nCino (NCNO) EBT (2021 - 2026)
nCino's (NCNO) quarterly EBT came in at $7.9 million in Q3 2026, up 163.34% year-over-year from $3.0 million in Q3 2025, and up 962.2% quarter-over-quarter from $746000.0 in Q1 2026.
Analysis
nCino (NCNO) EBT (2021 - 2026) Analysis & Trends
nCino has disclosed EBT across 6 years of filings, most recently posting $7.9 million for Q3 2026.
- In Q3 2026, EBT rose 163.34% year-over-year to $7.9 million; the TTM figure through Jul 2026 stood at $4.1 million (up 117.76% YoY), while the FY2026 annual figure was $6.7 million, up 118.86% from the prior year.
- EBT came in at $7.9 million for Q3 2026 at nCino, up from $746000.0 in the prior quarter.
- In the past five years, EBT ranged from a high of $10.6 million in Q2 2025 to a low of -$31.5 million in Q1 2022.
- Average EBT over 5 years is -$10.7 million, with a median of -$11.4 million recorded in 2023.
- The largest YoY upside for EBT was 606.72% in 2025 against a maximum downside of 1007.52% in 2025.
- Over 5 years, EBT stood at -$21.8 million in 2022, then grew by 29.54% to -$15.4 million in 2023, then jumped by 89.85% to -$1.6 million in 2024, then soared by 606.72% to $7.9 million in 2025, then climbed by 0.05% to $7.9 million in 2026.
- Per Business Quant data, the three most recent EBT figures were $7.9 million in Q3 2026, $746000.0 in Q1 2026, and $7.9 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 28.06 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 139.74 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 14.67 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 31.72 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 7.92 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | -9.11 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 7.92 Mn |
| Jan 31, 2026 | 746,000.00 |
| Oct 31, 2025 | 7.92 Mn |
| Jul 31, 2025 | -12.51 Mn |
| Apr 30, 2025 | 10.55 Mn |
| Jan 31, 2025 | -19.45 Mn |
| Oct 31, 2024 | -1.56 Mn |
| Jul 31, 2024 | -9.27 Mn |
| Apr 30, 2024 | -5.28 Mn |
| Jan 31, 2024 | -1.76 Mn |
| Oct 31, 2023 | -15.40 Mn |
| Jul 31, 2023 | -14.53 Mn |
| Apr 30, 2023 | -10.25 Mn |
| Jan 31, 2023 | -19.86 Mn |
| Oct 31, 2022 | -21.85 Mn |
| Jul 31, 2022 | -26.63 Mn |
| Apr 30, 2022 | -29.44 Mn |
| Jan 31, 2022 | -31.46 Mn |
| Oct 31, 2021 | -13.30 Mn |
| Jul 31, 2021 | -13.78 Mn |