Open Lending (LPRO) Debt Ratio (2019 - 2026)

Open Lending has disclosed Debt Ratio across 8 years of filings, most recently posting 0.33 for Q1 2026.

• Debt Ratio for Q1 2026 came in at 0.33, down 23.85% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.33 (down 23.85% YoY), and the FY2025 annual result was 0.33, down 26.82% from the prior year.
• Debt Ratio came in at 0.33 for Q1 2026 at Open Lending, roughly flat from 0.33 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.45 in Q4 2024 to a low of 0.33 in Q4 2025.
• The 5-year median for Debt Ratio is 0.37 (2023), against an average of 0.38.
• Across the five-year window, Debt Ratio sank 30.56% in 2022 and jumped 30.22% in 2025, its largest moves.
• Open Lending's Debt Ratio stood at 0.38 in 2022, then fell by 1.56% to 0.37 in 2023, then advanced by 19.74% to 0.45 in 2024, then slipped by 26.82% to 0.33 in 2025, then gained by 0.0% to 0.33 in 2026.
• The last three Debt Ratio figures came in at 0.33 (Q1 2026), 0.33 (Q4 2025), and 0.44 (Q3 2025), per Business Quant data.