Open Lending (LPRO) Tax Rate (2019 - 2026)
Open Lending (LPRO) posted Tax Rate of 2.13% for Q1 2026, up 100.73% sequentially from 292.07% in Q4 2025, and down 1273.0% YoY from 0.18% in Q1 2025.
Open Lending (LPRO) Tax Rate (2019 - 2026) Analysis & Trends
Open Lending (LPRO) has 8 years of Tax Rate data on file, last reported at 2.13% in Q1 2026.
- Quarterly Tax Rate fell 1273.0% year-over-year to 2.13% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 18.41% (up 11358.0% YoY) and the FY2025 annual result came in at 21.1%, up 13008.0% from the prior year.
- Tax Rate grew to 2.13% in Q1 2026 per LPRO's latest filing, from 292.07% in the prior quarter.
- The five-year high for Tax Rate was 202.07% in Q4 2022, with the low at 292.07% in Q4 2025.
- Average Tax Rate over 5 years is 7.8%, with a median of 26.41% recorded in 2022.
- Year-over-year, Tax Rate jumped 18199 bps in 2022 and slumped 20835 bps in 2025.
- Open Lending's Tax Rate stood at 202.07% in 2022, then tumbled by 81 bps to 39.18% in 2023, then tumbled by 314 bps to 83.73% in 2024, then tumbled by 249 bps to 292.07% in 2025, then surged by 101 bps to 2.13% in 2026.
- Business Quant data shows LPRO's Tax Rate at 2.13% in Q1 2026, 292.07% in Q4 2025, and 0.21% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 16.07% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 19.33% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 21.36% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.10% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 4.19% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 16.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 20.25% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.29% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -17.46% |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | 2.13% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.13% |
| Mar 31, 2026 | 2.13% |
| Dec 31, 2025 | -292.07% |
| Dec 31, 2025 | -292.07% |
| Sep 30, 2025 | 0.21% |
| Sep 30, 2025 | 0.21% |
| Jun 30, 2025 | 7.18% |
| Jun 30, 2025 | 7.18% |
| Mar 31, 2025 | 14.86% |
| Mar 31, 2025 | 14.86% |
| Dec 31, 2024 | -83.73% |
| Dec 31, 2024 | -83.73% |
| Sep 30, 2024 | 32.94% |
| Sep 30, 2024 | 32.94% |
| Jun 30, 2024 | 32.26% |
| Jun 30, 2024 | 32.26% |
| Mar 31, 2024 | 32.39% |
| Mar 31, 2024 | 32.39% |
| Dec 31, 2023 | 39.18% |
| Dec 31, 2023 | 39.18% |