Open Lending (LPRO) Interest Coverage Ratio (2019 - 2026)

Open Lending has disclosed Interest Coverage Ratio across 8 years of filings, most recently posting 0.48 for Q1 2026.

• In Q1 2026, Interest Coverage Ratio fell 261.83% year-over-year to 0.48; the TTM figure through Mar 2026 stood at 0.76 (up 88.21% YoY), while the FY2025 annual figure was 0.52, up 91.03% from the prior year.
• Interest Coverage Ratio came in at 0.48 for Q1 2026 at Open Lending, down from 0.34 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 40.15 in Q1 2022 to a low of 27.57 in Q4 2024.
• Average Interest Coverage Ratio over 5 years is 4.42, with a median of 1.46 recorded in 2024.
• Year-over-year, Interest Coverage Ratio surged 348.48% in 2022 and plunged 839.44% in 2024.
• Over 5 years, Interest Coverage Ratio stood at 2.08 in 2022, then sank by 241.25% to 2.94 in 2023, then sank by 839.44% to 27.57 in 2024, then surged by 101.24% to 0.34 in 2025, then sank by 239.81% to 0.48 in 2026.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 0.48 in Q1 2026, 0.34 in Q4 2025, and 3.17 in Q3 2025.