Open Lending (LPRO) Interest Expenses (2019 - 2026)
Open Lending's (LPRO) quarterly Interest Expenses came in at $1.3 million in Q1 2026, down 48.67% year-over-year from $2.6 million in Q1 2025, and down 40.19% quarter-over-quarter from $2.2 million in Q4 2025.
Analysis
Open Lending (LPRO) Interest Expenses (2019 - 2026) Analysis & Trends
Open Lending has disclosed Interest Expenses across 8 years of filings, most recently posting $1.3 million for Q1 2026.
- In Q1 2026, Interest Expenses fell 48.67% year-over-year to $1.3 million; the TTM figure through Mar 2026 stood at $8.4 million (down 24.55% YoY), while the FY2025 annual figure was $9.7 million, down 14.62% from the prior year.
- Interest Expenses came in at $1.3 million for Q1 2026 at Open Lending, down from $2.2 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $3.0 million in Q3 2024 to a low of $803000.0 in Q1 2022.
- Average Interest Expenses over 5 years is $2.3 million, with a median of $2.4 million recorded in 2025.
- The largest YoY upside for Interest Expenses was 369.73% in 2022 against a maximum downside of 75.59% in 2022.
- Over 5 years, Interest Expenses stood at $2.3 million in 2022, then gained by 22.77% to $2.8 million in 2023, then grew by 1.03% to $2.8 million in 2024, then fell by 22.01% to $2.2 million in 2025, then sank by 40.19% to $1.3 million in 2026.
- Per Business Quant data, the three most recent Interest Expenses figures were $1.3 million in Q1 2026, $2.2 million in Q4 2025, and $2.4 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 12.53 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | - |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 18.95 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | -2.94 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | -228,808.19 |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 1.33 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | -939,170.95 |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 5.26 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.33 Mn |
| Dec 31, 2025 | 2.22 Mn |
| Sep 30, 2025 | 2.43 Mn |
| Jun 30, 2025 | 2.42 Mn |
| Mar 31, 2025 | 2.59 Mn |
| Dec 31, 2024 | 2.85 Mn |
| Sep 30, 2024 | 2.96 Mn |
| Jun 30, 2024 | 2.74 Mn |
| Mar 31, 2024 | 2.77 Mn |
| Dec 31, 2023 | 2.82 Mn |
| Sep 30, 2023 | 2.80 Mn |
| Jun 30, 2023 | 2.66 Mn |
| Mar 31, 2023 | 2.39 Mn |
| Dec 31, 2022 | 2.30 Mn |
| Sep 30, 2022 | 1.61 Mn |
| Jun 30, 2022 | 1.12 Mn |
| Mar 31, 2022 | 803,000.00 |
| Dec 31, 2021 | 489,000.00 |
| Sep 30, 2021 | 959,000.00 |
| Jun 30, 2021 | 1.12 Mn |