Open Lending (LPRO) EBITDA Margin (2019 - 2026)

Open Lending has disclosed EBITDA Margin across 8 years of filings, most recently posting 3.09% for Q1 2026.

• EBITDA Margin for Q1 2026 came in at 3.09%, down 621.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 7.17% (up 39991.0% YoY), and the FY2025 annual result was 5.37%, up 26677.0% from the prior year.
• EBITDA Margin came in at 3.09% for Q1 2026 at Open Lending, down from 3.91% in the prior quarter.
• In the past five years, EBITDA Margin ranged from a high of 138.0% in Q4 2024 to a low of 55.41% in Q4 2023.
• The 5-year median for EBITDA Margin is 17.44% (2023), against an average of 24.08%.
• Across the five-year window, EBITDA Margin jumped 19341 bps in 2024 and tumbled 13409 bps in 2025, its largest moves.
• Open Lending's EBITDA Margin stood at 17.8% in 2022, then tumbled by 411 bps to 55.41% in 2023, then jumped by 349 bps to 138.0% in 2024, then plunged by 97 bps to 3.91% in 2025, then tumbled by 179 bps to 3.09% in 2026.
• The last three EBITDA Margin figures came in at 3.09% (Q1 2026), 3.91% (Q4 2025), and 31.86% (Q3 2025), per Business Quant data.