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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) FCF Margin (2019 - 2025)

Open Lending's FCF Margin history spans 7 years, with the latest figure at 23.39% for Q3 2025.

  • For Q3 2025, FCF Margin fell 7139.0% year-over-year to 23.39%; the TTM value through Sep 2025 reached 92.33%, down 13293.0%, while the annual FY2024 figure was 57.72%, 1255.0% down from the prior year.
  • FCF Margin for Q3 2025 was 23.39% at Open Lending, down from 5.35% in the prior quarter.
  • Across five years, FCF Margin topped out at 121.27% in Q4 2023 and bottomed at 23.39% in Q3 2025.
  • The 5-year median for FCF Margin is 42.79% (2021), against an average of 41.73%.
  • The largest annual shift saw FCF Margin soared 4473bps in 2021 before it crashed -10907bps in 2024.
  • A 5-year view of FCF Margin shows it stood at 51.6% in 2021, then surged by 62bps to 83.58% in 2022, then soared by 45bps to 121.27% in 2023, then plummeted by -90bps to 12.21% in 2024, then tumbled by -292bps to 23.39% in 2025.
  • Per Business Quant, the three most recent readings for LPRO's FCF Margin are 23.39% (Q3 2025), 5.35% (Q2 2025), and 18.03% (Q1 2025).