Open Lending (LPRO) Tax Rate (2019 - 2026)
Open Lending (LPRO) posted Tax Rate of 2.13% for Q1 2026, up 100.73% sequentially from 292.07% in Q4 2025, and down 619.0% YoY from 0.41% in Q1 2025.
Analysis
Open Lending (LPRO) Tax Rate (2019 - 2026) Analysis & Trends
Open Lending has reported Tax Rate for 8 years, with the latest figure at 2.13% in Q1 2026.
- Quarterly Tax Rate fell 619.0% year-over-year to 2.13% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 18.41% (up 11356.0% YoY) and the FY2025 annual result came in at 21.1%, up 13008.0% from the prior year.
- Tax Rate grew to 2.13% in Q1 2026 per LPRO's latest filing, from 292.07% in the prior quarter.
- Over five years, Tax Rate peaked at 202.07% in Q4 2022 and troughed at 292.07% in Q4 2025.
- A 5-year average of 7.38% and a median of 26.38% in 2022 frame the typical range for Tax Rate.
- The sharpest annual moves came in 2022 and 2025: Tax Rate surged 18211 bps in 2022, then plunged 20835 bps in 2025.
- Over 5 years, Tax Rate stood at 202.07% in 2022, then slumped by 81 bps to 39.18% in 2023, then slumped by 314 bps to 83.73% in 2024, then slumped by 249 bps to 292.07% in 2025, then jumped by 101 bps to 2.13% in 2026.
- According to Business Quant data, Tax Rate over the past three periods registered 2.13%, 292.07%, and 0.21% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 17.64% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 20.01% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 23.61% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 20.90% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.73% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -856.07% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 25.38% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 23.36% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 23.65% |
| 10 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 2.13% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 2.13 |
| Mar 31, 2026 | 2.13 |
| Mar 31, 2026 | 2.13 |
| Dec 31, 2025 | -292.07 |
| Dec 31, 2025 | -292.07 |
| Dec 31, 2025 | -292.07 |
| Sep 30, 2025 | 0.21 |
| Sep 30, 2025 | 0.21 |
| Sep 30, 2025 | 0.21 |
| Jun 30, 2025 | 8.98 |
| Jun 30, 2025 | 8.98 |
| Jun 30, 2025 | 8.98 |
| Mar 31, 2025 | 14.86 |
| Mar 31, 2025 | 14.86 |
| Mar 31, 2025 | 14.86 |
| Dec 31, 2024 | -83.73 |
| Dec 31, 2024 | -83.73 |
| Dec 31, 2024 | -83.73 |
| Sep 30, 2024 | 32.94 |
| Sep 30, 2024 | 32.94 |