Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) EBT Margin (2019 - 2025)

Open Lending's EBT Margin history spans 7 years, with the latest figure at 31.38% for Q3 2025.

  • For Q3 2025, EBT Margin fell 4043.0% year-over-year to 31.38%; the TTM value through Sep 2025 reached 497.95%, down 50423.0%, while the annual FY2024 figure was 268.92%, 29349.0% down from the prior year.
  • EBT Margin for Q3 2025 was 31.38% at Open Lending, down from 4.4% in the prior quarter.
  • Across five years, EBT Margin topped out at 162.34% in Q2 2021 and bottomed at 53.29% in Q4 2023.
  • The 5-year median for EBT Margin is 39.38% (2021), against an average of 38.93%.
  • The largest annual shift saw EBT Margin soared 38192bps in 2021 before it plummeted -10142bps in 2022.
  • A 5-year view of EBT Margin shows it stood at 67.37% in 2021, then plummeted by -77bps to 15.3% in 2022, then crashed by -448bps to 53.29% in 2023, then skyrocketed by 359bps to 138.07% in 2024, then plummeted by -123bps to 31.38% in 2025.
  • Per Business Quant, the three most recent readings for LPRO's EBT Margin are 31.38% (Q3 2025), 4.4% (Q2 2025), and 2.76% (Q1 2025).