nCino NCNO
NASDAQ NCNO
$23.12 -0.51 (-2.16%)
At close: Sep 4, 2026 · 4:00 PM EDT

nCino (NCNO) EBT Margin (2021 - 2026)

nCino's (NCNO) quarterly EBT Margin came in at 4.92% in Q3 2026, up 1333.0% year-over-year from 0.34% in Q3 2025, and up 887.42% quarter-over-quarter from 0.5% in Q1 2026.

Analysis

nCino (NCNO) EBT Margin (2021 - 2026) Analysis & Trends

nCino has disclosed EBT Margin across 6 years of filings, most recently posting 4.92% for Q3 2026.

  • In Q3 2026, EBT Margin rose 1333.0% year-over-year to 4.92%; the TTM figure through Jul 2026 stood at 0.67% (up 467.0% YoY), while the FY2026 annual figure was 1.13%, up 770.0% from the prior year.
  • EBT Margin came in at 4.92% for Q3 2026 at nCino, up from 0.5% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 7.32% in Q2 2025 to a low of 41.97% in Q1 2022.
  • Average EBT Margin over 5 years is 10.6%, with a median of 8.71% recorded in 2023.
  • Year-over-year, EBT Margin jumped 2378 bps in 2023 and sank 1234 bps in 2025.
  • Over 5 years, EBT Margin stood at 20.75% in 2022, then soared by 39 bps to 12.62% in 2023, then soared by 91 bps to 1.13% in 2024, then soared by 562 bps to 5.2% in 2025, then retreated by 5 bps to 4.92% in 2026.
  • Per Business Quant data, the three most recent EBT Margin figures were 4.92% in Q3 2026, 0.5% in Q1 2026, and 5.2% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 4.19%
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 21.70%
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 8.59%
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 14.43%
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 4.92%
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -7.02%
Historic Data

Historic Data

Download Data
DateValue
Jul 31, 2026 4.92%
Jan 31, 2026 0.50%
Oct 31, 2025 5.20%
Jul 31, 2025 -8.41%
Apr 30, 2025 7.32%
Jan 31, 2025 -13.76%
Oct 31, 2024 -1.13%
Jul 31, 2024 -7.00%
Apr 30, 2024 -4.12%
Jan 31, 2024 -1.42%
Oct 31, 2023 -12.62%
Jul 31, 2023 -12.40%
Apr 30, 2023 -9.02%
Jan 31, 2023 -18.19%
Oct 31, 2022 -20.75%
Jul 31, 2022 -26.72%
Apr 30, 2022 -31.25%
Jan 31, 2022 -41.97%
Oct 31, 2021 -18.99%
Jul 31, 2021 -20.71%