Open Lending (LPRO) Times Interest Earned (2019 - 2026)
Open Lending (LPRO) posted Times Interest Earned of -$0.48 for Q1 2026, down 239.81% sequentially from $0.34 in Q4 2025, and down 261.83% YoY from $0.29 in Q1 2025.
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Open Lending (LPRO) Times Interest Earned (2019 - 2026) Analysis & Trends
Open Lending has reported Times Interest Earned for 8 years, with the latest figure at -$0.48 in Q1 2026.
- Quarterly Times Interest Earned fell 261.83% year-over-year to -$0.48 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$0.76 (up 88.21% YoY) and the FY2025 annual result came in at -$0.52, up 31.81% from the prior year.
- Times Interest Earned declined to -$0.48 in Q1 2026 per LPRO's latest filing, from $0.34 in the prior quarter.
- Over five years, Times Interest Earned peaked at $26.7 in Q2 2022 and troughed at -$27.57 in Q4 2024.
- A 5-year average of $3.22 and a median of $1.46 in 2024 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2022 and 2024: Times Interest Earned jumped 174.28% in 2022, then tumbled 922.06% in 2024.
- Over 5 years, Times Interest Earned stood at $2.08 in 2022, then tumbled by 229.83% to -$2.7 in 2023, then sank by 922.06% to -$27.57 in 2024, then jumped by 101.24% to $0.34 in 2025, then tumbled by 239.81% to -$0.48 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered -$0.48, $0.34, and -$3.17 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -0.48 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -0.48 |
| Dec 31, 2025 | 0.34 |
| Sep 30, 2025 | -3.17 |
| Jun 30, 2025 | 0.49 |
| Mar 31, 2025 | 0.29 |
| Dec 31, 2024 | -27.57 |
| Sep 30, 2024 | 0.63 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 2.64 |
| Dec 31, 2023 | -2.94 |
| Sep 30, 2023 | 1.62 |
| Jun 30, 2023 | 5.92 |
| Mar 31, 2023 | 7.16 |
| Dec 31, 2022 | 2.08 |
| Sep 30, 2022 | 17.28 |
| Jun 30, 2022 | 29.19 |
| Mar 31, 2022 | 40.15 |
| Dec 31, 2021 | 72.04 |
| Sep 30, 2021 | 42.48 |
| Jun 30, 2021 | 40.00 |