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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Debt Ratio (2019 - 2025)

Open Lending (LPRO) has disclosed Debt Ratio for 7 consecutive years, with 0.33 as the latest value for Q4 2025.

  • Quarterly Debt Ratio fell 26.82% to 0.33 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.33 through Dec 2025, down 26.82% year-over-year, with the annual reading at 0.33 for FY2025, 26.82% down from the prior year.
  • Debt Ratio hit 0.33 in Q4 2025 for Open Lending, down from 0.44 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.55 in Q2 2021 to a low of 0.33 in Q4 2025.
  • Historically, Debt Ratio has averaged 0.41 across 5 years, with a median of 0.38 in 2023.
  • Biggest five-year swings in Debt Ratio: tumbled 33.45% in 2021 and later soared 30.22% in 2025.
  • Year by year, Debt Ratio stood at 0.45 in 2021, then decreased by 15.7% to 0.38 in 2022, then decreased by 1.56% to 0.37 in 2023, then grew by 19.74% to 0.45 in 2024, then decreased by 26.82% to 0.33 in 2025.
  • Business Quant data shows Debt Ratio for LPRO at 0.33 in Q4 2025, 0.44 in Q3 2025, and 0.43 in Q2 2025.