Open Lending (LPRO) Capital Expenditures (2019 - 2025)
Open Lending (LPRO) posted Capital Expenditures of -$799000.0 for Q4 2025, down 1137.66% sequentially from $77000.0 in Q3 2025, and down 122.38% YoY from $3.6 million in Q4 2024.
Open Lending (LPRO) Capital Expenditures (2019 - 2025) Analysis & Trends
Open Lending (LPRO) has 7 years of Capital Expenditures data on file, last reported at -$799000.0 in Q4 2025.
- Quarterly Capital Expenditures fell 122.38% year-over-year to -$799000.0 in Q4 2025, while the trailing twelve-month figure through Mar 2026 was -$505000.0 (down 111.77% YoY) and the FY2025 annual result came in at $56000.0, down 98.5% from the prior year.
- Capital Expenditures slipped to -$799000.0 in Q4 2025 per LPRO's latest filing, from $77000.0 in the prior quarter.
- The five-year high for Capital Expenditures was $3.6 million in Q4 2024, with the low at -$841000.0 in Q3 2021.
- Average Capital Expenditures over 5 years is $329052.6, with a median of $77000.0 recorded in 2025.
- The widest YoY moves for Capital Expenditures: up 5114.29% in 2023, down 602.63% in 2023.
- Open Lending's Capital Expenditures stood at $24000.0 in 2021, then surged by 583.33% to $164000.0 in 2022, then soared by 1151.83% to $2.1 million in 2023, then jumped by 73.89% to $3.6 million in 2024, then tumbled by 122.38% to -$799000.0 in 2025.
- Business Quant data shows LPRO's Capital Expenditures at -$799000.0 in Q4 2025, $77000.0 in Q3 2025, and $217000.0 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Capex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 383.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 181.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.15 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 231.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -22.29 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 67.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 400,000.00 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -799,000.00 |
| Dec 31, 2025 | -799,000.00 |
| Sep 30, 2025 | 77,000.00 |
| Sep 30, 2025 | 77,000.00 |
| Jun 30, 2025 | 217,000.00 |
| Jun 30, 2025 | 217,000.00 |
| Mar 31, 2025 | 561,000.00 |
| Mar 31, 2025 | 561,000.00 |
| Dec 31, 2024 | 3.57 Mn |
| Dec 31, 2024 | 3.57 Mn |
| Sep 30, 2024 | 110,000.00 |
| Sep 30, 2024 | 110,000.00 |
| Jun 30, 2024 | 51,000.00 |
| Jun 30, 2024 | 51,000.00 |
| Dec 31, 2023 | 2.05 Mn |
| Dec 31, 2023 | 2.05 Mn |
| Sep 30, 2023 | -764,000.00 |
| Sep 30, 2023 | -764,000.00 |
| Jun 30, 2023 | 730,000.00 |
| Jun 30, 2023 | 730,000.00 |