Open Lending (LPRO) Interest Expenses (2019 - 2026)
Open Lending (LPRO) posted Interest Expenses of $1.3 million for Q1 2026, down 40.19% sequentially from $2.2 million in Q4 2025, and down 48.67% YoY from $2.6 million in Q1 2025.
Open Lending (LPRO) Interest Expenses (2019 - 2026) Analysis & Trends
Open Lending (LPRO) has 8 years of Interest Expenses data on file, last reported at $1.3 million in Q1 2026.
- Quarterly Interest Expenses fell 48.67% year-over-year to $1.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $8.4 million (down 24.55% YoY) and the FY2025 annual result came in at $9.7 million, down 14.62% from the prior year.
- Interest Expenses slipped to $1.3 million in Q1 2026 per LPRO's latest filing, from $2.2 million in the prior quarter.
- The five-year high for Interest Expenses was $3.0 million in Q3 2024, with the low at $803000.0 in Q1 2022.
- Average Interest Expenses over 5 years is $2.3 million, with a median of $2.4 million recorded in 2025.
- The widest YoY moves for Interest Expenses: up 369.73% in 2022, down 75.59% in 2022.
- Open Lending's Interest Expenses stood at $2.3 million in 2022, then grew by 22.77% to $2.8 million in 2023, then gained by 1.03% to $2.8 million in 2024, then slipped by 22.01% to $2.2 million in 2025, then plunged by 40.19% to $1.3 million in 2026.
- Business Quant data shows LPRO's Interest Expenses at $1.3 million in Q1 2026, $2.2 million in Q4 2025, and $2.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | 1.33 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.33 Mn |
| Mar 31, 2026 | 1.33 Mn |
| Dec 31, 2025 | 2.22 Mn |
| Dec 31, 2025 | 2.22 Mn |
| Sep 30, 2025 | 2.43 Mn |
| Sep 30, 2025 | 2.43 Mn |
| Jun 30, 2025 | 2.42 Mn |
| Jun 30, 2025 | 2.42 Mn |
| Mar 31, 2025 | 2.59 Mn |
| Mar 31, 2025 | 2.59 Mn |
| Dec 31, 2024 | 2.85 Mn |
| Dec 31, 2024 | 2.85 Mn |
| Sep 30, 2024 | 2.96 Mn |
| Sep 30, 2024 | 2.96 Mn |
| Jun 30, 2024 | 2.74 Mn |
| Jun 30, 2024 | 2.74 Mn |
| Mar 31, 2024 | 2.77 Mn |
| Mar 31, 2024 | 2.77 Mn |
| Dec 31, 2023 | 2.82 Mn |
| Dec 31, 2023 | 2.82 Mn |