Open Lending (LPRO) Times Interest Earned (2019 - 2026)
Open Lending (LPRO) posted Times Interest Earned of -$0.48 for Q1 2026, down 239.81% sequentially from $0.34 in Q4 2025, and down 261.83% YoY from $0.29 in Q1 2025.
Open Lending (LPRO) Times Interest Earned (2019 - 2026) Analysis & Trends
Open Lending (LPRO) has 8 years of Times Interest Earned data on file, last reported at -$0.48 in Q1 2026.
- Quarterly Times Interest Earned fell 261.83% year-over-year to -$0.48 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$0.76 (up 88.21% YoY) and the FY2025 annual result came in at -$0.52, up 91.03% from the prior year.
- Times Interest Earned declined to -$0.48 in Q1 2026 per LPRO's latest filing, from $0.34 in the prior quarter.
- The five-year high for Times Interest Earned was $40.15 in Q1 2022, with the low at -$27.57 in Q4 2024.
- Average Times Interest Earned over 5 years is $4.42, with a median of $1.46 recorded in 2024.
- Year-over-year, Times Interest Earned surged 348.48% in 2022 and tumbled 839.44% in 2024.
- Open Lending's Times Interest Earned stood at $2.08 in 2022, then plunged by 241.25% to -$2.94 in 2023, then plunged by 839.44% to -$27.57 in 2024, then surged by 101.24% to $0.34 in 2025, then plunged by 239.81% to -$0.48 in 2026.
- Business Quant data shows LPRO's Times Interest Earned at -$0.48 in Q1 2026, $0.34 in Q4 2025, and -$3.17 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | -0.48 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.48 |
| Dec 31, 2025 | 0.34 |
| Sep 30, 2025 | -3.17 |
| Jun 30, 2025 | 0.49 |
| Mar 31, 2025 | 0.29 |
| Dec 31, 2024 | -27.57 |
| Sep 30, 2024 | 0.63 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 2.64 |
| Dec 31, 2023 | -2.94 |
| Sep 30, 2023 | 1.62 |
| Jun 30, 2023 | 5.92 |
| Mar 31, 2023 | 7.16 |
| Dec 31, 2022 | 2.08 |
| Sep 30, 2022 | 17.28 |
| Jun 30, 2022 | 29.19 |
| Mar 31, 2022 | 40.15 |
| Dec 31, 2021 | 72.04 |
| Sep 30, 2021 | 42.48 |
| Jun 30, 2021 | 40.00 |