Open Lending (LPRO) Interest Expenses (2019 - 2026)

Open Lending (LPRO) posted Interest Expenses of $1.3 million for Q1 2026, down 40.19% sequentially from $2.2 million in Q4 2025, and down 48.67% YoY from $2.6 million in Q1 2025.

Open Lending (LPRO) Interest Expenses (2019 - 2026) Analysis & Trends

Open Lending (LPRO) has 8 years of Interest Expenses data on file, last reported at $1.3 million in Q1 2026.

  • Quarterly Interest Expenses fell 48.67% year-over-year to $1.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $8.4 million (down 24.55% YoY) and the FY2025 annual result came in at $9.7 million, down 14.62% from the prior year.
  • Interest Expenses slipped to $1.3 million in Q1 2026 per LPRO's latest filing, from $2.2 million in the prior quarter.
  • The five-year high for Interest Expenses was $3.0 million in Q3 2024, with the low at $803000.0 in Q1 2022.
  • Average Interest Expenses over 5 years is $2.3 million, with a median of $2.4 million recorded in 2025.
  • The widest YoY moves for Interest Expenses: up 369.73% in 2022, down 75.59% in 2022.
  • Open Lending's Interest Expenses stood at $2.3 million in 2022, then grew by 22.77% to $2.8 million in 2023, then gained by 1.03% to $2.8 million in 2024, then slipped by 22.01% to $2.2 million in 2025, then plunged by 40.19% to $1.3 million in 2026.
  • Business Quant data shows LPRO's Interest Expenses at $1.3 million in Q1 2026, $2.2 million in Q4 2025, and $2.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Open Lending 366.29 Mn 181.34 Mn 15.64 Mn 1.33 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.33 Mn
Mar 31, 2026 1.33 Mn
Dec 31, 2025 2.22 Mn
Dec 31, 2025 2.22 Mn
Sep 30, 2025 2.43 Mn
Sep 30, 2025 2.43 Mn
Jun 30, 2025 2.42 Mn
Jun 30, 2025 2.42 Mn
Mar 31, 2025 2.59 Mn
Mar 31, 2025 2.59 Mn
Dec 31, 2024 2.85 Mn
Dec 31, 2024 2.85 Mn
Sep 30, 2024 2.96 Mn
Sep 30, 2024 2.96 Mn
Jun 30, 2024 2.74 Mn
Jun 30, 2024 2.74 Mn
Mar 31, 2024 2.77 Mn
Mar 31, 2024 2.77 Mn
Dec 31, 2023 2.82 Mn
Dec 31, 2023 2.82 Mn