nCino (NCNO) Interest Coverage Ratio (2021 - 2026)
nCino recorded quarterly Interest Coverage Ratio of 0.67 in Q1 2026, down 75.32% quarter-over-quarter from 2.7 in Q4 2025, and up 144.15% year-over-year from 0.27 in Q1 2025.
nCino's Interest Coverage Ratio history runs 6 years deep, the most recent figure standing at 0.67 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 144.15% year-over-year to 0.67; the TTM figure through Jan 2026 stood at 0.21 (up 110.32% YoY), while the FY2026 annual figure was 0.21, up 110.32% from the prior year.
- Interest Coverage Ratio came in at 0.67 for Q1 2026 at nCino, down from 2.7 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 2.7 in Q4 2025 to a low of 55.85 in Q1 2022.
- A 5-year average of 14.2 and a median of 4.31 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio gained 0.69% in 2022 and surged 642.17% in 2025, its largest moves.
- nCino's Interest Coverage Ratio stood at 31.8 in 2022, then soared by 52.48% to 15.11 in 2023, then soared by 96.7% to 0.5 in 2024, then jumped by 642.17% to 2.7 in 2025, then sank by 75.32% to 0.67 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.67, 2.7, and 2.09 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 253.17 Bn | 235.20 Bn | 8.16 Bn | -9.39 |
| 2 | Salesforce | 171.07 Bn | 161.50 Bn | 8.69 Bn | - |
| 3 | Uber Technologies | 151.10 Bn | 150.06 Bn | 11.88 Bn | 17.81 |
| 4 | Shopify | 134.25 Bn | 128.50 Bn | 1.55 Bn | - |
| 5 | ServiceNow | 105.72 Bn | 100.54 Bn | 2.83 Bn | - |
| 6 | Cadence Design Systems | 101.64 Bn | 100.23 Bn | 1.26 Bn | 13.64 |
| 7 | Adobe | 100.35 Bn | 93.46 Bn | 5.73 Bn | 38.38 |
| 8 | Automatic Data Processing | 90.91 Bn | 87.68 Bn | 2.87 Bn | -17.35 |
| 9 | Intuit | 88.30 Bn | 81.52 Bn | 6.77 Bn | 57.43 |
| 10 | nCino | 1.81 Bn | 1.74 Bn | 91.92 Mn | 0.67 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.67 |
| Oct 31, 2025 | 2.70 |
| Jul 31, 2025 | -2.09 |
| Apr 30, 2025 | -0.34 |
| Jan 31, 2025 | -1.51 |
| Oct 31, 2024 | -0.50 |
| Jul 31, 2024 | -4.31 |
| Apr 30, 2024 | -2.48 |
| Jan 31, 2024 | -3.71 |
| Oct 31, 2023 | -15.11 |
| Jul 31, 2023 | -14.17 |
| Apr 30, 2023 | -6.26 |
| Jan 31, 2023 | -24.35 |
| Oct 31, 2022 | -31.80 |
| Jul 31, 2022 | -39.63 |
| Apr 30, 2022 | -42.68 |
| Jan 31, 2022 | -55.85 |
| Oct 31, 2021 | -33.57 |
| Jul 31, 2021 | -39.90 |
| Apr 30, 2021 | -57.74 |