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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Interest Coverage Ratio (2019 - 2026)

Open Lending's Interest Coverage Ratio history spans 7 years, with the latest figure at 0.34 for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio rose 101.24% to 0.34 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.52, a 91.03% increase, with the full-year FY2025 number at 0.52, up 91.03% from a year prior.
  • Interest Coverage Ratio hit 0.34 in Q4 2025 for Open Lending, up from 3.17 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for LPRO hit a ceiling of 72.04 in Q4 2021 and a floor of 27.57 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 11.95 across 5 years, with a median of 2.36 in 2024.
  • Biggest five-year swings in Interest Coverage Ratio: soared 3593.62% in 2021 and later plummeted 839.44% in 2024.
  • Tracing LPRO's Interest Coverage Ratio over 5 years: stood at 72.04 in 2021, then tumbled by 97.12% to 2.08 in 2022, then tumbled by 241.25% to 2.94 in 2023, then plummeted by 839.44% to 27.57 in 2024, then soared by 101.24% to 0.34 in 2025.
  • Business Quant data shows Interest Coverage Ratio for LPRO at 0.34 in Q4 2025, 3.17 in Q3 2025, and 0.49 in Q2 2025.