Open Lending LPRO
LPRO
$3.14 +0.00 (+0.00%)
At close: Aug 7, 2026 · 4:00 PM EDT

Open Lending (LPRO) FCF Margin (2019 - 2026)

Open Lending's (LPRO) quarterly FCF Margin came in at 5.14% in Q1 2026, up 1290.0% year-over-year from 0.37% in Q1 2025, and down 118.65% quarter-over-quarter from 27.56% in Q4 2025.

Analysis

Open Lending (LPRO) FCF Margin (2019 - 2026) Analysis & Trends

Open Lending has disclosed FCF Margin across 8 years of filings, most recently posting 5.14% for Q1 2026.

  • In Q1 2026, FCF Margin rose 1290.0% year-over-year to 5.14%; the TTM figure through Mar 2026 stood at 0.92% (up 415.0% YoY), while the FY2025 annual figure was 4.47%, down 6219.0% from the prior year.
  • FCF Margin came in at 5.14% for Q1 2026 at Open Lending, down from 27.56% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 108.34% in Q4 2023 to a low of 23.71% in Q3 2025.
  • Average FCF Margin over 5 years is 35.97%, with a median of 40.9% recorded in 2023.
  • Year-over-year, FCF Margin surged 3215 bps in 2022 and sank 10038 bps in 2024.
  • Over 5 years, FCF Margin stood at 83.75% in 2022, then gained by 29 bps to 108.34% in 2023, then plunged by 93 bps to 7.96% in 2024, then surged by 246 bps to 27.56% in 2025, then slumped by 119 bps to 5.14% in 2026.
  • Per Business Quant data, the three most recent FCF Margin figures were 5.14% in Q1 2026, 27.56% in Q4 2025, and 23.71% in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn -38.61%
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 18.41%
3 Qfin Holdings 986.27 Mn -9.51 Mn - 30.32%
4 FinVolution 836.54 Mn -90.46 Mn - -11.42%
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn -
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -5.14%
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 20.43%
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 -5.14%
Dec 31, 2025 27.56%
Sep 30, 2025 -23.71%
Jun 30, 2025 2.49%
Mar 31, 2025 -18.03%
Dec 31, 2024 7.96%
Sep 30, 2024 44.63%
Jun 30, 2024 -9.14%
Mar 31, 2024 33.71%
Dec 31, 2023 108.34%
Sep 30, 2023 75.39%
Jun 30, 2023 40.90%
Mar 31, 2023 76.14%
Dec 31, 2022 83.75%
Sep 30, 2022 61.76%
Jun 30, 2022 41.29%
Mar 31, 2022 63.52%
Dec 31, 2021 51.60%
Sep 30, 2021 58.58%
Jun 30, 2021 21.78%