Open Lending (LPRO) Interest Expenses (2019 - 2026)
Open Lending (LPRO) posted Interest Expenses of $1.3 million for Q1 2026, down 40.19% sequentially from $2.2 million in Q4 2025, and down 48.67% YoY from $2.6 million in Q1 2025.
Open Lending (LPRO) Interest Expenses (2019 - 2026) Analysis & Trends
Open Lending has reported Interest Expenses for 8 years, with the latest figure at $1.3 million in Q1 2026.
- Quarterly Interest Expenses fell 48.67% year-over-year to $1.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $8.4 million (down 24.55% YoY) and the FY2025 annual result came in at $9.7 million, down 88.77% from the prior year.
- Interest Expenses slipped to $1.3 million in Q1 2026 per LPRO's latest filing, from $2.2 million in the prior quarter.
- Over five years, Interest Expenses peaked at $3.5 million in Q1 2024 and troughed at $1.2 million in Q2 2022.
- A 5-year average of $2.4 million and a median of $2.5 million in 2023 frame the typical range for Interest Expenses.
- The widest YoY moves for Interest Expenses: up 1908.66% in 2022, down 60.08% in 2022.
- Over 5 years, Interest Expenses stood at $2.3 million in 2022, then jumped by 33.57% to $3.1 million in 2023, then dropped by 7.14% to $2.8 million in 2024, then decreased by 22.01% to $2.2 million in 2025, then tumbled by 40.19% to $1.3 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $1.3 million, $2.2 million, and $2.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 194.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 218.00 Mn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 7.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 978.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 95,451.99 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 975.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 113.76 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 308.01 Mn |
| 10 | Open Lending | 402.54 Mn | 217.59 Mn | 15.64 Mn | 1.33 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.33 Mn |
| Mar 31, 2026 | 1.33 Mn |
| Dec 31, 2025 | 2.22 Mn |
| Dec 31, 2025 | 2.22 Mn |
| Sep 30, 2025 | 2.43 Mn |
| Sep 30, 2025 | 2.43 Mn |
| Jun 30, 2025 | 2.42 Mn |
| Jun 30, 2025 | 2.42 Mn |
| Mar 31, 2025 | 2.59 Mn |
| Mar 31, 2025 | 2.59 Mn |
| Dec 31, 2024 | 2.85 Mn |
| Dec 31, 2024 | 2.85 Mn |
| Sep 30, 2024 | 2.96 Mn |
| Sep 30, 2024 | 2.96 Mn |
| Jun 30, 2024 | 2.74 Mn |
| Jun 30, 2024 | 2.74 Mn |
| Mar 31, 2024 | 3.54 Mn |
| Mar 31, 2024 | 3.54 Mn |
| Dec 31, 2023 | 3.07 Mn |
| Dec 31, 2023 | 3.07 Mn |