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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) EBT Margin (2019 - 2025)

Historic EBT Margin for Open Lending (LPRO) over the last 7 years, with Q3 2025 value amounting to 31.38%.

  • Open Lending's EBT Margin fell 404300.0% to 31.38% in Q3 2025 from the same period last year, while for Sep 2025 it was 497.95%, marking a year-over-year decrease of 5042300.0%. This contributed to the annual value of 268.92% for FY2024, which is 2934900.0% down from last year.
  • Per Open Lending's latest filing, its EBT Margin stood at 31.38% for Q3 2025, which was down 404300.0% from 4.4% recorded in Q2 2025.
  • Over the past 5 years, Open Lending's EBT Margin peaked at 162.34% during Q2 2021, and registered a low of 53.29% during Q4 2023.
  • Over the past 5 years, Open Lending's median EBT Margin value was 39.38% (recorded in 2021), while the average stood at 38.93%.
  • Its EBT Margin has fluctuated over the past 5 years, first soared by 3819200bps in 2021, then crashed by -1014200bps in 2022.
  • Quarter analysis of 5 years shows Open Lending's EBT Margin stood at 67.37% in 2021, then crashed by -77bps to 15.3% in 2022, then tumbled by -448bps to 53.29% in 2023, then surged by 359bps to 138.07% in 2024, then crashed by -123bps to 31.38% in 2025.
  • Its last three reported values are 31.38% in Q3 2025, 4.4% for Q2 2025, and 2.76% during Q1 2025.