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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Equity Ratio (2018 - 2025)

Open Lending (LPRO) has disclosed Equity Ratio for 8 consecutive years, with 0.32 as the latest value for Q4 2025.

  • Quarterly Equity Ratio rose 20.2% to 0.32 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.32 through Dec 2025, up 20.2% year-over-year, with the annual reading at 0.32 for FY2025, 20.2% up from the prior year.
  • Equity Ratio hit 0.32 in Q4 2025 for Open Lending, up from 0.25 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.58 in Q3 2022 to a low of 0.12 in Q1 2021.
  • Historically, Equity Ratio has averaged 0.45 across 5 years, with a median of 0.54 in 2022.
  • Biggest five-year swings in Equity Ratio: soared 450.7% in 2021 and later plummeted 54.56% in 2025.
  • Year by year, Equity Ratio stood at 0.5 in 2021, then rose by 12.43% to 0.56 in 2022, then fell by 1.96% to 0.55 in 2023, then crashed by 52.06% to 0.26 in 2024, then rose by 20.2% to 0.32 in 2025.
  • Business Quant data shows Equity Ratio for LPRO at 0.32 in Q4 2025, 0.25 in Q3 2025, and 0.27 in Q2 2025.