Open Lending (LPRO) Times Interest Earned (2019 - 2026)
Open Lending (LPRO) posted Times Interest Earned of -$0.48 for Q1 2026, down 239.81% sequentially from $0.34 in Q4 2025, and down 261.83% YoY from $0.29 in Q1 2025.
Open Lending (LPRO) Times Interest Earned (2019 - 2026) Analysis & Trends
Open Lending has reported Times Interest Earned for 8 years, with the latest figure at -$0.48 in Q1 2026.
- Quarterly Times Interest Earned fell 261.83% year-over-year to -$0.48 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$0.76 (up 88.21% YoY) and the FY2025 annual result came in at -$0.52, up 31.81% from the prior year.
- Times Interest Earned declined to -$0.48 in Q1 2026 per LPRO's latest filing, from $0.34 in the prior quarter.
- Over five years, Times Interest Earned peaked at $26.7 in Q2 2022 and troughed at -$27.57 in Q4 2024.
- A 5-year average of $3.22 and a median of $1.46 in 2024 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2022 and 2024: Times Interest Earned jumped 174.28% in 2022, then tumbled 922.06% in 2024.
- Over 5 years, Times Interest Earned stood at $2.08 in 2022, then tumbled by 229.83% to -$2.7 in 2023, then sank by 922.06% to -$27.57 in 2024, then jumped by 101.24% to $0.34 in 2025, then tumbled by 239.81% to -$0.48 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered -$0.48, $0.34, and -$3.17 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Open Lending | 402.54 Mn | 217.59 Mn | 15.64 Mn | -0.48 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.48 |
| Dec 31, 2025 | 0.34 |
| Sep 30, 2025 | -3.17 |
| Jun 30, 2025 | 0.49 |
| Mar 31, 2025 | 0.29 |
| Dec 31, 2024 | -27.57 |
| Sep 30, 2024 | 0.63 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 2.07 |
| Dec 31, 2023 | -2.70 |
| Sep 30, 2023 | 1.62 |
| Jun 30, 2023 | 5.92 |
| Mar 31, 2023 | 6.74 |
| Dec 31, 2022 | 2.08 |
| Sep 30, 2022 | 15.68 |
| Jun 30, 2022 | 26.70 |
| Mar 31, 2022 | 24.56 |
| Dec 31, 2021 | -277.38 |
| Sep 30, 2021 | 27.16 |
| Jun 30, 2021 | 28.48 |