nCino (NCNO) Net Margin (2021 - 2026)
nCino's Net Margin came in at 3.16% for fiscal Q2 2027 (quarter ended Jul 31, 2026), up 13.41 percentage points from -10.25% a year earlier.
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Analysis
nCino (NCNO) Net Margin (2021 - 2026) Analysis & Trends
Over the trailing twelve months to Jul 31, 2026, nCino reported Net Margin of 0.77%, up 6.62 percentage points year-over-year; for FY2026 (ended Jan 31, 2026), it came in at 0.87%, up 7.88 percentage points from FY2025.
- Net Margin has increased in each of the last three fiscal years, with a five-year change of +20.71 percentage points (FY2021 to FY2026).
- Going back by fiscal year, Net Margin was -7.01% in FY2025 (+1.88 pp), -8.89% in FY2024 (+16.27 pp), -25.16% in FY2023 (-7.10 pp) and -18.05% in FY2022 (+1.79 pp).
- The five-year range for quarterly Net Margin is -32.57% (fiscal Q1 2023) to 5.57% (fiscal Q4 2026).
- Year-over-year, Net Margin increased in five of the last seven quarters, with an average year-over-year change of +5.72 percentage points.
- The fastest year-over-year change in Net Margin over five years came in fiscal Q1 2024 (a gain of 22.68 percentage points), and the weakest in fiscal Q4 2025 (a drop of 14.10 percentage points).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | -29.46% |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | 12.72% |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 1.34% |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | -498.45% |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | 18.55% |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 11.85% |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 0.39% |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | -179.60% |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 7.64% |
| 10 | nCino | 1.96 Bn | 1.59 Bn | 100.77 Mn | 3.16% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 3.16% |
| Jan 31, 2026 | 5.57% |
| Oct 31, 2025 | 4.30% |
| Jul 31, 2025 | -10.25% |
| Apr 30, 2025 | 3.86% |
| Jan 31, 2025 | -13.16% |
| Oct 31, 2024 | -3.78% |
| Jul 31, 2024 | -8.34% |
| Apr 30, 2024 | -2.32% |
| Jan 31, 2024 | 0.94% |
| Oct 31, 2023 | -13.43% |
| Jul 31, 2023 | -13.55% |
| Apr 30, 2023 | -9.89% |
| Jan 31, 2023 | -19.42% |
| Oct 31, 2022 | -22.39% |
| Jul 31, 2022 | -27.35% |
| Apr 30, 2022 | -32.57% |
| Jan 31, 2022 | -9.50% |
| Oct 31, 2021 | -19.47% |
| Jul 31, 2021 | -20.57% |
API Access
nCino Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();