Open Lending (LPRO) Times Interest Earned (2019 - 2026)

Open Lending's (LPRO) quarterly Times Interest Earned came in at -$0.48 in Q1 2026, down 261.83% year-on-year from $0.29 in Q1 2025, and down 239.81% quarter-over-quarter from $0.34 in Q4 2025.

Open Lending (LPRO) Times Interest Earned (2019 - 2026) Analysis & Trends

Open Lending has disclosed Times Interest Earned across 8 years of filings, most recently posting -$0.48 for Q1 2026.

  • Times Interest Earned for Q1 2026 came in at -$0.48, down 261.83% year-over-year; the trailing twelve-month figure through Mar 2026 was -$0.76 (up 88.21% YoY), and the FY2025 annual result was -$0.52, up 91.03% from the prior year.
  • Times Interest Earned came in at -$0.48 for Q1 2026 at Open Lending, down from $0.34 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $40.15 in Q1 2022 to a low of -$27.57 in Q4 2024.
  • The 5-year median for Times Interest Earned is $1.46 (2024), against an average of $4.42.
  • Across the five-year window, Times Interest Earned jumped 348.48% in 2022 and sank 839.44% in 2024, its largest moves.
  • Open Lending's Times Interest Earned stood at $2.08 in 2022, then tumbled by 241.25% to -$2.94 in 2023, then tumbled by 839.44% to -$27.57 in 2024, then surged by 101.24% to $0.34 in 2025, then tumbled by 239.81% to -$0.48 in 2026.
  • The last three Times Interest Earned figures came in at -$0.48 (Q1 2026), $0.34 (Q4 2025), and -$3.17 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn -0.48

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.48
Dec 31, 2025 0.34
Sep 30, 2025 -3.17
Jun 30, 2025 0.49
Mar 31, 2025 0.29
Dec 31, 2024 -27.57
Sep 30, 2024 0.63
Jun 30, 2024 1.46
Mar 31, 2024 2.64
Dec 31, 2023 -2.94
Sep 30, 2023 1.62
Jun 30, 2023 5.92
Mar 31, 2023 7.16
Dec 31, 2022 2.08
Sep 30, 2022 17.28
Jun 30, 2022 29.19
Mar 31, 2022 40.15
Dec 31, 2021 72.04
Sep 30, 2021 42.48
Jun 30, 2021 40.00