nCino (NCNO) Free Cash Flow (2021 - 2026)
nCino (NCNO) posted Free Cash Flow of $12.48 million for fiscal Q4 2026 (quarter ended Jan 31, 2026), compared with -$10.37 million a year earlier and up 154.8% from the prior quarter.
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Analysis
nCino (NCNO) Free Cash Flow (2021 - 2026) Analysis & Trends
For FY2026 (ended Jan 31, 2026), nCino's Free Cash Flow came in at $82.56 million, up 54.7% from FY2025.
- Annual Free Cash Flow shows a five-year compound annual growth rate of 76.0% (FY2021 to FY2026).
- In prior fiscal years, nCino's Free Cash Flow was $53.38 million in FY2025 (-0.7%), $53.77 million in FY2024, -$33.72 million in FY2023 and -$24.69 million in FY2022.
- Quarterly Free Cash Flow has run from a low of -$26.47 million in fiscal Q4 2023 to a high of $54.1 million in fiscal Q1 2025 over five years.
- On a year-over-year basis, Free Cash Flow increased in two of the last six quarters, with growth averaging 31.7%.
- The strongest year-over-year quarter for Free Cash Flow in the past five years was fiscal Q2 2026, with growth of 176.4%; the weakest was fiscal Q2 2023, with a decline of 61.4%.
- According to Business Quant data, Free Cash Flow for the three prior fiscal quarters was $4.9 million (Q3 2026), $12.59 million (Q2 2026) and $52.6 million (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 49.17 Bn | 5.98 Bn | - | 197.31 Mn |
| 2 | PayPal Holdings | 45.28 Bn | 3.51 Bn | - | 1.78 Bn |
| 3 | Block | 44.18 Bn | 15.44 Bn | 3.17 Bn | 966.61 Mn |
| 4 | Iren | 31.11 Bn | 18.70 Bn | 103.89 Mn | 482.24 Mn |
| 5 | Corpay | 25.52 Bn | 15.72 Bn | - | 1.42 Bn |
| 6 | Fiserv | 24.03 Bn | 20.73 Bn | 2.90 Bn | 985.00 Mn |
| 7 | Global Payments | 21.72 Bn | 155.29 Mn | 2.03 Bn | 426.96 Mn |
| 8 | Bitmine Immersion Technologies | 15.32 Bn | 12.70 Bn | 40.81 Mn | 28.98 Mn |
| 9 | Guidewire Software | 11.69 Bn | 8.26 Bn | 269.68 Mn | 281.76 Mn |
| 10 | nCino | 1.91 Bn | 1.54 Bn | 100.77 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jan 31, 2026 | 12.48 Mn |
| Oct 31, 2025 | 4.90 Mn |
| Jul 31, 2025 | 12.59 Mn |
| Apr 30, 2025 | 52.60 Mn |
| Jan 31, 2025 | -10.37 Mn |
| Oct 31, 2024 | 5.10 Mn |
| Jul 31, 2024 | 4.56 Mn |
| Apr 30, 2024 | 54.10 Mn |
| Jan 31, 2024 | 7.72 Mn |
| Oct 31, 2023 | 5.25 Mn |
| Jul 31, 2023 | 11.11 Mn |
| Apr 30, 2023 | 29.70 Mn |
| Jan 31, 2023 | -26.47 Mn |
| Oct 31, 2022 | -8.67 Mn |
| Jul 31, 2022 | 4.86 Mn |
| Apr 30, 2022 | -3.45 Mn |
| Jan 31, 2022 | -22.88 Mn |
| Oct 31, 2021 | -21.44 Mn |
| Jul 31, 2021 | 12.59 Mn |
| Apr 30, 2021 | 7.04 Mn |
API Access
nCino Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();