nCino (NCNO) Change in Receivables (2021 - 2026)
nCino's (NCNO) quarterly Change in Receivables came in at $79.3 million in Q1 2026, down 2.84% year-over-year from $81.6 million in Q1 2025, and up 804.93% quarter-over-quarter from -$11.2 million in Q4 2025.
Analysis
nCino (NCNO) Change in Receivables (2021 - 2026) Analysis & Trends
nCino has disclosed Change in Receivables across 6 years of filings, most recently posting $79.3 million for Q1 2026.
- In Q1 2026, Change in Receivables fell 2.84% year-over-year to $79.3 million; the TTM figure through Jan 2026 stood at $16.2 million (down 48.47% YoY), while the FY2026 annual figure was $16.2 million, down 48.47% from the prior year.
- Change in Receivables came in at $79.3 million for Q1 2026 at nCino, up from -$11.2 million in the prior quarter.
- In the past five years, Change in Receivables ranged from a high of $81.6 million in Q1 2025 to a low of -$45.7 million in Q2 2025.
- Average Change in Receivables over 5 years is $7.3 million, with a median of -$4.9 million recorded in 2022.
- The largest YoY upside for Change in Receivables was 96.56% in 2023 against a maximum downside of 3355.2% in 2023.
- Over 5 years, Change in Receivables stood at -$27.1 million in 2022, then jumped by 37.19% to -$17.0 million in 2023, then climbed by 27.06% to -$12.4 million in 2024, then grew by 9.37% to -$11.2 million in 2025, then surged by 804.93% to $79.3 million in 2026.
- Per Business Quant data, the three most recent Change in Receivables figures were $79.3 million in Q1 2026, -$11.2 million in Q4 2025, and -$6.1 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | -6.51 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 66.65 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | - |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | -3.74 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | - |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 5.28 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jan 31, 2026 | 79.26 Mn |
| Oct 31, 2025 | -11.24 Mn |
| Jul 31, 2025 | -6.12 Mn |
| Apr 30, 2025 | -45.72 Mn |
| Jan 31, 2025 | 81.57 Mn |
| Oct 31, 2024 | -12.41 Mn |
| Jul 31, 2024 | -314,000.00 |
| Apr 30, 2024 | -37.46 Mn |
| Jan 31, 2024 | 49.78 Mn |
| Oct 31, 2023 | -17.01 Mn |
| Jul 31, 2023 | -168,000.00 |
| Apr 30, 2023 | -18.28 Mn |
| Jan 31, 2023 | 59.29 Mn |
| Oct 31, 2022 | -27.08 Mn |
| Jul 31, 2022 | -4.89 Mn |
| Apr 30, 2022 | -529,000.00 |
| Jan 31, 2022 | 35.12 Mn |
| Oct 31, 2021 | -17.83 Mn |
| Jul 31, 2021 | -3.98 Mn |
| Apr 30, 2021 | 192,000.00 |