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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Debt Ratio (2019 - 2026)

Open Lending's Debt Ratio history spans 7 years, with the latest figure at 0.33 for Q4 2025.

  • On a quarterly basis, Debt Ratio fell 26.82% to 0.33 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.33, a 26.82% decrease, with the full-year FY2025 number at 0.33, down 26.82% from a year prior.
  • Debt Ratio hit 0.33 in Q4 2025 for Open Lending, down from 0.44 in the prior quarter.
  • Over the last five years, Debt Ratio for LPRO hit a ceiling of 0.55 in Q2 2021 and a floor of 0.33 in Q4 2025.
  • Historically, Debt Ratio has averaged 0.41 across 5 years, with a median of 0.38 in 2023.
  • Biggest five-year swings in Debt Ratio: tumbled 33.45% in 2021 and later soared 30.22% in 2025.
  • Tracing LPRO's Debt Ratio over 5 years: stood at 0.45 in 2021, then dropped by 15.7% to 0.38 in 2022, then dropped by 1.56% to 0.37 in 2023, then rose by 19.74% to 0.45 in 2024, then dropped by 26.82% to 0.33 in 2025.
  • Business Quant data shows Debt Ratio for LPRO at 0.33 in Q4 2025, 0.44 in Q3 2025, and 0.43 in Q2 2025.