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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) FCF Margin (2019 - 2026)

Open Lending's FCF Margin history spans 7 years, with the latest figure at 23.43% for Q4 2025.

  • On a quarterly basis, FCF Margin rose 1547.0% to 23.43% in Q4 2025 year-over-year; TTM through Dec 2025 was 4.47%, a 6219.0% decrease, with the full-year FY2025 number at 4.47%, down 6219.0% from a year prior.
  • FCF Margin hit 23.43% in Q4 2025 for Open Lending, up from 23.39% in the prior quarter.
  • Over the last five years, FCF Margin for LPRO hit a ceiling of 121.27% in Q4 2023 and a floor of 23.39% in Q3 2025.
  • Historically, FCF Margin has averaged 40.08% across 5 years, with a median of 42.4% in 2021.
  • Biggest five-year swings in FCF Margin: skyrocketed 4776bps in 2021 and later plummeted -11331bps in 2024.
  • Tracing LPRO's FCF Margin over 5 years: stood at 48.14% in 2021, then soared by 72bps to 82.77% in 2022, then skyrocketed by 47bps to 121.27% in 2023, then tumbled by -93bps to 7.96% in 2024, then skyrocketed by 194bps to 23.43% in 2025.
  • Business Quant data shows FCF Margin for LPRO at 23.43% in Q4 2025, 23.39% in Q3 2025, and 3.31% in Q2 2025.