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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) EBT Margin (2019 - 2025)

Open Lending (LPRO) has disclosed EBT Margin for 7 consecutive years, with 2.22% as the latest value for Q4 2025.

  • Quarterly EBT Margin fell 13585.0% to 2.22% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 5.76% through Dec 2025, up 26316.0% year-over-year, with the annual reading at 5.76% for FY2025, 26316.0% up from the prior year.
  • EBT Margin hit 2.22% in Q4 2025 for Open Lending, up from 31.38% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 162.34% in Q2 2021 to a low of 53.29% in Q4 2023.
  • Historically, EBT Margin has averaged 37.1% across 5 years, with a median of 31.93% in 2021.
  • Biggest five-year swings in EBT Margin: skyrocketed 38192bps in 2021 and later plummeted -13585bps in 2025.
  • Year by year, EBT Margin stood at 67.37% in 2021, then tumbled by -77bps to 15.3% in 2022, then plummeted by -448bps to 53.29% in 2023, then surged by 359bps to 138.07% in 2024, then tumbled by -98bps to 2.22% in 2025.
  • Business Quant data shows EBT Margin for LPRO at 2.22% in Q4 2025, 31.38% in Q3 2025, and 4.4% in Q2 2025.