nCino (NCNO) EV to FCF (2021 - 2026)
nCino's (NCNO) quarterly EV to FCF came in at 188.85 in Q1 2026, up 151.09% year-over-year from 75.21 in Q1 2025, and down 68.95% quarter-over-quarter from 608.12 in Q4 2025.
Analysis
nCino (NCNO) EV to FCF (2021 - 2026) Analysis & Trends
nCino has disclosed EV to FCF across 6 years of filings, most recently posting 188.85 for Q1 2026.
- In Q1 2026, EV to FCF rose 151.09% year-over-year to 188.85; the TTM figure through Jan 2026 stood at 28.54 (down 60.25% YoY), while the FY2026 annual figure was 28.54, down 60.25% from the prior year.
- EV to FCF came in at 188.85 for Q1 2026 at nCino, down from 608.12 in the prior quarter.
- In the past five years, EV to FCF ranged from a high of 804.13 in Q3 2024 to a low of 888.92 in Q2 2022.
- Average EV to FCF over 5 years is 167.29, with a median of 188.85 recorded in 2026.
- Year-over-year, EV to FCF jumped 470.3% in 2024 and slumped 182.18% in 2025.
- Over 5 years, EV to FCF stood at 355.29 in 2022, then jumped by 265.03% to 586.34 in 2023, then jumped by 35.89% to 796.77 in 2024, then slipped by 23.68% to 608.12 in 2025, then sank by 68.95% to 188.85 in 2026.
- Per Business Quant data, the three most recent EV to FCF figures were 188.85 in Q1 2026, 608.12 in Q4 2025, and 233.97 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jan 31, 2026 | 188.85 |
| Oct 31, 2025 | 608.12 |
| Jul 31, 2025 | 233.97 |
| Apr 30, 2025 | 49.12 |
| Jan 31, 2025 | -369.60 |
| Oct 31, 2024 | 796.77 |
| Jul 31, 2024 | 804.13 |
| Apr 30, 2024 | 59.31 |
| Jan 31, 2024 | 449.73 |
| Oct 31, 2023 | 586.34 |
| Jul 31, 2023 | 319.64 |
| Apr 30, 2023 | 90.23 |
| Jan 31, 2023 | -121.45 |
| Oct 31, 2022 | -355.29 |
| Jul 31, 2022 | 583.81 |
| Apr 30, 2022 | -888.92 |
| Jan 31, 2022 | -190.91 |
| Oct 31, 2021 | -508.50 |
| Jul 31, 2021 | 835.34 |
| Apr 30, 2021 | 3,450.97 |