Open Lending (LPRO) Operating Income (2019 - 2026)

Open Lending's (LPRO) quarterly Operating Income came in at -$633000.0 in Q1 2026, down 183.07% year-on-year from $762000.0 in Q1 2025, and down 183.62% quarter-over-quarter from $757000.0 in Q4 2025.

Open Lending (LPRO) Operating Income (2019 - 2026) Analysis & Trends

Open Lending has disclosed Operating Income across 8 years of filings, most recently posting -$633000.0 for Q1 2026.

  • Operating Income for Q1 2026 came in at -$633000.0, down 183.07% year-over-year; the trailing twelve-month figure through Mar 2026 was -$6.4 million (up 91.1% YoY), and the FY2025 annual result was -$5.0 million, up 92.34% from the prior year.
  • Operating Income came in at -$633000.0 for Q1 2026 at Open Lending, down from $757000.0 in the prior quarter.
  • In the past five years, Operating Income ranged from a high of $32.8 million in Q2 2022 to a low of -$78.6 million in Q4 2024.
  • The 5-year median for Operating Income is $4.0 million (2024), against an average of $3.3 million.
  • Across the five-year window, Operating Income tumbled 849.1% in 2024 and surged 100.96% in 2025, its largest moves.
  • Open Lending's Operating Income stood at $4.8 million in 2022, then sank by 273.41% to -$8.3 million in 2023, then sank by 849.1% to -$78.6 million in 2024, then soared by 100.96% to $757000.0 in 2025, then plunged by 183.62% to -$633000.0 in 2026.
  • The last three Operating Income figures came in at -$633000.0 (Q1 2026), $757000.0 (Q4 2025), and -$7.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.23 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 88.43 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 37.32 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 746.00 Mn
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn -633,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -633,000.00
Dec 31, 2025 757,000.00
Sep 30, 2025 -7.70 Mn
Jun 30, 2025 1.18 Mn
Mar 31, 2025 762,000.00
Dec 31, 2024 -78.56 Mn
Sep 30, 2024 1.87 Mn
Jun 30, 2024 3.99 Mn
Mar 31, 2024 7.32 Mn
Dec 31, 2023 -8.28 Mn
Sep 30, 2023 4.54 Mn
Jun 30, 2023 15.72 Mn
Mar 31, 2023 17.10 Mn
Dec 31, 2022 4.77 Mn
Sep 30, 2022 27.79 Mn
Jun 30, 2022 32.81 Mn
Mar 31, 2022 32.24 Mn
Dec 31, 2021 35.23 Mn
Sep 30, 2021 40.74 Mn
Jun 30, 2021 44.88 Mn