nCino (NCNO) Interest Coverage Ratio (2021 - 2026)

nCino (NCNO) reported Interest Coverage Ratio of 0.67 for Q1 2026, down 93.43% on a YoY basis from 10.16 in Q1 2025, and down 2.74% sequentially from 0.69 in Q4 2025.

nCino (NCNO) Interest Coverage Ratio (2021 - 2026) Analysis & Trends

nCino (NCNO) has 6 years of Interest Coverage Ratio data on file, last reported at 0.67 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio fell 93.43% year-over-year to 0.67; the trailing twelve-month figure through Jan 2026 stood at 0.68 (down 44.05% YoY), and the FY2026 full-year result was 0.02, up 121.73% from the prior year.
  • Interest Coverage Ratio retreated to 0.67 in Q1 2026, from 0.69 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 10.16 in Q1 2025 to a low of 24.35 in Q1 2023.
  • A 5-year average of 1.19 and a median of 0.52 in 2023 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio slumped 1412.64% in 2023 and jumped 1187.63% in 2025, its largest moves.
  • Tracing NCNO's Interest Coverage Ratio over 5 years: stood at 0.4 in 2022, then plunged by 123.61% to 0.91 in 2023, then jumped by 93.04% to 0.06 in 2024, then jumped by 1187.63% to 0.69 in 2025, then dropped by 2.74% to 0.67 in 2026.
  • Business Quant data shows NCNO's Interest Coverage Ratio at 0.67 in Q1 2026, 0.69 in Q4 2025, and 0.54 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn -9.39
2 Full Truck Alliance 188.77 Bn 186.13 Bn - -
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn 1.00
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 10.68
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 0.80
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 0.15
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn -2.54
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn -6.14
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 7.54
10 nCino 1.83 Bn 1.76 Bn 91.92 Mn 0.67

Historic Data

Download Data
DateValue
Jan 31, 2026 0.67
Oct 31, 2025 0.69
Jul 31, 2025 -0.54
Apr 30, 2025 -0.09
Jan 31, 2025 10.16
Oct 31, 2024 -0.06
Jul 31, 2024 -0.61
Apr 30, 2024 -0.28
Jan 31, 2024 -3.71
Oct 31, 2023 -0.91
Jul 31, 2023 -0.96
Apr 30, 2023 -0.52
Jan 31, 2023 -24.35
Oct 31, 2022 -0.40
Jul 31, 2022 -0.54
Apr 30, 2022 -0.58
Jan 31, 2022 1.86
Oct 31, 2021 -33.57
Jul 31, 2021 -39.90
Apr 30, 2021 -21.28