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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Interest Coverage Ratio (2019 - 2025)

Open Lending (LPRO) has disclosed Interest Coverage Ratio for 7 consecutive years, with 0.34 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 101.24% to 0.34 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.52 through Dec 2025, up 91.03% year-over-year, with the annual reading at 0.52 for FY2025, 91.03% up from the prior year.
  • Interest Coverage Ratio hit 0.34 in Q4 2025 for Open Lending, up from 3.17 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 72.04 in Q4 2021 to a low of 27.57 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 11.95 across 5 years, with a median of 2.36 in 2024.
  • Biggest five-year swings in Interest Coverage Ratio: soared 3593.62% in 2021 and later plummeted 839.44% in 2024.
  • Year by year, Interest Coverage Ratio stood at 72.04 in 2021, then crashed by 97.12% to 2.08 in 2022, then crashed by 241.25% to 2.94 in 2023, then tumbled by 839.44% to 27.57 in 2024, then skyrocketed by 101.24% to 0.34 in 2025.
  • Business Quant data shows Interest Coverage Ratio for LPRO at 0.34 in Q4 2025, 3.17 in Q3 2025, and 0.49 in Q2 2025.