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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Times Interest Earned (2019 - 2025)

Open Lending's Times Interest Earned history spans 7 years, with the latest figure at -$3.17 for Q3 2025.

  • For Q3 2025, Times Interest Earned fell 602.64% year-over-year to -$3.17; the TTM value through Sep 2025 reached -$8.2, down 1987.13%, while the annual FY2024 figure was -$5.78, 311.83% down from the prior year.
  • Times Interest Earned for Q3 2025 was -$3.17 at Open Lending, down from $0.49 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $72.04 in Q4 2021 and bottomed at -$27.57 in Q4 2024.
  • The 5-year median for Times Interest Earned is $2.64 (2024), against an average of $12.56.
  • The largest annual shift saw Times Interest Earned surged 3593.62% in 2021 before it crashed 839.44% in 2024.
  • A 5-year view of Times Interest Earned shows it stood at $72.04 in 2021, then tumbled by 97.12% to $2.08 in 2022, then tumbled by 241.25% to -$2.94 in 2023, then plummeted by 839.44% to -$27.57 in 2024, then skyrocketed by 88.52% to -$3.17 in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Times Interest Earned are -$3.17 (Q3 2025), $0.49 (Q2 2025), and $0.29 (Q1 2025).