nCino (NCNO) Interest Coverage Ratio (2021 - 2026)
nCino (NCNO) posted Interest Coverage Ratio of 0.67 for Q1 2026, down 2.74% sequentially from 0.69 in Q4 2025, and up 144.15% YoY from 0.27 in Q1 2025.
nCino (NCNO) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
nCino has reported Interest Coverage Ratio for 6 years, with the latest figure at 0.67 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 144.15% year-over-year to 0.67 in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 0.31 (up 114.25% YoY) and the FY2026 annual result came in at 0.02, up 121.73% from the prior year.
- Interest Coverage Ratio retreated to 0.67 in Q1 2026 per NCNO's latest filing, from 0.69 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 0.69 in Q4 2025 and troughed at 55.85 in Q1 2022.
- A 5-year average of 4.27 and a median of 0.54 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio tumbled 123.61% in 2023, then soared 1187.63% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 0.4 in 2022, then tumbled by 123.61% to 0.91 in 2023, then jumped by 93.04% to 0.06 in 2024, then jumped by 1187.63% to 0.69 in 2025, then retreated by 2.74% to 0.67 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.67, 0.69, and 0.54 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | -8.75 |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 1.32 |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 0.80 |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 14.88 |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 0.15 |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | -6.14 |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | -13.95 |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 15.65 |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 4.58 |
| 10 | nCino | 2.37 Bn | 2.29 Bn | 91.92 Mn | 0.21 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.67 |
| Oct 31, 2025 | 0.69 |
| Jul 31, 2025 | -0.54 |
| Apr 30, 2025 | -0.09 |
| Jan 31, 2025 | -1.51 |
| Oct 31, 2024 | -0.06 |
| Jul 31, 2024 | -0.61 |
| Apr 30, 2024 | -0.28 |
| Jan 31, 2024 | -3.71 |
| Oct 31, 2023 | -0.91 |
| Jul 31, 2023 | -0.96 |
| Apr 30, 2023 | -0.52 |
| Jan 31, 2023 | -7.42 |
| Oct 31, 2022 | -0.40 |
| Jul 31, 2022 | -0.54 |
| Apr 30, 2022 | -0.58 |
| Jan 31, 2022 | -55.85 |
| Oct 31, 2021 | -33.57 |
| Jul 31, 2021 | -39.90 |
| Apr 30, 2021 | -21.28 |