Open Lending (LPRO) Return on Capital Employed (2019 - 2026)

Open Lending's (LPRO) quarterly Return on Capital Employed came in at 3.46% in Q1 2026, up 2468.0% year-on-year from 0.13% in Q1 2025, and down 47.36% quarter-over-quarter from 2.35% in Q4 2025.

Open Lending (LPRO) Return on Capital Employed (2019 - 2026) Analysis & Trends

Open Lending has disclosed Return on Capital Employed across 8 years of filings, most recently posting 3.46% for Q1 2026.

  • Return on Capital Employed for Q1 2026 came in at 3.46%, up 2468.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 3.46% (up 2468.0% YoY), and the FY2025 annual result was 2.3%, up 2040.0% from the prior year.
  • Return on Capital Employed came in at 3.46% for Q1 2026 at Open Lending, down from 2.35% in the prior quarter.
  • In the past five years, Return on Capital Employed ranged from a high of 48.08% in Q1 2022 to a low of 34.64% in Q3 2025.
  • The 5-year median for Return on Capital Employed is 5.43% (2024), against an average of 5.89%.
  • Across the five-year window, Return on Capital Employed sank 3601 bps in 2025 and jumped 2468 bps in 2026, its largest moves.
  • Open Lending's Return on Capital Employed stood at 26.09% in 2022, then slumped by 69 bps to 8.12% in 2023, then tumbled by 370 bps to 21.88% in 2024, then surged by 89 bps to 2.35% in 2025, then plunged by 47 bps to 3.46% in 2026.
  • The last three Return on Capital Employed figures came in at 3.46% (Q1 2026), 2.35% (Q4 2025), and 34.64% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROCE (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 39.33%
2 Mastercard 437.55 Bn 427.34 Bn - 64.72%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 18.41%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn -3.46%

Historic Data

Download Data
DateValue
Mar 31, 2026 -3.46%
Dec 31, 2025 -2.35%
Sep 30, 2025 -34.64%
Jun 30, 2025 -29.51%
Mar 31, 2025 -28.15%
Dec 31, 2024 -21.88%
Sep 30, 2024 1.37%
Jun 30, 2024 2.11%
Mar 31, 2024 5.43%
Dec 31, 2023 8.12%
Sep 30, 2023 11.54%
Jun 30, 2023 18.07%
Mar 31, 2023 22.94%
Dec 31, 2022 26.09%
Sep 30, 2022 35.00%
Jun 30, 2022 41.38%
Mar 31, 2022 48.08%
Dec 31, 2021 51.12%
Sep 30, 2021 53.57%
Jun 30, 2021 42.30%