Open Lending (LPRO) Return on Capital Employed (2019 - 2026)
Open Lending's (LPRO) quarterly Return on Capital Employed came in at 3.46% in Q1 2026, up 2468.0% year-on-year from 0.13% in Q1 2025, and down 47.36% quarter-over-quarter from 2.35% in Q4 2025.
Open Lending (LPRO) Return on Capital Employed (2019 - 2026) Analysis & Trends
Open Lending has disclosed Return on Capital Employed across 8 years of filings, most recently posting 3.46% for Q1 2026.
- Return on Capital Employed for Q1 2026 came in at 3.46%, up 2468.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 3.46% (up 2468.0% YoY), and the FY2025 annual result was 2.3%, up 2040.0% from the prior year.
- Return on Capital Employed came in at 3.46% for Q1 2026 at Open Lending, down from 2.35% in the prior quarter.
- In the past five years, Return on Capital Employed ranged from a high of 48.08% in Q1 2022 to a low of 34.64% in Q3 2025.
- The 5-year median for Return on Capital Employed is 5.43% (2024), against an average of 5.89%.
- Across the five-year window, Return on Capital Employed sank 3601 bps in 2025 and jumped 2468 bps in 2026, its largest moves.
- Open Lending's Return on Capital Employed stood at 26.09% in 2022, then slumped by 69 bps to 8.12% in 2023, then tumbled by 370 bps to 21.88% in 2024, then surged by 89 bps to 2.35% in 2025, then plunged by 47 bps to 3.46% in 2026.
- The last three Return on Capital Employed figures came in at 3.46% (Q1 2026), 2.35% (Q4 2025), and 34.64% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 39.33% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 64.72% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 18.41% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | Open Lending | 248.51 Mn | 248.51 Mn | 15.64 Mn | -3.46% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.46% |
| Dec 31, 2025 | -2.35% |
| Sep 30, 2025 | -34.64% |
| Jun 30, 2025 | -29.51% |
| Mar 31, 2025 | -28.15% |
| Dec 31, 2024 | -21.88% |
| Sep 30, 2024 | 1.37% |
| Jun 30, 2024 | 2.11% |
| Mar 31, 2024 | 5.43% |
| Dec 31, 2023 | 8.12% |
| Sep 30, 2023 | 11.54% |
| Jun 30, 2023 | 18.07% |
| Mar 31, 2023 | 22.94% |
| Dec 31, 2022 | 26.09% |
| Sep 30, 2022 | 35.00% |
| Jun 30, 2022 | 41.38% |
| Mar 31, 2022 | 48.08% |
| Dec 31, 2021 | 51.12% |
| Sep 30, 2021 | 53.57% |
| Jun 30, 2021 | 42.30% |