Open Lending (LPRO) EBT Margin (2019 - 2026)

Open Lending has disclosed EBT Margin across 8 years of filings, most recently posting 2.29% for Q1 2026.

• EBT Margin for Q1 2026 came in at 2.29%, down 505.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 7.29% (up 39705.0% YoY), and the FY2025 annual result was 5.76%, up 26316.0% from the prior year.
• EBT Margin came in at 2.29% for Q1 2026 at Open Lending, down from 2.22% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 138.07% in Q4 2024 to a low of 53.29% in Q4 2023.
• The 5-year median for EBT Margin is 16.24% (2024), against an average of 23.7%.
• Across the five-year window, EBT Margin surged 19136 bps in 2024 and slumped 13585 bps in 2025, its largest moves.
• Open Lending's EBT Margin stood at 15.3% in 2022, then plunged by 448 bps to 53.29% in 2023, then soared by 359 bps to 138.07% in 2024, then tumbled by 98 bps to 2.22% in 2025, then sank by 203 bps to 2.29% in 2026.
• The last three EBT Margin figures came in at 2.29% (Q1 2026), 2.22% (Q4 2025), and 31.38% (Q3 2025), per Business Quant data.