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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Open Lending (LPRO) EBT Margin: 2019-2025

Historic EBT Margin for Open Lending (LPRO) over the last 7 years, with Sep 2025 value amounting to -31.38%.

  • Open Lending's EBT Margin fell 4043.00% to -31.38% in Q3 2025 from the same period last year, while for Sep 2025 it was -497.95%, marking a year-over-year decrease of 50423.00%. This contributed to the annual value of -268.92% for FY2024, which is 29349.00% down from last year.
  • According to the latest figures from Q3 2025, Open Lending's EBT Margin is -31.38%, which was down 813.02% from 4.40% recorded in Q2 2025.
  • Open Lending's EBT Margin's 5-year high stood at 162.34% during Q2 2021, with a 5-year trough of -53.29% in Q4 2023.
  • Over the past 3 years, Open Lending's median EBT Margin value was 16.24% (recorded in 2024), while the average stood at 19.28%.
  • In the last 5 years, Open Lending's EBT Margin spiked by 38,192bps in 2021 and then plummeted by 10,142bps in 2022.
  • Quarterly analysis of 5 years shows Open Lending's EBT Margin stood at 67.37% in 2021, then plummeted by 5,207bps to 15.30% in 2022, then tumbled by 6,859bps to -53.29% in 2023, then surged by 19,136bps to 138.07% in 2024, then tumbled by 4,043bps to -31.38% in 2025.
  • Its EBT Margin stands at -31.38% for Q3 2025, versus 4.40% for Q2 2025 and 2.76% for Q1 2025.