Open Lending (LPRO) Debt Ratio (2019 - 2026)

Open Lending (LPRO) has 8 years of Debt Ratio data on file, last reported at 0.33 in Q1 2026.

• Quarterly Debt Ratio fell 23.85% year-over-year to 0.33 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.33 (down 23.85% YoY) and the FY2025 annual result came in at 0.33, down 26.82% from the prior year.
• Debt Ratio held at 0.33 in Q1 2026 per LPRO's latest filing, from 0.33 in the prior quarter.
• The five-year high for Debt Ratio was 0.45 in Q4 2024, with the low at 0.33 in Q4 2025.
• Average Debt Ratio over 5 years is 0.38, with a median of 0.37 recorded in 2023.
• Year-over-year, Debt Ratio tumbled 30.56% in 2022 and surged 30.22% in 2025.
• Open Lending's Debt Ratio stood at 0.38 in 2022, then slipped by 1.56% to 0.37 in 2023, then increased by 19.74% to 0.45 in 2024, then fell by 26.82% to 0.33 in 2025, then grew by 0.0% to 0.33 in 2026.
• Business Quant data shows LPRO's Debt Ratio at 0.33 in Q1 2026, 0.33 in Q4 2025, and 0.44 in Q3 2025.