Open Lending (LPRO) Interest Expenses (2019 - 2026)
Open Lending's (LPRO) quarterly Interest Expenses came in at $1.3 million in Q1 2026, down 48.67% year-on-year from $2.6 million in Q1 2025, and down 40.19% quarter-over-quarter from $2.2 million in Q4 2025.
Open Lending (LPRO) Interest Expenses (2019 - 2026) Analysis & Trends
Open Lending has disclosed Interest Expenses across 8 years of filings, most recently posting $1.3 million for Q1 2026.
- Interest Expenses for Q1 2026 came in at $1.3 million, down 48.67% year-over-year; the trailing twelve-month figure through Mar 2026 was $8.4 million (down 24.55% YoY), and the FY2025 annual result was $9.7 million, down 14.62% from the prior year.
- Interest Expenses came in at $1.3 million for Q1 2026 at Open Lending, down from $2.2 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $3.0 million in Q3 2024 to a low of $803000.0 in Q1 2022.
- The 5-year median for Interest Expenses is $2.4 million (2025), against an average of $2.3 million.
- Peak annual rise in Interest Expenses reached 369.73% in 2022, while the deepest fall reached 75.59% in 2022.
- Open Lending's Interest Expenses stood at $2.3 million in 2022, then gained by 22.77% to $2.8 million in 2023, then grew by 1.03% to $2.8 million in 2024, then fell by 22.01% to $2.2 million in 2025, then tumbled by 40.19% to $1.3 million in 2026.
- The last three Interest Expenses figures came in at $1.3 million (Q1 2026), $2.2 million (Q4 2025), and $2.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 178.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 185.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 4.09 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 968.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 113.76 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 308.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.52 Bn |
| 10 | Open Lending | 248.51 Mn | 248.51 Mn | 15.64 Mn | 1.33 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.33 Mn |
| Mar 31, 2026 | 1.33 Mn |
| Dec 31, 2025 | 2.22 Mn |
| Dec 31, 2025 | 2.22 Mn |
| Sep 30, 2025 | 2.43 Mn |
| Sep 30, 2025 | 2.43 Mn |
| Jun 30, 2025 | 2.42 Mn |
| Jun 30, 2025 | 2.42 Mn |
| Mar 31, 2025 | 2.59 Mn |
| Mar 31, 2025 | 2.59 Mn |
| Dec 31, 2024 | 2.85 Mn |
| Dec 31, 2024 | 2.85 Mn |
| Sep 30, 2024 | 2.96 Mn |
| Sep 30, 2024 | 2.96 Mn |
| Jun 30, 2024 | 2.74 Mn |
| Jun 30, 2024 | 2.74 Mn |
| Mar 31, 2024 | 2.77 Mn |
| Mar 31, 2024 | 2.77 Mn |
| Dec 31, 2023 | 2.82 Mn |
| Dec 31, 2023 | 2.82 Mn |