Open Lending (LPRO) Equity Ratio (2018 - 2026)

Open Lending has disclosed Equity Ratio across 9 years of filings, most recently posting 0.33 for Q1 2026.

• Equity Ratio for Q1 2026 came in at 0.33, up 24.2% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.33 (up 24.2% YoY), and the FY2025 annual result was 0.32, up 20.2% from the prior year.
• Equity Ratio came in at 0.33 for Q1 2026 at Open Lending, up from 0.32 in the prior quarter.
• In the past five years, Equity Ratio ranged from a high of 0.58 in Q3 2022 to a low of 0.25 in Q3 2025.
• The 5-year median for Equity Ratio is 0.55 (2023), against an average of 0.46.
• Across the five-year window, Equity Ratio jumped 335.11% in 2022 and plunged 54.56% in 2025, its largest moves.
• Open Lending's Equity Ratio stood at 0.56 in 2022, then dropped by 1.96% to 0.55 in 2023, then tumbled by 52.06% to 0.26 in 2024, then gained by 20.2% to 0.32 in 2025, then climbed by 2.9% to 0.33 in 2026.
• The last three Equity Ratio figures came in at 0.33 (Q1 2026), 0.32 (Q4 2025), and 0.25 (Q3 2025), per Business Quant data.