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Open Lending (LPRO) Interest Coverage Ratio: 2019-2025

Historic Interest Coverage Ratio for Open Lending (LPRO) over the last 7 years, with Sep 2025 value amounting to -3.17.

  • Open Lending's Interest Coverage Ratio fell 602.64% to -3.17 in Q3 2025 from the same period last year, while for Sep 2025 it was -8.20, marking a year-over-year decrease of 1987.13%. This contributed to the annual value of -5.78 for FY2024, which is 311.83% down from last year.
  • Open Lending's Interest Coverage Ratio amounted to -3.17 in Q3 2025, which was down 751.35% from 0.49 recorded in Q2 2025.
  • In the past 5 years, Open Lending's Interest Coverage Ratio registered a high of 72.04 during Q4 2021, and its lowest value of -27.57 during Q4 2024.
  • In the last 3 years, Open Lending's Interest Coverage Ratio had a median value of 0.63 in 2024 and averaged -1.22.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first soared by 3,593.62% in 2021, then plummeted by 839.44% in 2024.
  • Quarterly analysis of 5 years shows Open Lending's Interest Coverage Ratio stood at 72.04 in 2021, then tumbled by 97.12% to 2.08 in 2022, then crashed by 241.25% to -2.94 in 2023, then slumped by 839.44% to -27.57 in 2024, then tumbled by 602.64% to -3.17 in 2025.
  • Its Interest Coverage Ratio stands at -3.17 for Q3 2025, versus 0.49 for Q2 2025 and 0.29 for Q1 2025.