nCino (NCNO) Free Cash Flow (2021 - 2026)
nCino's (NCNO) quarterly Free Cash Flow came in at $12.5 million in Q1 2026, up 220.33% year-over-year from $3.9 million in Q1 2025, and up 154.79% quarter-over-quarter from $4.9 million in Q4 2025.
Analysis
nCino (NCNO) Free Cash Flow (2021 - 2026) Analysis & Trends
nCino has disclosed Free Cash Flow across 6 years of filings, most recently posting $12.5 million for Q1 2026.
- In Q1 2026, Free Cash Flow rose 220.33% year-over-year to $12.5 million; the TTM figure through Jan 2026 stood at $82.6 million (up 54.66% YoY), while the FY2026 annual figure was $82.6 million, up 54.66% from the prior year.
- Free Cash Flow came in at $12.5 million for Q1 2026 at nCino, up from $4.9 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $54.1 million in Q2 2024 to a low of -$25.9 million in Q1 2022.
- Average Free Cash Flow over 5 years is $7.7 million, with a median of $5.3 million recorded in 2023.
- Year-over-year, Free Cash Flow slumped 369.03% in 2022 and jumped 751.27% in 2023.
- Over 5 years, Free Cash Flow stood at -$9.5 million in 2022, then soared by 155.03% to $5.3 million in 2023, then decreased by 2.93% to $5.1 million in 2024, then retreated by 3.92% to $4.9 million in 2025, then soared by 154.79% to $12.5 million in 2026.
- Per Business Quant data, the three most recent Free Cash Flow figures were $12.5 million in Q1 2026, $4.9 million in Q4 2025, and $13.3 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | -1.20 Bn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 258.43 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 65.93 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 53.77 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | - |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 20.14 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jan 31, 2026 | 12.48 Mn |
| Oct 31, 2025 | 4.90 Mn |
| Jul 31, 2025 | 13.30 Mn |
| Apr 30, 2025 | 51.90 Mn |
| Jan 31, 2025 | -10.37 Mn |
| Oct 31, 2024 | 5.10 Mn |
| Jul 31, 2024 | 4.56 Mn |
| Apr 30, 2024 | 54.10 Mn |
| Jan 31, 2024 | 7.72 Mn |
| Oct 31, 2023 | 5.25 Mn |
| Jul 31, 2023 | 11.11 Mn |
| Apr 30, 2023 | 29.70 Mn |
| Jan 31, 2023 | -25.59 Mn |
| Oct 31, 2022 | -9.54 Mn |
| Jul 31, 2022 | 5.98 Mn |
| Apr 30, 2022 | -4.56 Mn |
| Jan 31, 2022 | -25.91 Mn |
| Oct 31, 2021 | -13.07 Mn |
| Jul 31, 2021 | 6.83 Mn |
| Apr 30, 2021 | 1.70 Mn |