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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Open Lending (LPRO) Debt Ratio: 2019-2025

Historic Debt Ratio for Open Lending (LPRO) over the last 6 years, with Sep 2025 value amounting to 0.44.

  • Open Lending's Debt Ratio rose 30.22% to 0.44 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.44, marking a year-over-year increase of 30.22%. This contributed to the annual value of 0.45 for FY2024, which is 19.74% up from last year.
  • Open Lending's Debt Ratio amounted to 0.44 in Q3 2025, which was up 1.70% from 0.43 recorded in Q2 2025.
  • Open Lending's Debt Ratio's 5-year high stood at 0.55 during Q2 2021, with a 5-year trough of 0.34 in Q3 2024.
  • Over the past 3 years, Open Lending's median Debt Ratio value was 0.37 (recorded in 2023), while the average stood at 0.39.
  • As far as peak fluctuations go, Open Lending's Debt Ratio tumbled by 33.45% in 2021, and later skyrocketed by 30.22% in 2025.
  • Open Lending's Debt Ratio (Quarterly) stood at 0.45 in 2021, then fell by 15.70% to 0.38 in 2022, then fell by 1.56% to 0.37 in 2023, then grew by 19.74% to 0.45 in 2024, then surged by 30.22% to 0.44 in 2025.
  • Its Debt Ratio was 0.44 in Q3 2025, compared to 0.43 in Q2 2025 and 0.43 in Q1 2025.