nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) Interest Coverage Ratio (2021 - 2026)

nCino's (NCNO) quarterly Interest Coverage Ratio came in at 2.61 in Q3 2026, up 224.82% year-over-year from 0.8 in Q3 2025, and up 291.47% quarter-over-quarter from 0.67 in Q1 2026.

Analysis

nCino (NCNO) Interest Coverage Ratio (2021 - 2026) Analysis & Trends

nCino has disclosed Interest Coverage Ratio across 6 years of filings, most recently posting 2.61 for Q3 2026.

  • In Q3 2026, Interest Coverage Ratio rose 224.82% year-over-year to 2.61; the TTM figure through Jul 2026 stood at 1.03 (up 185.45% YoY), while the FY2026 annual figure was 0.21, up 110.32% from the prior year.
  • Interest Coverage Ratio came in at 2.61 for Q3 2026 at nCino, up from 0.67 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 2.7 in Q4 2025 to a low of 55.85 in Q1 2022.
  • Average Interest Coverage Ratio over 5 years is 13.27, with a median of 4.01 recorded in 2024.
  • Year-over-year, Interest Coverage Ratio gained 0.69% in 2022 and surged 642.17% in 2025.
  • Over 5 years, Interest Coverage Ratio stood at 31.8 in 2022, then surged by 52.48% to 15.11 in 2023, then surged by 96.7% to 0.5 in 2024, then soared by 642.17% to 2.7 in 2025, then slipped by 3.39% to 2.61 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.61 in Q3 2026, 0.67 in Q1 2026, and 2.7 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn -
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 68.90
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 20.16
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 28.51
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 2.61
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -3.68
Historic Data

Historic Data

Download Data
DateValue
Jul 31, 2026 2.61
Jan 31, 2026 0.67
Oct 31, 2025 2.70
Jul 31, 2025 -2.09
Apr 30, 2025 -0.34
Jan 31, 2025 -1.51
Oct 31, 2024 -0.50
Jul 31, 2024 -4.31
Apr 30, 2024 -2.48
Jan 31, 2024 -3.71
Oct 31, 2023 -15.11
Jul 31, 2023 -14.17
Apr 30, 2023 -6.26
Jan 31, 2023 -24.35
Oct 31, 2022 -31.80
Jul 31, 2022 -39.63
Apr 30, 2022 -42.68
Jan 31, 2022 -55.85
Oct 31, 2021 -33.57
Jul 31, 2021 -39.90