Open Lending (LPRO) Cash & Equivalents (2018 - 2026)
Open Lending (LPRO) posted Cash & Equivalents of $173.3 million for Q1 2026, down 1.87% sequentially from $176.6 million in Q4 2025, and down 26.63% YoY from $236.2 million in Q1 2025.
Open Lending (LPRO) Cash & Equivalents (2018 - 2026) Analysis & Trends
Open Lending (LPRO) has 9 years of Cash & Equivalents data on file, last reported at $173.3 million in Q1 2026.
- Quarterly Cash & Equivalents fell 26.63% year-over-year to $173.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $173.3 million (down 26.63% YoY) and the FY2025 annual result came in at $176.6 million, down 27.37% from the prior year.
- Cash & Equivalents fell to $173.3 million in Q1 2026 per LPRO's latest filing, from $176.6 million in the prior quarter.
- The five-year high for Cash & Equivalents was $250.2 million in Q3 2024, with the low at $147.4 million in Q1 2022.
- Average Cash & Equivalents over 5 years is $215.1 million, with a median of $224.4 million recorded in 2023.
- Year-over-year, Cash & Equivalents jumped 193.41% in 2022 and slipped 27.37% in 2025.
- Open Lending's Cash & Equivalents stood at $204.4 million in 2022, then climbed by 17.49% to $240.2 million in 2023, then grew by 1.23% to $243.2 million in 2024, then fell by 27.37% to $176.6 million in 2025, then retreated by 1.87% to $173.3 million in 2026.
- Business Quant data shows LPRO's Cash & Equivalents at $173.3 million in Q1 2026, $176.6 million in Q4 2025, and $222.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 12.40 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 7.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 53.76 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 6.98 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 1.72 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.40 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 444.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 873.87 Mn |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | 173.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 173.31 Mn |
| Dec 31, 2025 | 176.61 Mn |
| Sep 30, 2025 | 222.13 Mn |
| Jun 30, 2025 | 230.66 Mn |
| Mar 31, 2025 | 236.23 Mn |
| Dec 31, 2024 | 243.16 Mn |
| Sep 30, 2024 | 250.23 Mn |
| Jun 30, 2024 | 248.01 Mn |
| Mar 31, 2024 | 246.97 Mn |
| Dec 31, 2023 | 240.21 Mn |
| Sep 30, 2023 | 232.61 Mn |
| Jun 30, 2023 | 224.45 Mn |
| Mar 31, 2023 | 210.59 Mn |
| Dec 31, 2022 | 204.45 Mn |
| Sep 30, 2022 | 201.81 Mn |
| Jun 30, 2022 | 167.70 Mn |
| Mar 31, 2022 | 147.40 Mn |
| Dec 31, 2021 | 116.45 Mn |
| Sep 30, 2021 | 90.86 Mn |
| Jun 30, 2021 | 57.15 Mn |