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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) FCF Margin (2019 - 2025)

Open Lending (LPRO) has disclosed FCF Margin for 7 consecutive years, with 23.43% as the latest value for Q4 2025.

  • Quarterly FCF Margin rose 1547.0% to 23.43% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 4.47% through Dec 2025, down 6219.0% year-over-year, with the annual reading at 4.47% for FY2025, 6219.0% down from the prior year.
  • FCF Margin hit 23.43% in Q4 2025 for Open Lending, up from 23.39% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 121.27% in Q4 2023 to a low of 23.39% in Q3 2025.
  • Historically, FCF Margin has averaged 40.08% across 5 years, with a median of 42.4% in 2021.
  • Biggest five-year swings in FCF Margin: skyrocketed 4776bps in 2021 and later plummeted -11331bps in 2024.
  • Year by year, FCF Margin stood at 48.14% in 2021, then skyrocketed by 72bps to 82.77% in 2022, then surged by 47bps to 121.27% in 2023, then crashed by -93bps to 7.96% in 2024, then surged by 194bps to 23.43% in 2025.
  • Business Quant data shows FCF Margin for LPRO at 23.43% in Q4 2025, 23.39% in Q3 2025, and 3.31% in Q2 2025.