nCino (NCNO) Net Cash Flow (2021 - 2026)
nCino (NCNO) reported Net Cash Flow of -$740,000 for fiscal Q4 2026 (quarter ended Jan 31, 2026), compared with -$134.4 million a year earlier.
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Analysis
nCino (NCNO) Net Cash Flow (2021 - 2026) Analysis & Trends
For FY2026 (ended Jan 31, 2026), nCino posted Net Cash Flow of -$37.05 million.
- By fiscal year, Net Cash Flow came in at $6.5 million in FY2025 (-78.2%), $29.84 million in FY2024, $606,000 in FY2023 and -$281.8 million in FY2022.
- Five-year quarterly Net Cash Flow spans a low of -$292.42 million in fiscal Q4 2022 and a high of $130.23 million in fiscal Q3 2025.
- Per Business Quant data, the three fiscal quarters before Q4 2026 came in at -$34.73 million (Q3 2026), -$9.85 million (Q2 2026) and $8.27 million (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.12 Bn | 6.93 Bn | - | -2.77 Bn |
| 2 | PayPal Holdings | 46.45 Bn | 4.68 Bn | - | -499.00 Mn |
| 3 | Block | 44.49 Bn | 15.75 Bn | 3.17 Bn | -643.27 Mn |
| 4 | Iren | 31.49 Bn | 19.08 Bn | 103.89 Mn | 5.41 Bn |
| 5 | Corpay | 25.78 Bn | 15.98 Bn | - | 1.42 Bn |
| 6 | Fiserv | 24.12 Bn | 20.82 Bn | 2.90 Bn | -235.00 Mn |
| 7 | Global Payments | 22.15 Bn | 588.57 Mn | 2.03 Bn | -434.74 Mn |
| 8 | Bitmine Immersion Technologies | 15.50 Bn | 12.88 Bn | 40.81 Mn | -539.25 Mn |
| 9 | Guidewire Software | 11.68 Bn | 8.25 Bn | 269.68 Mn | 80.89 Mn |
| 10 | nCino | 1.89 Bn | 1.52 Bn | 100.77 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jan 31, 2026 | -740,000.00 |
| Oct 31, 2025 | -34.73 Mn |
| Jul 31, 2025 | -9.85 Mn |
| Apr 30, 2025 | 8.27 Mn |
| Jan 31, 2025 | -134.40 Mn |
| Oct 31, 2024 | 130.23 Mn |
| Jul 31, 2024 | -8.52 Mn |
| Apr 30, 2024 | 19.19 Mn |
| Jan 31, 2024 | 10.68 Mn |
| Oct 31, 2023 | 4.38 Mn |
| Jul 31, 2023 | -701,000.00 |
| Apr 30, 2023 | 15.49 Mn |
| Jan 31, 2023 | -26.89 Mn |
| Oct 31, 2022 | 22.47 Mn |
| Jul 31, 2022 | 8.21 Mn |
| Apr 30, 2022 | -3.19 Mn |
| Jan 31, 2022 | -292.42 Mn |
| Oct 31, 2021 | -18.11 Mn |
| Jul 31, 2021 | 13.89 Mn |
| Apr 30, 2021 | 14.84 Mn |
API Access
nCino Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();