nCino (NCNO) Interest Coverage Ratio (2021 - 2026)
nCino (NCNO) reported Interest Coverage Ratio of 0.67 for Q1 2026, down 93.43% on a YoY basis from 10.16 in Q1 2025, and down 2.74% sequentially from 0.69 in Q4 2025.
nCino (NCNO) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
nCino (NCNO) has 6 years of Interest Coverage Ratio data on file, last reported at 0.67 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 93.43% year-over-year to 0.67; the trailing twelve-month figure through Jan 2026 stood at 0.68 (down 44.05% YoY), and the FY2026 full-year result was 0.02, up 121.73% from the prior year.
- Interest Coverage Ratio retreated to 0.67 in Q1 2026, from 0.69 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 10.16 in Q1 2025 to a low of 24.35 in Q1 2023.
- A 5-year average of 1.19 and a median of 0.52 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio slumped 1412.64% in 2023 and jumped 1187.63% in 2025, its largest moves.
- Tracing NCNO's Interest Coverage Ratio over 5 years: stood at 0.4 in 2022, then plunged by 123.61% to 0.91 in 2023, then jumped by 93.04% to 0.06 in 2024, then jumped by 1187.63% to 0.69 in 2025, then dropped by 2.74% to 0.67 in 2026.
- Business Quant data shows NCNO's Interest Coverage Ratio at 0.67 in Q1 2026, 0.69 in Q4 2025, and 0.54 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | -9.39 |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | - |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | 1.00 |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 10.68 |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 0.80 |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 0.15 |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | -2.54 |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | -6.14 |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 7.54 |
| 10 | nCino | 1.83 Bn | 1.76 Bn | 91.92 Mn | 0.67 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.67 |
| Oct 31, 2025 | 0.69 |
| Jul 31, 2025 | -0.54 |
| Apr 30, 2025 | -0.09 |
| Jan 31, 2025 | 10.16 |
| Oct 31, 2024 | -0.06 |
| Jul 31, 2024 | -0.61 |
| Apr 30, 2024 | -0.28 |
| Jan 31, 2024 | -3.71 |
| Oct 31, 2023 | -0.91 |
| Jul 31, 2023 | -0.96 |
| Apr 30, 2023 | -0.52 |
| Jan 31, 2023 | -24.35 |
| Oct 31, 2022 | -0.40 |
| Jul 31, 2022 | -0.54 |
| Apr 30, 2022 | -0.58 |
| Jan 31, 2022 | 1.86 |
| Oct 31, 2021 | -33.57 |
| Jul 31, 2021 | -39.90 |
| Apr 30, 2021 | -21.28 |