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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Debt Ratio (2019 - 2025)

Open Lending's Debt Ratio history spans 7 years, with the latest figure at 0.44 for Q3 2025.

  • For Q3 2025, Debt Ratio rose 30.22% year-over-year to 0.44; the TTM value through Sep 2025 reached 0.44, up 30.22%, while the annual FY2024 figure was 0.45, 19.74% up from the prior year.
  • Debt Ratio for Q3 2025 was 0.44 at Open Lending, up from 0.43 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.55 in Q2 2021 and bottomed at 0.34 in Q3 2024.
  • The 5-year median for Debt Ratio is 0.4 (2022), against an average of 0.42.
  • The largest annual shift saw Debt Ratio plummeted 33.45% in 2021 before it surged 30.22% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.45 in 2021, then dropped by 15.7% to 0.38 in 2022, then dropped by 1.56% to 0.37 in 2023, then rose by 19.74% to 0.45 in 2024, then dropped by 1.15% to 0.44 in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Debt Ratio are 0.44 (Q3 2025), 0.43 (Q2 2025), and 0.43 (Q1 2025).