Open Lending (LPRO) EBIT Margin (2019 - 2026)

Open Lending's (LPRO) quarterly EBIT Margin came in at 3.09% in Q1 2026, down 621.0% year-on-year from 0.59% in Q1 2025, and down 178.94% quarter-over-quarter from 3.91% in Q4 2025.

Open Lending (LPRO) EBIT Margin (2019 - 2026) Analysis & Trends

Open Lending has disclosed EBIT Margin across 8 years of filings, most recently posting 3.09% for Q1 2026.

  • EBIT Margin for Q1 2026 came in at 3.09%, down 621.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 7.17% (up 39991.0% YoY), and the FY2025 annual result was 5.37%, up 26677.0% from the prior year.
  • EBIT Margin came in at 3.09% for Q1 2026 at Open Lending, down from 3.91% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 138.0% in Q4 2024 to a low of 55.41% in Q4 2023.
  • The 5-year median for EBIT Margin is 17.44% (2023), against an average of 24.08%.
  • Across the five-year window, EBIT Margin jumped 19341 bps in 2024 and tumbled 13409 bps in 2025, its largest moves.
  • Open Lending's EBIT Margin stood at 17.8% in 2022, then tumbled by 411 bps to 55.41% in 2023, then jumped by 349 bps to 138.0% in 2024, then plunged by 97 bps to 3.91% in 2025, then tumbled by 179 bps to 3.09% in 2026.
  • The last three EBIT Margin figures came in at 3.09% (Q1 2026), 3.91% (Q4 2025), and 31.86% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - 44.55%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 42.26%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 26.44%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.39%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 35.49%
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn -3.09%

Historic Data

Download Data
DateValue
Mar 31, 2026 -3.09%
Dec 31, 2025 3.91%
Sep 30, 2025 -31.86%
Jun 30, 2025 4.65%
Mar 31, 2025 3.12%
Dec 31, 2024 138.00%
Sep 30, 2024 7.95%
Jun 30, 2024 14.93%
Mar 31, 2024 23.82%
Dec 31, 2023 -55.41%
Sep 30, 2023 17.44%
Jun 30, 2023 41.20%
Mar 31, 2023 44.57%
Dec 31, 2022 17.80%
Sep 30, 2022 54.86%
Jun 30, 2022 63.04%
Mar 31, 2022 64.40%
Dec 31, 2021 68.23%
Sep 30, 2021 69.18%
Jun 30, 2021 73.42%