Open Lending (LPRO) Operating Income (2019 - 2026)

Open Lending (LPRO) posted Operating Income of -$633000.0 for Q1 2026, down 183.62% sequentially from $757000.0 in Q4 2025, and down 183.07% YoY from $762000.0 in Q1 2025.

Open Lending (LPRO) Operating Income (2019 - 2026) Analysis & Trends

Open Lending (LPRO) has 8 years of Operating Income data on file, last reported at -$633000.0 in Q1 2026.

  • Quarterly Operating Income fell 183.07% year-over-year to -$633000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$6.4 million (up 91.1% YoY) and the FY2025 annual result came in at -$5.0 million, up 92.34% from the prior year.
  • Operating Income retreated to -$633000.0 in Q1 2026 per LPRO's latest filing, from $757000.0 in the prior quarter.
  • The five-year high for Operating Income was $32.8 million in Q2 2022, with the low at -$78.6 million in Q4 2024.
  • Average Operating Income over 5 years is $3.3 million, with a median of $4.0 million recorded in 2024.
  • Year-over-year, Operating Income sank 849.1% in 2024 and soared 100.96% in 2025.
  • Open Lending's Operating Income stood at $4.8 million in 2022, then slumped by 273.41% to -$8.3 million in 2023, then slumped by 849.1% to -$78.6 million in 2024, then soared by 100.96% to $757000.0 in 2025, then sank by 183.62% to -$633000.0 in 2026.
  • Business Quant data shows LPRO's Operating Income at -$633000.0 in Q1 2026, $757000.0 in Q4 2025, and -$7.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 88.43 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 37.32 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 746.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 Open Lending 366.29 Mn 181.34 Mn 15.64 Mn -633,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -633,000.00
Dec 31, 2025 757,000.00
Sep 30, 2025 -7.70 Mn
Jun 30, 2025 1.18 Mn
Mar 31, 2025 762,000.00
Dec 31, 2024 -78.56 Mn
Sep 30, 2024 1.87 Mn
Jun 30, 2024 3.99 Mn
Mar 31, 2024 7.32 Mn
Dec 31, 2023 -8.28 Mn
Sep 30, 2023 4.54 Mn
Jun 30, 2023 15.72 Mn
Mar 31, 2023 17.10 Mn
Dec 31, 2022 4.77 Mn
Sep 30, 2022 27.79 Mn
Jun 30, 2022 32.81 Mn
Mar 31, 2022 32.24 Mn
Dec 31, 2021 35.23 Mn
Sep 30, 2021 40.74 Mn
Jun 30, 2021 44.88 Mn