67 (Q1 2026), 2.7 (Q4 2025), and 2.09 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | -9.39 |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | - |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | 17.81 |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | - |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 7.40 |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | 13.64 |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | - |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | -17.35 |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | 34.43 |
| 10 | nCino | 1.68 Bn | 1.60 Bn | 91.92 Mn | 0.67 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.67 |
| Oct 31, 2025 | 2.70 |
| Jul 31, 2025 | -2.09 |
| Apr 30, 2025 | -0.34 |
| Jan 31, 2025 | -1.51 |
| Oct 31, 2024 | -0.50 |
| Jul 31, 2024 | -4.31 |
| Apr 30, 2024 | -2.48 |
| Jan 31, 2024 | -3.71 |
| Oct 31, 2023 | -15.11 |
| Jul 31, 2023 | -14.17 |
| Apr 30, 2023 | -6.26 |
| Jan 31, 2023 | -24.35 |
| Oct 31, 2022 | -31.80 |
| Jul 31, 2022 | -39.63 |
| Apr 30, 2022 | -42.68 |
| Jan 31, 2022 | -55.85 |
| Oct 31, 2021 | -33.57 |
| Jul 31, 2021 | -39.90 |
| Apr 30, 2021 | -57.74 |