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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Interest Coverage Ratio (2019 - 2025)

Open Lending's Interest Coverage Ratio history spans 7 years, with the latest figure at 3.17 for Q3 2025.

  • For Q3 2025, Interest Coverage Ratio fell 602.64% year-over-year to 3.17; the TTM value through Sep 2025 reached 8.2, down 1987.13%, while the annual FY2024 figure was 5.78, 311.83% down from the prior year.
  • Interest Coverage Ratio for Q3 2025 was 3.17 at Open Lending, down from 0.49 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 72.04 in Q4 2021 and bottomed at 27.57 in Q4 2024.
  • The 5-year median for Interest Coverage Ratio is 2.64 (2024), against an average of 12.56.
  • The largest annual shift saw Interest Coverage Ratio surged 3593.62% in 2021 before it crashed 839.44% in 2024.
  • A 5-year view of Interest Coverage Ratio shows it stood at 72.04 in 2021, then tumbled by 97.12% to 2.08 in 2022, then tumbled by 241.25% to 2.94 in 2023, then plummeted by 839.44% to 27.57 in 2024, then skyrocketed by 88.52% to 3.17 in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Interest Coverage Ratio are 3.17 (Q3 2025), 0.49 (Q2 2025), and 0.29 (Q1 2025).