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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Equity Ratio (2018 - 2026)

Open Lending's Equity Ratio history spans 8 years, with the latest figure at 0.32 for Q4 2025.

  • On a quarterly basis, Equity Ratio rose 20.2% to 0.32 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.32, a 20.2% increase, with the full-year FY2025 number at 0.32, up 20.2% from a year prior.
  • Equity Ratio hit 0.32 in Q4 2025 for Open Lending, up from 0.25 in the prior quarter.
  • Over the last five years, Equity Ratio for LPRO hit a ceiling of 0.58 in Q3 2022 and a floor of 0.12 in Q1 2021.
  • Historically, Equity Ratio has averaged 0.45 across 5 years, with a median of 0.54 in 2022.
  • Biggest five-year swings in Equity Ratio: soared 450.7% in 2021 and later plummeted 54.56% in 2025.
  • Tracing LPRO's Equity Ratio over 5 years: stood at 0.5 in 2021, then increased by 12.43% to 0.56 in 2022, then decreased by 1.96% to 0.55 in 2023, then tumbled by 52.06% to 0.26 in 2024, then increased by 20.2% to 0.32 in 2025.
  • Business Quant data shows Equity Ratio for LPRO at 0.32 in Q4 2025, 0.25 in Q3 2025, and 0.27 in Q2 2025.