nCino (NCNO) EBT Margin (2021 - 2026)
nCino (NCNO) recorded EBT Margin of 4.92% in fiscal Q2 2027 (quarter ended Jul 31, 2026), up 13.33 percentage points from -8.41% a year earlier.
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Analysis
nCino (NCNO) EBT Margin (2021 - 2026) Analysis & Trends
On a TTM basis, nCino's EBT Margin came in at 0.67% as of Jul 31, 2026, up 4.67 percentage points year-over-year; for FY2026 (ended Jan 31, 2026), it came in at 1.13%, up 7.70 percentage points from FY2025.
- Annual EBT Margin has increased for four straight fiscal years, with a five-year change of +21.04 percentage points (FY2021 to FY2026).
- Across earlier fiscal years, EBT Margin came in at -6.58% in FY2025 (+2.22 pp), -8.80% in FY2024 (+15.15 pp), -23.95% in FY2023 (+3.06 pp) and -27.00% in FY2022 (-7.09 pp).
- Quarterly EBT Margin has ranged from -41.97% in fiscal Q4 2022 to 7.32% in fiscal Q1 2026 over the past five years.
- On a year-over-year basis, EBT Margin rose in five of the last seven quarters, with an average year-over-year change of +6.16 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 23.78 percentage points in fiscal Q4 2023, against a drop of 12.34 percentage points in fiscal Q4 2025 at the low end.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.12 Bn | 6.93 Bn | - | -32.41% |
| 2 | PayPal Holdings | 46.45 Bn | 4.68 Bn | - | 15.09% |
| 3 | Block | 44.49 Bn | 15.75 Bn | 3.17 Bn | 4.56% |
| 4 | Iren | 31.49 Bn | 19.08 Bn | 103.89 Mn | -504.27% |
| 5 | Corpay | 25.78 Bn | 15.98 Bn | - | 25.75% |
| 6 | Fiserv | 24.12 Bn | 20.82 Bn | 2.90 Bn | 14.64% |
| 7 | Global Payments | 22.15 Bn | 588.57 Mn | 2.03 Bn | 3.14% |
| 8 | Bitmine Immersion Technologies | 15.50 Bn | 12.88 Bn | 40.81 Mn | -179.64% |
| 9 | Guidewire Software | 11.68 Bn | 8.25 Bn | 269.68 Mn | 11.02% |
| 10 | nCino | 1.89 Bn | 1.52 Bn | 100.77 Mn | 4.92% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 4.92% |
| Jan 31, 2026 | 0.50% |
| Oct 31, 2025 | 5.20% |
| Jul 31, 2025 | -8.41% |
| Apr 30, 2025 | 7.32% |
| Jan 31, 2025 | -13.76% |
| Oct 31, 2024 | -1.13% |
| Jul 31, 2024 | -7.00% |
| Apr 30, 2024 | -4.12% |
| Jan 31, 2024 | -1.42% |
| Oct 31, 2023 | -12.62% |
| Jul 31, 2023 | -12.40% |
| Apr 30, 2023 | -9.02% |
| Jan 31, 2023 | -18.19% |
| Oct 31, 2022 | -20.75% |
| Jul 31, 2022 | -26.72% |
| Apr 30, 2022 | -31.25% |
| Jan 31, 2022 | -41.97% |
| Oct 31, 2021 | -18.99% |
| Jul 31, 2021 | -20.71% |
API Access
nCino EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();