Open Lending (LPRO) Interest Coverage Ratio (2019 - 2026)

Open Lending (LPRO) posted Interest Coverage Ratio of 0.48 for Q1 2026, down 239.81% sequentially from 0.34 in Q4 2025, and down 261.83% YoY from 0.29 in Q1 2025.

Open Lending (LPRO) Interest Coverage Ratio (2019 - 2026) Analysis & Trends

Open Lending (LPRO) has 8 years of Interest Coverage Ratio data on file, last reported at 0.48 in Q1 2026.

  • Quarterly Interest Coverage Ratio fell 261.83% year-over-year to 0.48 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.76 (up 88.21% YoY) and the FY2025 annual result came in at 0.52, up 91.03% from the prior year.
  • Interest Coverage Ratio declined to 0.48 in Q1 2026 per LPRO's latest filing, from 0.34 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 40.15 in Q1 2022, with the low at 27.57 in Q4 2024.
  • Average Interest Coverage Ratio over 5 years is 4.42, with a median of 1.46 recorded in 2024.
  • Year-over-year, Interest Coverage Ratio surged 348.48% in 2022 and tumbled 839.44% in 2024.
  • Open Lending's Interest Coverage Ratio stood at 2.08 in 2022, then plunged by 241.25% to 2.94 in 2023, then plunged by 839.44% to 27.57 in 2024, then surged by 101.24% to 0.34 in 2025, then plunged by 239.81% to 0.48 in 2026.
  • Business Quant data shows LPRO's Interest Coverage Ratio at 0.48 in Q1 2026, 0.34 in Q4 2025, and 3.17 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Open Lending 366.29 Mn 181.34 Mn 15.64 Mn -0.48

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.48
Dec 31, 2025 0.34
Sep 30, 2025 -3.17
Jun 30, 2025 0.49
Mar 31, 2025 0.29
Dec 31, 2024 -27.57
Sep 30, 2024 0.63
Jun 30, 2024 1.46
Mar 31, 2024 2.64
Dec 31, 2023 -2.94
Sep 30, 2023 1.62
Jun 30, 2023 5.92
Mar 31, 2023 7.16
Dec 31, 2022 2.08
Sep 30, 2022 17.28
Jun 30, 2022 29.19
Mar 31, 2022 40.15
Dec 31, 2021 72.04
Sep 30, 2021 42.48
Jun 30, 2021 40.00