nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) Free Cash Flow (2021 - 2026)

nCino's (NCNO) quarterly Free Cash Flow came in at $12.5 million in Q1 2026, up 220.33% year-over-year from $3.9 million in Q1 2025, and up 154.79% quarter-over-quarter from $4.9 million in Q4 2025.

Analysis

nCino (NCNO) Free Cash Flow (2021 - 2026) Analysis & Trends

nCino has disclosed Free Cash Flow across 6 years of filings, most recently posting $12.5 million for Q1 2026.

  • In Q1 2026, Free Cash Flow rose 220.33% year-over-year to $12.5 million; the TTM figure through Jan 2026 stood at $82.6 million (up 54.66% YoY), while the FY2026 annual figure was $82.6 million, up 54.66% from the prior year.
  • Free Cash Flow came in at $12.5 million for Q1 2026 at nCino, up from $4.9 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $54.1 million in Q2 2024 to a low of -$25.9 million in Q1 2022.
  • Average Free Cash Flow over 5 years is $7.7 million, with a median of $5.3 million recorded in 2023.
  • Year-over-year, Free Cash Flow slumped 369.03% in 2022 and jumped 751.27% in 2023.
  • Over 5 years, Free Cash Flow stood at -$9.5 million in 2022, then soared by 155.03% to $5.3 million in 2023, then decreased by 2.93% to $5.1 million in 2024, then retreated by 3.92% to $4.9 million in 2025, then soared by 154.79% to $12.5 million in 2026.
  • Per Business Quant data, the three most recent Free Cash Flow figures were $12.5 million in Q1 2026, $4.9 million in Q4 2025, and $13.3 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn -1.20 Bn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 258.43 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 65.93 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 53.77 Mn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn -
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 20.14 Mn
Historic Data

Historic Data

Download Data
DateValue
Jan 31, 2026 12.48 Mn
Oct 31, 2025 4.90 Mn
Jul 31, 2025 13.30 Mn
Apr 30, 2025 51.90 Mn
Jan 31, 2025 -10.37 Mn
Oct 31, 2024 5.10 Mn
Jul 31, 2024 4.56 Mn
Apr 30, 2024 54.10 Mn
Jan 31, 2024 7.72 Mn
Oct 31, 2023 5.25 Mn
Jul 31, 2023 11.11 Mn
Apr 30, 2023 29.70 Mn
Jan 31, 2023 -25.59 Mn
Oct 31, 2022 -9.54 Mn
Jul 31, 2022 5.98 Mn
Apr 30, 2022 -4.56 Mn
Jan 31, 2022 -25.91 Mn
Oct 31, 2021 -13.07 Mn
Jul 31, 2021 6.83 Mn
Apr 30, 2021 1.70 Mn