Open Lending (LPRO) Return on Capital Employed (2020 - 2026)
Open Lending (LPRO) posted Return on Capital Employed of 3.46% for Q1 2026, down 47.36% sequentially from 2.35% in Q4 2025, and up 2468.0% YoY from 0.13% in Q1 2025.
Open Lending (LPRO) Return on Capital Employed (2020 - 2026) Analysis & Trends
Open Lending has reported Return on Capital Employed for 7 years, with the latest figure at 3.46% in Q1 2026.
- Quarterly Return on Capital Employed rose 2468.0% year-over-year to 3.46% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.46% (up 2468.0% YoY) and the FY2025 annual result came in at 2.3%, up 2040.0% from the prior year.
- Return on Capital Employed eased to 3.46% in Q1 2026 per LPRO's latest filing, from 2.35% in the prior quarter.
- Over five years, Return on Capital Employed peaked at 48.08% in Q1 2022 and troughed at 34.64% in Q3 2025.
- A 5-year average of 5.89% and a median of 5.43% in 2024 frame the typical range for Return on Capital Employed.
- The sharpest annual moves came in 2025 and 2026: Return on Capital Employed sank 3601 bps in 2025, then soared 2468 bps in 2026.
- Over 5 years, Return on Capital Employed stood at 26.09% in 2022, then slumped by 69 bps to 8.12% in 2023, then tumbled by 370 bps to 21.88% in 2024, then jumped by 89 bps to 2.35% in 2025, then plunged by 47 bps to 3.46% in 2026.
- According to Business Quant data, Return on Capital Employed over the past three periods registered 3.46%, 2.35%, and 34.64% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 42.61% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 68.07% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 17.89% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Open Lending | 402.54 Mn | 217.59 Mn | 15.64 Mn | -3.46% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.46% |
| Dec 31, 2025 | -2.35% |
| Sep 30, 2025 | -34.64% |
| Jun 30, 2025 | -29.51% |
| Mar 31, 2025 | -28.15% |
| Dec 31, 2024 | -21.88% |
| Sep 30, 2024 | 1.37% |
| Jun 30, 2024 | 2.11% |
| Mar 31, 2024 | 5.43% |
| Dec 31, 2023 | 8.12% |
| Sep 30, 2023 | 11.54% |
| Jun 30, 2023 | 18.07% |
| Mar 31, 2023 | 22.94% |
| Dec 31, 2022 | 26.09% |
| Sep 30, 2022 | 35.00% |
| Jun 30, 2022 | 41.38% |
| Mar 31, 2022 | 48.08% |
| Dec 31, 2021 | 51.12% |
| Sep 30, 2021 | 53.57% |
| Jun 30, 2021 | 42.30% |