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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) EBITDA Margin (2019 - 2025)

Open Lending's EBITDA Margin history spans 7 years, with the latest figure at 31.86% for Q3 2025.

  • For Q3 2025, EBITDA Margin fell 3981.0% year-over-year to 31.86%; the TTM value through Sep 2025 reached 497.52%, down 50263.0%, while the annual FY2024 figure was 272.14%, 29689.0% down from the prior year.
  • EBITDA Margin for Q3 2025 was 31.86% at Open Lending, down from 4.65% in the prior quarter.
  • Across five years, EBITDA Margin topped out at 138.0% in Q4 2024 and bottomed at 55.41% in Q4 2023.
  • The 5-year median for EBITDA Margin is 41.2% (2023), against an average of 36.12%.
  • The largest annual shift saw EBITDA Margin crashed -7320bps in 2023 before it surged 19341bps in 2024.
  • A 5-year view of EBITDA Margin shows it stood at 68.23% in 2021, then tumbled by -74bps to 17.8% in 2022, then tumbled by -411bps to 55.41% in 2023, then surged by 349bps to 138.0% in 2024, then tumbled by -123bps to 31.86% in 2025.
  • Per Business Quant, the three most recent readings for LPRO's EBITDA Margin are 31.86% (Q3 2025), 4.65% (Q2 2025), and 3.12% (Q1 2025).