Open Lending (LPRO) Debt Ratio (2019 - 2026)

Open Lending has disclosed Debt Ratio across 8 years of filings, most recently posting 0.36 for Q1 2026.

• In Q1 2026, Debt Ratio fell 20.83% year-over-year to 0.36; the TTM figure through Mar 2026 stood at 0.36 (down 20.83% YoY), while the FY2025 annual figure was 0.36, down 24.03% from the prior year.
• Debt Ratio came in at 0.36 for Q1 2026 at Open Lending, roughly flat from 0.36 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.47 in Q4 2024 to a low of 0.36 in Q3 2024.
• Average Debt Ratio over 5 years is 0.4, with a median of 0.39 recorded in 2023.
• Year-over-year, Debt Ratio plunged 30.15% in 2022 and jumped 30.61% in 2025.
• Over 5 years, Debt Ratio stood at 0.39 in 2022, then decreased by 0.84% to 0.39 in 2023, then climbed by 22.41% to 0.47 in 2024, then decreased by 24.03% to 0.36 in 2025, then gained by 0.22% to 0.36 in 2026.
• Per Business Quant data, the three most recent Debt Ratio figures were 0.36 in Q1 2026, 0.36 in Q4 2025, and 0.47 in Q3 2025.