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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) EBITDA Margin (2019 - 2026)

Open Lending's EBITDA Margin history spans 7 years, with the latest figure at 3.91% for Q4 2025.

  • On a quarterly basis, EBITDA Margin fell 13409.0% to 3.91% in Q4 2025 year-over-year; TTM through Dec 2025 was 5.37%, a 26677.0% increase, with the full-year FY2025 number at 5.37%, up 26677.0% from a year prior.
  • EBITDA Margin hit 3.91% in Q4 2025 for Open Lending, up from 31.86% in the prior quarter.
  • Over the last five years, EBITDA Margin for LPRO hit a ceiling of 138.0% in Q4 2024 and a floor of 55.41% in Q4 2023.
  • Historically, EBITDA Margin has averaged 34.51% across 5 years, with a median of 32.51% in 2023.
  • Biggest five-year swings in EBITDA Margin: soared 19341bps in 2024 and later tumbled -13409bps in 2025.
  • Tracing LPRO's EBITDA Margin over 5 years: stood at 68.23% in 2021, then tumbled by -74bps to 17.8% in 2022, then tumbled by -411bps to 55.41% in 2023, then surged by 349bps to 138.0% in 2024, then plummeted by -97bps to 3.91% in 2025.
  • Business Quant data shows EBITDA Margin for LPRO at 3.91% in Q4 2025, 31.86% in Q3 2025, and 4.65% in Q2 2025.