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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Equity Ratio (2018 - 2025)

Open Lending's Equity Ratio history spans 7 years, with the latest figure at 0.25 for Q3 2025.

  • For Q3 2025, Equity Ratio fell 54.56% year-over-year to 0.25; the TTM value through Sep 2025 reached 0.25, down 54.56%, while the annual FY2023 figure was 0.55, 1.96% down from the prior year.
  • Equity Ratio for Q3 2025 was 0.25 at Open Lending, down from 0.27 in the prior quarter.
  • Across five years, Equity Ratio topped out at 0.58 in Q3 2022 and bottomed at 0.12 in Q1 2021.
  • The 5-year median for Equity Ratio is 0.55 (2023), against an average of 0.46.
  • The largest annual shift saw Equity Ratio surged 450.7% in 2021 before it crashed 54.56% in 2025.
  • A 5-year view of Equity Ratio shows it stood at 0.5 in 2021, then increased by 12.43% to 0.56 in 2022, then decreased by 1.96% to 0.55 in 2023, then increased by 1.37% to 0.56 in 2024, then plummeted by 54.56% to 0.25 in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Equity Ratio are 0.25 (Q3 2025), 0.27 (Q2 2025), and 0.26 (Q1 2025).