Open Lending (LPRO) Interest Coverage Ratio (2019 - 2026)

Open Lending has disclosed Interest Coverage Ratio across 8 years of filings, most recently posting 0.48 for Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 0.48, down 261.83% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.76 (up 88.21% YoY), and the FY2025 annual result was 0.52, up 91.03% from the prior year.
• Interest Coverage Ratio came in at 0.48 for Q1 2026 at Open Lending, down from 0.34 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 40.15 in Q1 2022 to a low of 27.57 in Q4 2024.
• The 5-year median for Interest Coverage Ratio is 1.46 (2024), against an average of 4.42.
• Across the five-year window, Interest Coverage Ratio jumped 348.48% in 2022 and sank 839.44% in 2024, its largest moves.
• Open Lending's Interest Coverage Ratio stood at 2.08 in 2022, then tumbled by 241.25% to 2.94 in 2023, then tumbled by 839.44% to 27.57 in 2024, then surged by 101.24% to 0.34 in 2025, then tumbled by 239.81% to 0.48 in 2026.
• The last three Interest Coverage Ratio figures came in at 0.48 (Q1 2026), 0.34 (Q4 2025), and 3.17 (Q3 2025), per Business Quant data.