Open Lending (LPRO) Tax Rate (2019 - 2026)

Open Lending (LPRO) posted Tax Rate of 2.13% for Q1 2026, up 100.73% sequentially from 292.07% in Q4 2025, and down 619.0% YoY from 0.41% in Q1 2025.

Open Lending (LPRO) Tax Rate (2019 - 2026) Analysis & Trends

Open Lending has reported Tax Rate for 8 years, with the latest figure at 2.13% in Q1 2026.

  • Quarterly Tax Rate fell 619.0% year-over-year to 2.13% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 18.41% (up 11356.0% YoY) and the FY2025 annual result came in at 21.1%, up 13008.0% from the prior year.
  • Tax Rate grew to 2.13% in Q1 2026 per LPRO's latest filing, from 292.07% in the prior quarter.
  • Over five years, Tax Rate peaked at 202.07% in Q4 2022 and troughed at 292.07% in Q4 2025.
  • A 5-year average of 7.38% and a median of 26.38% in 2022 frame the typical range for Tax Rate.
  • The sharpest annual moves came in 2022 and 2025: Tax Rate surged 18211 bps in 2022, then plunged 20835 bps in 2025.
  • Over 5 years, Tax Rate stood at 202.07% in 2022, then slumped by 81 bps to 39.18% in 2023, then slumped by 314 bps to 83.73% in 2024, then slumped by 249 bps to 292.07% in 2025, then jumped by 101 bps to 2.13% in 2026.
  • According to Business Quant data, Tax Rate over the past three periods registered 2.13%, 292.07%, and 0.21% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 17.64%
2 Mastercard 506.53 Bn 493.04 Bn - 20.01%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 23.61%
4 Capital One Financial 136.19 Bn 81.48 Bn - 20.90%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.73%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.38%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 4.17%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 16.45%
10 Open Lending 402.54 Mn 217.59 Mn 15.64 Mn 2.13%

Historic Data

Download Data
DateValue
Mar 31, 2026 2.13%
Mar 31, 2026 2.13%
Mar 31, 2026 2.13%
Dec 31, 2025 -292.07%
Dec 31, 2025 -292.07%
Dec 31, 2025 -292.07%
Sep 30, 2025 0.21%
Sep 30, 2025 0.21%
Sep 30, 2025 0.21%
Jun 30, 2025 7.18%
Jun 30, 2025 7.18%
Jun 30, 2025 7.18%
Mar 31, 2025 8.32%
Mar 31, 2025 8.32%
Mar 31, 2025 8.32%
Dec 31, 2024 -83.73%
Dec 31, 2024 -83.73%
Dec 31, 2024 -83.73%
Sep 30, 2024 32.38%
Sep 30, 2024 32.38%