Open Lending (LPRO) Return on Capital Employed (2020 - 2026)
Open Lending (LPRO) posted Return on Capital Employed of 3.46% for Q1 2026, down 47.36% sequentially from 2.35% in Q4 2025, and up 2468.0% YoY from 0.13% in Q1 2025.
Open Lending (LPRO) Return on Capital Employed (2020 - 2026) Analysis & Trends
Open Lending (LPRO) has 7 years of Return on Capital Employed data on file, last reported at 3.46% in Q1 2026.
- Quarterly Return on Capital Employed rose 2468.0% year-over-year to 3.46% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.46% (up 2468.0% YoY) and the FY2025 annual result came in at 2.3%, up 2040.0% from the prior year.
- Return on Capital Employed eased to 3.46% in Q1 2026 per LPRO's latest filing, from 2.35% in the prior quarter.
- The five-year high for Return on Capital Employed was 48.08% in Q1 2022, with the low at 34.64% in Q3 2025.
- Average Return on Capital Employed over 5 years is 5.89%, with a median of 5.43% recorded in 2024.
- Year-over-year, Return on Capital Employed tumbled 3601 bps in 2025 and surged 2468 bps in 2026.
- Open Lending's Return on Capital Employed stood at 26.09% in 2022, then tumbled by 69 bps to 8.12% in 2023, then plunged by 370 bps to 21.88% in 2024, then surged by 89 bps to 2.35% in 2025, then sank by 47 bps to 3.46% in 2026.
- Business Quant data shows LPRO's Return on Capital Employed at 3.46% in Q1 2026, 2.35% in Q4 2025, and 34.64% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 39.33% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 64.72% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 18.41% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | -3.46% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.46% |
| Dec 31, 2025 | -2.35% |
| Sep 30, 2025 | -34.64% |
| Jun 30, 2025 | -29.51% |
| Mar 31, 2025 | -28.15% |
| Dec 31, 2024 | -21.88% |
| Sep 30, 2024 | 1.37% |
| Jun 30, 2024 | 2.11% |
| Mar 31, 2024 | 5.43% |
| Dec 31, 2023 | 8.12% |
| Sep 30, 2023 | 11.54% |
| Jun 30, 2023 | 18.07% |
| Mar 31, 2023 | 22.94% |
| Dec 31, 2022 | 26.09% |
| Sep 30, 2022 | 35.00% |
| Jun 30, 2022 | 41.38% |
| Mar 31, 2022 | 48.08% |
| Dec 31, 2021 | 51.12% |
| Sep 30, 2021 | 53.57% |
| Jun 30, 2021 | 42.30% |