Open Lending (LPRO) Debt Ratio (2019 - 2026)

Open Lending has reported Debt Ratio for 8 years, with the latest figure at 0.33 in Q1 2026.

• Quarterly Debt Ratio fell 23.85% year-over-year to 0.33 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.33 (down 23.85% YoY) and the FY2025 annual result came in at 0.33, down 26.82% from the prior year.
• Debt Ratio was little changed at 0.33 in Q1 2026 per LPRO's latest filing, from 0.33 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.45 in Q4 2024 and troughed at 0.33 in Q4 2025.
• A 5-year average of 0.38 and a median of 0.37 in 2023 frame the typical range for Debt Ratio.
• The sharpest annual moves came in 2022 and 2025: Debt Ratio sank 30.56% in 2022, then soared 30.22% in 2025.
• Over 5 years, Debt Ratio stood at 0.38 in 2022, then decreased by 1.56% to 0.37 in 2023, then grew by 19.74% to 0.45 in 2024, then declined by 26.82% to 0.33 in 2025, then climbed by 0.0% to 0.33 in 2026.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.33, 0.33, and 0.44 for Q1 2026, Q4 2025, and Q3 2025 respectively.