Open Lending LPRO
NASDAQ LPRO
$3.14 +0.00 (+0.00%)
At close: Aug 7, 2026 · 4:00 PM EDT

Open Lending (LPRO) Return on Capital Employed (2020 - 2026)

Open Lending (LPRO) posted Return on Capital Employed of 3.46% for Q1 2026, down 47.36% sequentially from 2.35% in Q4 2025, and up 2468.0% YoY from 0.13% in Q1 2025.

Analysis

Open Lending (LPRO) Return on Capital Employed (2020 - 2026) Analysis & Trends

Open Lending has reported Return on Capital Employed for 7 years, with the latest figure at 3.46% in Q1 2026.

  • Quarterly Return on Capital Employed rose 2468.0% year-over-year to 3.46% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.46% (up 2468.0% YoY) and the FY2025 annual result came in at 2.3%, up 2040.0% from the prior year.
  • Return on Capital Employed eased to 3.46% in Q1 2026 per LPRO's latest filing, from 2.35% in the prior quarter.
  • Over five years, Return on Capital Employed peaked at 48.08% in Q1 2022 and troughed at 34.64% in Q3 2025.
  • A 5-year average of 5.89% and a median of 5.43% in 2024 frame the typical range for Return on Capital Employed.
  • The sharpest annual moves came in 2025 and 2026: Return on Capital Employed sank 3601 bps in 2025, then soared 2468 bps in 2026.
  • Over 5 years, Return on Capital Employed stood at 26.09% in 2022, then slumped by 69 bps to 8.12% in 2023, then tumbled by 370 bps to 21.88% in 2024, then jumped by 89 bps to 2.35% in 2025, then plunged by 47 bps to 3.46% in 2026.
  • According to Business Quant data, Return on Capital Employed over the past three periods registered 3.46%, 2.35%, and 34.64% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROCE (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 42.61%
2 Mastercard 518.33 Bn 504.84 Bn - 68.07%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn -
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - 17.89%
6 Affirm Holdings 26.22 Bn 24.59 Bn - -
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -
10 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -3.46%
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 -3.46%
Dec 31, 2025 -2.35%
Sep 30, 2025 -34.64%
Jun 30, 2025 -29.51%
Mar 31, 2025 -28.15%
Dec 31, 2024 -21.88%
Sep 30, 2024 1.37%
Jun 30, 2024 2.11%
Mar 31, 2024 5.43%
Dec 31, 2023 8.12%
Sep 30, 2023 11.54%
Jun 30, 2023 18.07%
Mar 31, 2023 22.94%
Dec 31, 2022 26.09%
Sep 30, 2022 35.00%
Jun 30, 2022 41.38%
Mar 31, 2022 48.08%
Dec 31, 2021 51.12%
Sep 30, 2021 53.57%
Jun 30, 2021 42.30%