nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) FCF Margin (2021 - 2026)

nCino's (NCNO) quarterly FCF Margin came in at 8.34% in Q1 2026, up 1567.0% year-over-year from 0.5% in Q1 2025, and up 159.04% quarter-over-quarter from 3.22% in Q4 2025.

Analysis

nCino (NCNO) FCF Margin (2021 - 2026) Analysis & Trends

nCino has disclosed FCF Margin across 6 years of filings, most recently posting 8.34% for Q1 2026.

  • In Q1 2026, FCF Margin rose 1567.0% year-over-year to 8.34%; the TTM figure through Jan 2026 stood at 13.88% (up 401.0% YoY), while the FY2026 annual figure was 13.88%, up 401.0% from the prior year.
  • FCF Margin came in at 8.34% for Q1 2026 at nCino, up from 3.22% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 42.24% in Q2 2024 to a low of 34.56% in Q1 2022.
  • Average FCF Margin over 5 years is 4.63%, with a median of 4.31% recorded in 2023.
  • Year-over-year, FCF Margin surged 3097 bps in 2023 and slumped 1357 bps in 2025.
  • Over 5 years, FCF Margin stood at 9.06% in 2022, then soared by 148 bps to 4.31% in 2023, then fell by 15 bps to 3.67% in 2024, then decreased by 12 bps to 3.22% in 2025, then jumped by 159 bps to 8.34% in 2026.
  • Per Business Quant data, the three most recent FCF Margin figures were 8.34% in Q1 2026, 3.22% in Q4 2025, and 8.93% in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn -179.53%
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 40.13%
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 38.60%
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 24.47%
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn -
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 15.51%
Historic Data

Historic Data

Download Data
DateValue
Jan 31, 2026 8.34%
Oct 31, 2025 3.22%
Jul 31, 2025 8.93%
Apr 30, 2025 36.00%
Jan 31, 2025 -7.33%
Oct 31, 2024 3.67%
Jul 31, 2024 3.44%
Apr 30, 2024 42.24%
Jan 31, 2024 6.24%
Oct 31, 2023 4.31%
Jul 31, 2023 9.47%
Apr 30, 2023 26.13%
Jan 31, 2023 -23.44%
Oct 31, 2022 -9.06%
Jul 31, 2022 6.00%
Apr 30, 2022 -4.84%
Jan 31, 2022 -34.56%
Oct 31, 2021 -18.66%
Jul 31, 2021 10.26%
Apr 30, 2021 2.72%