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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Return on Capital Employed (2019 - 2025)

Open Lending's Return on Capital Employed history spans 6 years, with the latest figure at 0.35% for Q3 2025.

  • For Q3 2025, Return on Capital Employed fell 36.0% year-over-year to 0.35%; the TTM value through Sep 2025 reached 0.35%, down 36.0%, while the annual FY2024 figure was 0.23%, 31.0% down from the prior year.
  • Return on Capital Employed for Q3 2025 was 0.35% at Open Lending, down from 0.3% in the prior quarter.
  • Across five years, Return on Capital Employed topped out at 0.54% in Q3 2021 and bottomed at 0.35% in Q3 2025.
  • The 5-year median for Return on Capital Employed is 0.21% (2023), against an average of 0.15%.
  • The largest annual shift saw Return on Capital Employed skyrocketed 32bps in 2021 before it plummeted -36bps in 2025.
  • A 5-year view of Return on Capital Employed shows it stood at 0.51% in 2021, then crashed by -49bps to 0.26% in 2022, then plummeted by -69bps to 0.08% in 2023, then crashed by -370bps to 0.22% in 2024, then tumbled by -58bps to 0.35% in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Return on Capital Employed are 0.35% (Q3 2025), 0.3% (Q2 2025), and 0.28% (Q1 2025).